Credit Ratings

Heartland Group CEO says not yet decided which technology platform a combined Heartland-TSB would use, acknowledges cultural differences but doesn't expect major problems

Heartland Group CEO says not yet decided which technology platform a combined Heartland-TSB would use, acknowledges cultural differences but doesn't expect major problems

Heartland Group Holdings proposes acquisition of TSB from the Toi Foundation to create TSB Heartland Bank. Toi to consult with Taranaki residents

Heartland Group Holdings proposes acquisition of TSB from the Toi Foundation to create TSB Heartland Bank. Toi to consult with Taranaki residents

S&P sees significant opportunities for banks with AI, but cautions FOMO could lead to poor investment decisions

S&P sees significant opportunities for banks with AI, but cautions FOMO could lead to poor investment decisions

Less equity, better resolvability: Inside New Zealand’s bank capital reforms

Less equity, better resolvability: Inside New Zealand’s bank capital reforms

S&P waiting to see how councils react to imposition of rates cap before making any credit ratings decisions

S&P waiting to see how councils react to imposition of rates cap before making any credit ratings decisions

The introduction of a rates cap on local councils ‘will erode the sector’s flexibility to raise revenues’, credit rating agency S&P Global Ratings says

The introduction of a rates cap on local councils ‘will erode the sector’s flexibility to raise revenues’, credit rating agency S&P Global Ratings says

Household term deposit balances have flat-lined since early 2024. But now that bank offer rates are rising, with 4%-plus rates even offered by some main banks, will that encourage savers to move back?

Household term deposit balances have flat-lined since early 2024. But now that bank offer rates are rising, with 4%-plus rates even offered by some main banks, will that encourage savers to move back?

Term deposit rates are moving off their recent lows with 4%+ rates starting to spread. Surprisingly the major banks are at the forefront of the rises

Term deposit rates are moving off their recent lows with 4%+ rates starting to spread. Surprisingly the major banks are at the forefront of the rises

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

Could the Reserve Bank's new capital settings be a slow burning catalyst for big bank credit rating upgrades?

Could the Reserve Bank's new capital settings be a slow burning catalyst for big bank credit rating upgrades?

The year is ending with selected banks raising longer term deposit rates. The latest is state-owned Kiwibank whose one year TD rate now easily eclipses their big Aussie bank rivals

The year is ending with selected banks raising longer term deposit rates. The latest is state-owned Kiwibank whose one year TD rate now easily eclipses their big Aussie bank rivals

As the Government proposes a rates cap, councils may be forced to take on more debt if they ‘hope to plough on’ with investments and ‘this would be a credit negative,’ S&P says

As the Government proposes a rates cap, councils may be forced to take on more debt if they ‘hope to plough on’ with investments and ‘this would be a credit negative,’ S&P says

S&P Global Ratings sees steady times ahead for New Zealand's major banks

S&P Global Ratings sees steady times ahead for New Zealand's major banks

Not much cheer for savers as 2025 heads towards its end, with term deposit rates being lowered by some, and soft everywhere

Not much cheer for savers as 2025 heads towards its end, with term deposit rates being lowered by some, and soft everywhere

National's Local Water Done Well policy allows councils to bypass debt limits and raise more revenue without hiking property rates

National's Local Water Done Well policy allows councils to bypass debt limits and raise more revenue without hiking property rates