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Term deposits 1 to 5 years

Featured rate
Featured rate
Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY5.905.905.655.305.305.20
ASBAA-$5,000QY5.905.705.405.205.105.00
AA-$10,000QY5.905.705.405.205.105.00
Bank of BarodaBBB-$1,000MM6.005.905.505.005.005.00
BBB-$10,000MM6.005.905.505.005.005.00
Bank of ChinaA$100,000ZZ6.155.955.705.355.355.25
Bank of IndiaBB+$5,000QQ5.305.355.305.305.255.25
BNZAA-$2,000MM6.005.905.605.305.205.10
AA-$2,000ZZ6.005.905.605.305.205.10
China Construction BankA$100,000ZZ6.005.855.655.405.355.30
Co-operative BankBBB$2,000QQ5.755.805.705.355.35
BBB$5,000QQ5.905.805.705.355.35
BBB$5,000ZZ5.90
Heartland BankBBB$1,000QQ6.206.005.905.805.705.60
BBB$1,000ZZ
15 months = 5.90 effective on 31 Jan, 2023
ICBC A$5,000ZZ6.105.855.805.455.455.40
A$10,000ZZ6.205.955.905.555.555.50
KiwibankA1$1,000ZZ0.500.500.500.500.50
A1$5,000ZZ6.005.505.155.105.10
A1$5,000MM6.005.505.155.105.10
A1$10,000ZZ6.105.605.255.205.20
A1$10,000ZM6.105.605.255.205.20
KookminA$5,000ZZ5.905.004.604.604.60
A$10,000ZZ6.005.004.604.604.60
A$50,000ZZ6.005.004.604.604.60
A$100,000ZZ6.105.004.604.604.60
RaboDirectA$1,000AA6.306.106.105.905.855.75
A$1,000AA
A$1,000MM6.135.945.945.755.705.60
SBS Bank.BBB$1,000QQ5.955.955.605.30
BBB$1,000ZZ5.955.955.605.30
TSB BankA-$1,000SS5.905.805.505.305.205.10
WestpacAA-$5,000QQ5.905.805.505.305.205.10
Featured rate
Featured rate

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$16.106.00
NelsonBB+$5,0005.905.605.30
WairarapaBB+$2,0006.106.006.005.30

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
First CUBB$5006.355.955.75
NZCU Auckland$5006.606.506.15
$10,0006.355.955.75
Police CUBBB-$5005.905.805.60
UnityBB$1,0005.855.805.655.305.305.20

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Southern Cross Partners$10,000MM7.507.50
Squirrel Money - construction loans base$1007.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Christian Savings BB+$1,000SS6.106.005.705.355.25
Finance Direct$1,000QQ6.507.607.807.907.107.30
General FinanceBB$2,000QQ7.507.507.507.007.007.00
Gold Band FinanceB+$5,000QQ6.757.256.506.756.756.75
Liberty FinancialBBB-$5,000QQ7.107.007.006.906.706.70
Mutual Credit FinanceB$5,000QQ7.007.007.256.756.506.25
Xceda FinanceB$2,500QQ7.607.507.256.506.256.25

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ5.254.754.50