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Term deposits 1 to 5 years

Featured rate
Featured rate
Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY3.653.704.054.104.304.40
ASBAA-$5,000QY3.653.754.054.304.304.40
AA-$10,000QY3.653.754.054.304.304.40
Bank of BarodaBBB-$1,000MM3.153.203.253.303.353.40
BBB-$10,000MM3.153.203.253.303.353.40
Bank of ChinaA$100,000ZZ3.603.703.803.904.004.10
Bank of IndiaBB+$5,000QQ2.002.002.502.602.903.00
BNZAA-$2,000MM3.653.704.054.104.304.40
AA-$2,000ZZ3.653.704.054.104.304.40
China Construction BankA$100,000ZZ3.803.904.154.354.454.55
Co-operative BankBBB$2,000QQ3.603.804.104.304.40
BBB$5,000ZZ3.65
BBB$10,000QQ3.653.804.104.304.40
Heartland BankBBB$1,000QQ3.603.603.603.803.803.80
BBB$1,000ZZ
15 months = 3.30 Invest in Heartland to invest in New Zealand
HSBCAA-$1ZZ2.403.003.203.203.30
AA-$10,000ZZ3.103.603.803.803.90
ICBC A$5,000ZZ3.603.603.854.154.304.35
A$10,000ZZ3.703.703.954.254.404.45
KiwibankA1$1,000ZZ0.500.500.500.500.50
A1$5,000ZZ3.654.004.104.154.20
A1$5,000MM3.654.004.104.154.20
A1$10,000ZZ3.754.104.204.254.30
A1$10,000ZM3.754.104.204.254.30
KookminA$5,000ZZ3.003.303.403.503.70
A$10,000ZZ3.103.403.503.603.80
A$50,000ZZ3.203.503.603.703.90
A$100,000ZZ3.303.603.703.804.00
RaboDirectA$1,000AA3.803.904.254.454.604.65
A$1,000AA
A$1,000MM3.743.834.174.364.514.55
SBS Bank.BBB$1,000QQ3.653.654.054.30
BBB$1,000ZZ3.653.654.054.30
TSB BankA-$5,000SS3.553.653.954.004.204.30
A-$10,000SS3.653.754.054.104.304.40
WestpacAA-$5,000QQ3.653.804.104.304.404.50

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.604.00
NelsonBB+$5,0003.654.054.10
WairarapaBB+$10,0003.803.803.803.80

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
First CUBB$5003.503.704.00
NZ Firefighters CU$1,0003.303.403.70
NZCU Auckland$5001.601.651.85
$10,0002.202.202.50
Police CUBBB-$5003.703.754.10
UnityBB$1,0003.403.503.803.904.004.10

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Christian Savings BB+$1,000ZZ3.503.703.804.004.20
Finance Direct$1,000QQ2.753.754.254.454.754.95
General FinanceBB-$2,000QQ4.755.455.505.805.906.05
Gold Band Finance$5,000QQ4.454.755.255.505.756.00
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ4.504.755.255.506.006.00
Xceda FinanceB$2,500QQ5.005.405.505.655.755.95

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ2.503.003.25