David Chaston

In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take

In a surprise move, Heartland Bank has sharply cut its floating and one year fixed home loan rates to levels that will cause its rivals to have a double-take

US job openings rise; another huge UST debt issue; German sentiment jumps; China's population at turning point; Australia gets big-spending budget; UST 10yr at 1.62%; oil stable and gold dips; NZ$1 = 72.7 USc; TWI-5 = 74

US job openings rise; another huge UST debt issue; German sentiment jumps; China's population at turning point; Australia gets big-spending budget; UST 10yr at 1.62%; oil stable and gold dips; NZ$1 = 72.7 USc; TWI-5 = 74

A review of things you need to know before you go home on Tuesday; no retail rate changes, retail spending up, truck activity firm, LGFA to issue a big bond, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Tuesday; no retail rate changes, retail spending up, truck activity firm, LGFA to issue a big bond, swaps stable, NZD stable, & more

Commodity prices jump; US inflation expectations rise; trucking costs jump; Chinese steelmakers raise prices; Aussie NAB business confidence high; UST 10yr at 1.60%; oil stable and gold up; NZ$1 = 72.9 USc; TWI-5 = 74.3

Commodity prices jump; US inflation expectations rise; trucking costs jump; Chinese steelmakers raise prices; Aussie NAB business confidence high; UST 10yr at 1.60%; oil stable and gold up; NZ$1 = 72.9 USc; TWI-5 = 74.3

A review of things you need to know before you go home on Monday; SBS Bank and HSBC cut mortgage rates, explosion in mortgage credit checking, ATM dives, more bonds coming, swaps firm, NZD stable, & more

A review of things you need to know before you go home on Monday; SBS Bank and HSBC cut mortgage rates, explosion in mortgage credit checking, ATM dives, more bonds coming, swaps firm, NZD stable, & more

China's expansion gains momentum; US non-farm payrolls disappoint; US productivity jumps; UK disunited; Aussie house values surge; UST 10yr at 1.58%; oil and gold stable; NZ$1 = 72.8 USc; TWI-5 = 74.2

China's expansion gains momentum; US non-farm payrolls disappoint; US productivity jumps; UK disunited; Aussie house values surge; UST 10yr at 1.58%; oil and gold stable; NZ$1 = 72.8 USc; TWI-5 = 74.2

US non-farm payrolls in big miss; Canada too; US productivity jumps; China's service sector gets momentum; China exports surge; RBA can't find wage growth; UST 10yr at 1.58%; oil stable and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.2

US non-farm payrolls in big miss; Canada too; US productivity jumps; China's service sector gets momentum; China exports surge; RBA can't find wage growth; UST 10yr at 1.58%; oil stable and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.2

SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.

SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.

A review of things you need to know before you go home on Friday; TD rates inch up, inflation expectations jump, good faith out & compulsion in, thumbs down for Fonterra, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Friday; TD rates inch up, inflation expectations jump, good faith out & compulsion in, thumbs down for Fonterra, swaps firm, NZD firm, & more

US labour market improves sharply; Canada house prices to rise sharply; commodity prices up everywhere; China tries to be tough on Uighur critics; UST 10yr at 1.56%; oil slips and gold up; NZ$1 = 72.3 USc; TWI-5 = 74.1

US labour market improves sharply; Canada house prices to rise sharply; commodity prices up everywhere; China tries to be tough on Uighur critics; UST 10yr at 1.56%; oil slips and gold up; NZ$1 = 72.3 USc; TWI-5 = 74.1

A review of things you need to know before you go home on Thursday; investors as high risk borrowers, business confidence jumps, tax take leaps, consents hit record high, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Thursday; investors as high risk borrowers, business confidence jumps, tax take leaps, consents hit record high, swaps firm, NZD firm, & more

US jobs growth strong; US services sector expands faster; Singapore retail recovers; Scotland voting; Aussie services expanding; NZ Parliament pokes the bear; UST 10yr at 1.58%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 74

US jobs growth strong; US services sector expands faster; Singapore retail recovers; Scotland voting; Aussie services expanding; NZ Parliament pokes the bear; UST 10yr at 1.58%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 74

A review of things you need to know before you go home on Wednesday; rate changes, houses and housing regulation, banks and profits, dairy matters, swaps stable, NZD shifty, & much more

A review of things you need to know before you go home on Wednesday; rate changes, houses and housing regulation, banks and profits, dairy matters, swaps stable, NZD shifty, & much more

A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for

A set of home loan rate changes are now in place from all main banks, repricing to reflect a steeper rate curve. A slower real estate market means fewer transactions to compete for

Dairy prices mixed; US factory orders disappoint; Yellen sees rate raises, borrows aggressively; EU carbon price jumps; global trade expands; UST 10yr at 1.58%; oil up and gold down; NZ$1 = 71.4 USc; TWI-5 = 73.4

Dairy prices mixed; US factory orders disappoint; Yellen sees rate raises, borrows aggressively; EU carbon price jumps; global trade expands; UST 10yr at 1.58%; oil up and gold down; NZ$1 = 71.4 USc; TWI-5 = 73.4

A review of things you need to know before you go home on Tuesday; foreign buyers sell down, Crown bank balance swells, NEVs take 16% car share, ASB refunds 73,000 customers, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Tuesday; foreign buyers sell down, Crown bank balance swells, NEVs take 16% car share, ASB refunds 73,000 customers, swaps stable, NZD stable, & more

US QE to run to counter 'longstanding disparities'; world's factories expanding faster; Australia, NZ and Philippines stand up to China; UST 10yr at 1.60%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.8

US QE to run to counter 'longstanding disparities'; world's factories expanding faster; Australia, NZ and Philippines stand up to China; UST 10yr at 1.60%; oil and gold up; NZ$1 = 72.1 USc; TWI-5 = 73.8

A review of things you need to know before you go home on Monday; more mortgage rate changes, a home loan borrowing bender, new car sales still hot, swaps stable, NZD stable, & more

A review of things you need to know before you go home on Monday; more mortgage rate changes, a home loan borrowing bender, new car sales still hot, swaps stable, NZD stable, & more

China tackles excessive leverage; China PMIs flat; wide variances in GDP growth reported; US goes on a recovery spurt for both households and factories; UST 10yr at 1.63%; oil and gold unchanged; NZ$1 = 71.6 USc; TWI-5 = 73.6

China tackles excessive leverage; China PMIs flat; wide variances in GDP growth reported; US goes on a recovery spurt for both households and factories; UST 10yr at 1.63%; oil and gold unchanged; NZ$1 = 71.6 USc; TWI-5 = 73.6

Huge rises in American incomes, spending and confidence; Large improvements in US PMIs; Taiwan GDP surges; EU in double-dip recession; UST 10yr at 1.62%; oil down and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.5

Huge rises in American incomes, spending and confidence; Large improvements in US PMIs; Taiwan GDP surges; EU in double-dip recession; UST 10yr at 1.62%; oil down and gold unchanged; NZ$1 = 72.3 USc; TWI-5 = 73.5

A review of things you need to know before you go home on Friday; more mortgage rate changes, more confidence, more housing debt, less business borrowing demand, swaps firmer, NZD holds, & more

A review of things you need to know before you go home on Friday; more mortgage rate changes, more confidence, more housing debt, less business borrowing demand, swaps firmer, NZD holds, & more

US GDP jumps; US jobless claims slip; Canada wages up strongly; US and Germany report higher inflation; company earnings reports strong; UST 10yr at 1.65%; oil up and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

US GDP jumps; US jobless claims slip; Canada wages up strongly; US and Germany report higher inflation; company earnings reports strong; UST 10yr at 1.65%; oil up and gold down; NZ$1 = 72.3 USc; TWI-5 = 74

A review of things you need to know before you go home on Thursday; ANZ changes mortgage rates, borrowing gusher, business confidence bounces back, tiny trade surplus; swaps stable, NZD firm, & much more

A review of things you need to know before you go home on Thursday; ANZ changes mortgage rates, borrowing gusher, business confidence bounces back, tiny trade surplus; swaps stable, NZD firm, & much more

Fed wants to see more inflation; US trade deficit swells; more US stimulus coming; RCEP gets Japan's ok; China tries to push steel production offshore; UST 10yr at 1.62%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 74.2

Fed wants to see more inflation; US trade deficit swells; more US stimulus coming; RCEP gets Japan's ok; China tries to push steel production offshore; UST 10yr at 1.62%; oil and gold up; NZ$1 = 72.2 USc; TWI-5 = 74.2

New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate

New Zealand's largest mortgage lender chimes in with home loan rate cuts of its own, nabbing the lowest rate for an 18 month term of any main bank. But it has raised its three year rate