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Term deposits 1 to 5 years

Featured rate
Featured rate
Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY5.104.804.554.454.404.35
ASBAA-$5,000QY5.204.804.504.504.504.50
AA-$10,000QY5.204.804.504.504.504.50
Bank of BarodaBBB-$1,000MM5.255.004.704.354.254.15
Bank of ChinaA$100,000ZZ5.505.104.904.904.804.80
Bank of IndiaBB+$5,000QQ5.405.204.804.704.604.50
BNZAA-$2,000MM5.204.804.654.504.504.50
AA-$2,000ZZ5.204.804.654.504.504.50
China Construction BankA$100,000ZZ5.355.205.055.005.005.00
Co-operative BankBBB+$2,000QQ5.104.804.554.504.50
BBB+$5,000QQ5.254.804.554.504.50
BBB+$5,000ZZ5.25
Heartland BankBBB$1,000QQ5.254.854.704.554.554.55
BBB$1,000ZZ
15 months = 5.10 effective on 31 Jan, 2023
ICBC A$5,000ZZ5.304.954.754.654.654.65
A$10,000ZZ5.405.054.854.754.754.75
KiwibankA1$1,000ZZ0.500.500.500.500.50
A1$5,000ZZ5.054.504.404.404.40
A1$5,000MM5.054.504.404.404.40
A1$10,000ZZ5.154.504.504.504.50
A1$10,000ZM5.154.604.504.504.50
KookminA$5,000ZZ5.905.004.604.604.60
A$10,000ZZ6.005.004.604.604.60
A$50,000ZZ6.005.004.604.604.60
A$100,000ZZ6.105.004.604.604.60
RaboDirectA$1,000AA5.605.205.004.754.704.70
A$1,000AA
A$1,000MM5.465.084.894.654.604.60
SBS Bank.BBB$1,000QQ5.254.704.704.70
BBB$1,000ZZ5.254.704.704.70
TSB BankBBB+$1,000SS5.505.004.704.604.504.50
WestpacAA-$5,000QQ5.054.804.604.504.404.30

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$15.354.85
NelsonBB+$5,0005.204.504.50
WairarapaBB+$2,0005.505.104.80

Fund/Wealth Managers

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
AMP.$1,0005.254.70
Squirrel Money - home loans base$100MM7.007.007.007.00
Squirrel Money - personal loans base$100MM8.008.008.008.007.75

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
First CUBB$5005.755.355.15
Police CUBB+$5005.204.904.60
UnityBB$1,0005.204.804.704.604.504.50

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Southern Cross Partners$10,000MM7.507.50
Squirrel Money - construction loans base$1007.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Christian Savings BB+$1,000SS5.505.204.954.854.75
Finance Direct$1,000QQ6.505.906.006.106.257.00
General FinanceBB$2,000QQ7.307.307.306.756.756.75
Gold Band FinanceB+$5,000QQ6.757.256.506.756.756.75
Liberty FinancialBBB$5,000QQ6.456.256.156.105.805.60
Mutual Credit FinanceB$5,000QQ7.007.007.256.756.506.25
Xceda FinanceB+$2,500QQ7.257.106.806.256.006.00

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ4.504.003.75