About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Thursday; Toyota Finance cuts rates, retail spending falls, more concrete poured, NZGB yields jump, long rates turn lower, NZD slips, & more
11th Feb 21, 3:59pm
6
A review of things you need to know before you go home on Thursday; Toyota Finance cuts rates, retail spending falls, more concrete poured, NZGB yields jump, long rates turn lower, NZD slips, & more
US inflation lower; China back in deflation; China FDI growth fades; South Korea unemployment rises; Australian consumer confidence up; UST 10yr at 1.14%; oil unchanged and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.6
11th Feb 21, 7:19am
39
US inflation lower; China back in deflation; China FDI growth fades; South Korea unemployment rises; Australian consumer confidence up; UST 10yr at 1.14%; oil unchanged and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.6
A review of things you need to know before you go home on Wednesday; new low mortgage rate, strong auction activity, job ads lose momentum, ASB even more profitable, swaps unchanged, NZD slips, & more
10th Feb 21, 3:59pm
19
A review of things you need to know before you go home on Wednesday; new low mortgage rate, strong auction activity, job ads lose momentum, ASB even more profitable, swaps unchanged, NZD slips, & more
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
10th Feb 21, 10:10am
5
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
US deficits rise sharply; China's births collapse; China's debt rises again; Japanese machine tool orders swell; Aussie business confidence up; UST 10yr at 1.15%; oil up and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.8
10th Feb 21, 7:22am
73
US deficits rise sharply; China's births collapse; China's debt rises again; Japanese machine tool orders swell; Aussie business confidence up; UST 10yr at 1.15%; oil up and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.8
A review of things you need to know before you go home on Tuesday; some more retail rate changes, truckometer at trend, inflation expectations rise, swaps up, NZD rises, bitcoin jumps to new record, & more
9th Feb 21, 3:59pm
60
A review of things you need to know before you go home on Tuesday; some more retail rate changes, truckometer at trend, inflation expectations rise, swaps up, NZD rises, bitcoin jumps to new record, & more
David Chaston summarises how the recent run-up in longer-term wholesale interest rates is affecting the cost of money, and for who. He also shows how the FLP is distorting these market moves
9th Feb 21, 11:52am
21
David Chaston summarises how the recent run-up in longer-term wholesale interest rates is affecting the cost of money, and for who. He also shows how the FLP is distorting these market moves
US consumer expectations rise; US jobs growth lackluster; Canada jobs shrink; China's food security issues rise; Aussies to exclude ag from net zero goal; UST 10yr at 1.16%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.9
9th Feb 21, 7:19am
123
US consumer expectations rise; US jobs growth lackluster; Canada jobs shrink; China's food security issues rise; Aussies to exclude ag from net zero goal; UST 10yr at 1.16%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 73.9
US jobs growth timid; Congress moves on big stimulus; US trade balance worse; Canada jobs shrink; Singapore retail declines; south China in drought; UST 10yr at 1.16%; oil up and gold recovers; NZ$1 = 71.9 USc; TWI-5 = 73.7
6th Feb 21, 7:59am
20
US jobs growth timid; Congress moves on big stimulus; US trade balance worse; Canada jobs shrink; Singapore retail declines; south China in drought; UST 10yr at 1.16%; oil up and gold recovers; NZ$1 = 71.9 USc; TWI-5 = 73.7
A review of things you need to know before you go home on Friday; no retail rate changes, MBIE under the auditor microscope, power prices up, distrusted brands, gold's slide steadies, swaps up, NZD slips, & more
5th Feb 21, 3:59pm
16
A review of things you need to know before you go home on Friday; no retail rate changes, MBIE under the auditor microscope, power prices up, distrusted brands, gold's slide steadies, swaps up, NZD slips, & more
US jobless claims fall; US factory orders rise; China foods prices rise; EU retail sales up; Aussie imports fall more than exports; UST 10yr at 1.14%; oil unchanged and gold tanks; NZ$1 = 71.6 USc; TWI-5 = 73.6
5th Feb 21, 7:17am
61
US jobless claims fall; US factory orders rise; China foods prices rise; EU retail sales up; Aussie imports fall more than exports; UST 10yr at 1.14%; oil unchanged and gold tanks; NZ$1 = 71.6 USc; TWI-5 = 73.6
A review of things you need to know before you go home on Thursday; some mortgage rate cuts, business confidence up, dwelling consents up, swaps up, NZD up, & more
4th Feb 21, 3:59pm
44
A review of things you need to know before you go home on Thursday; some mortgage rate cuts, business confidence up, dwelling consents up, swaps up, NZD up, & more
US jobs growth returns; US services sector very healthy; China services weaken; EU inflation returns; Aussie housing consents jump; global air cargo recovers; UST 10yr at 1.13%; oil up and gold down; NZ$1 = 72 USc; TWI-5 = 73.9
4th Feb 21, 7:27am
43
US jobs growth returns; US services sector very healthy; China services weaken; EU inflation returns; Aussie housing consents jump; global air cargo recovers; UST 10yr at 1.13%; oil up and gold down; NZ$1 = 72 USc; TWI-5 = 73.9
A review of things you need to know before you go home on Wednesday; 'unprecedented mortgage demand', housing up, milk price up, unemployment down, swaps up sharply at long end, NZD up, & more
3rd Feb 21, 3:59pm
29
A review of things you need to know before you go home on Wednesday; 'unprecedented mortgage demand', housing up, milk price up, unemployment down, swaps up sharply at long end, NZD up, & more
Dairy prices up again; US retail sales rise; CBO likes what it sees; China housing froth returns; EU struggles; RBA extends big QE; UST 10yr at 1.10%; oil up and gold down; NZ$1 = 71.5 USc; TWI-5 = 73.5
3rd Feb 21, 7:30am
49
Dairy prices up again; US retail sales rise; CBO likes what it sees; China housing froth returns; EU struggles; RBA extends big QE; UST 10yr at 1.10%; oil up and gold down; NZ$1 = 71.5 USc; TWI-5 = 73.5
A review of things you need to know before you go home on Tuesday; a few retail rate cuts, ASB uses FLP for climate change loans, foreigners selling, KiwiSaver performs well, long rates rise again, NZD soft, & more
2nd Feb 21, 3:59pm
15
A review of things you need to know before you go home on Tuesday; a few retail rate cuts, ASB uses FLP for climate change loans, foreigners selling, KiwiSaver performs well, long rates rise again, NZD soft, & more
US factories in healthy expansion; Aussie home lending in frenzy; China's PMIs lose momentum with their expansion now quite modest; UST 10yr at 1.07%; oil and gold up; NZ$1 = 71.7 USc; TWI-5 = 73.4
2nd Feb 21, 7:19am
44
US factories in healthy expansion; Aussie home lending in frenzy; China's PMIs lose momentum with their expansion now quite modest; UST 10yr at 1.07%; oil and gold up; NZ$1 = 71.7 USc; TWI-5 = 73.4
A review of things you need to know before you go home on Monday; a few retail rate changes; Auckland housing data error fixed, dry returns, swaps rise at long end, NZD firmer, & more
1st Feb 21, 3:59pm
40
A review of things you need to know before you go home on Monday; a few retail rate changes; Auckland housing data error fixed, dry returns, swaps rise at long end, NZD firmer, & more
China's recovery slips, stimulus still required; China wary of food inflation; China gets muscular with neighbours; US data improves; Wall Street on edge; UST 10yr at 1.07%; oil unchanged and gold down; NZ$1 = 71.8 USc; TWI-5 = 73.4
1st Feb 21, 7:54am
30
China's recovery slips, stimulus still required; China wary of food inflation; China gets muscular with neighbours; US data improves; Wall Street on edge; UST 10yr at 1.07%; oil unchanged and gold down; NZ$1 = 71.8 USc; TWI-5 = 73.4
US incomes rise, data positive; Japan factories slow, South Korea improves; China faces higher food prices; Wall Street slumps; UST 10yr at 1.08%; oil unchanged and gold up; NZ$1 = 71.9 USc; TWI-5 = 73.5
30th Jan 21, 8:38am
48
US incomes rise, data positive; Japan factories slow, South Korea improves; China faces higher food prices; Wall Street slumps; UST 10yr at 1.08%; oil unchanged and gold up; NZ$1 = 71.9 USc; TWI-5 = 73.5
A review of things you need to know before you go home on Friday; another bank draws on the FLP, better jobs data all about the public sector, confidence up, swaps firm, NZD recovers, & more
29th Jan 21, 3:59pm
26
A review of things you need to know before you go home on Friday; another bank draws on the FLP, better jobs data all about the public sector, confidence up, swaps firm, NZD recovers, & more
US 2020 GDP fall not as fierce as expected; China's private consumption to surge; GameStop curbed; Apple and GM make big announcements; UST 10yr at 1.06%; oil and gold soft; NZ$1 = 71.7 USc; TWI-5 = 73.2
29th Jan 21, 7:25am
78
US 2020 GDP fall not as fierce as expected; China's private consumption to surge; GameStop curbed; Apple and GM make big announcements; UST 10yr at 1.06%; oil and gold soft; NZ$1 = 71.7 USc; TWI-5 = 73.2
A review of things you need to know before you go home on Thursday; no retail rate changes, investors active, FMA slams NZX, cleaner cars coming, bigger trade surplus, swaps soft, NZD soft, & more
28th Jan 21, 3:59pm
40
A review of things you need to know before you go home on Thursday; no retail rate changes, investors active, FMA slams NZX, cleaner cars coming, bigger trade surplus, swaps soft, NZD soft, & more
US durable goods orders disappoint; Boeing tanks; Chinese profits rise; China's bond market leaps; IMF warns; UST 10yr at 1.01%; oil firm and gold soft; NZ$1 = 71.8 USc; TWI-5 = 73.4
28th Jan 21, 7:25am
76
US durable goods orders disappoint; Boeing tanks; Chinese profits rise; China's bond market leaps; IMF warns; UST 10yr at 1.01%; oil firm and gold soft; NZ$1 = 71.8 USc; TWI-5 = 73.4
A review of things you need to know before you go home on Wednesday; a new low mortgage rate, rents up, auction activity strong, insurers caution issued, swaps stable, NZD firms again, & more
27th Jan 21, 3:59pm
31
A review of things you need to know before you go home on Wednesday; a new low mortgage rate, rents up, auction activity strong, insurers caution issued, swaps stable, NZD firms again, & more