Boredom driving divorce; Cash flow management; 15 ways to curb baby expenses; Building your credit rating; Work-life balance
By Amanda Morrall
1) Until boredom do we part
According to a Grant Thornton study on divorce, "growing apart'' is now cited as a more common reason for divorce than infidelity.
For whatever reason, cheating is no longer the sin it used to be. Rather it's the boredom of monogamy, couples can't tolerate.
Guardian Money, which reports on the study here, notes some interesting stats on how parting couples are squaring the accounts.
2) Cash flow
In business, understanding cash flow is critical. It's no different for households, however the tendency is to drain the account from pay-cheque to pay-cheque.
Here, moneyistheroot.com shares some lessons learnt from corporate controllers on how to use forecasting on domestic budgets.
3) Babies don't come cheap.
My babies are 7 and 9 now, but I still remember the joyous day when my youngest used the potty and I broke free from nappies once and for all. It was an instant NZ$50 a month saving.
For the benefit of those still in the thick of the zombie years, here's a list of 15 ways to save on baby expenses.
4) Boost your credit ratings
In the wrong hands, credit cards can be a financial disaster. For those who use them discriminantly and strategically, they can be a gateway to free stuff and cheaper interest rates.
With New Zealand moving towards a positive credit rating system, it's all the more reason to reform you credit card behaviour.
5) Working from home
It's a distributive workforce these days and working from home is no longer the isolationist realm of computer geeks and telemarketers.
And since the introduction of Flexible Work Hours legislation, employees (with dependents) are within their rights to request it, if they can still get the job done.
Getting the work-life balance right can be tough. Before you move base, here's some tips from Forbes Money Builder.