Credit Crunch

Are we in a 'credit crunch' yet? Is one coming?

We look at what a 'credit crunch' really is in light of recent local reports of sharp falls in loan application approvals. Brokers are squealing; politicians dodging for cover. But is it the adjustment we need to have, finally?

16th Jan 22, 11:18am

by David Chaston

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Calculating the risks

Harbour Asset Management pinpoints 10 key risks to look out for in the New Year

18th Dec 18, 12:15pm

by Christian Hawkesby

Harbour Asset Management pinpoints 10 key risks to look out for in the New Year

Sydney & Melbourne could be heading for their biggest ever house price fall

ANZ's chief Australian economist says house prices in Sydney and Melbourne could fall 20% from their 2017 peak, but the big question is how this affects the wider Australian economy

9th Dec 18, 7:02am

by Greg Ninness

ANZ's chief Australian economist says house prices in Sydney and Melbourne could fall 20% from their 2017 peak, but the big question is how this affects the wider Australian economy

'Risk of the credit squeeze turning into a credit crunch is real & rising'

Aussie Royal Commission tipped to recommend remuneration overhaul as FMA gives views on how banks should pay mobile mortgage mangers & mortgage brokers in NZ

7th Dec 18, 12:07pm

by Gareth Vaughan

Aussie Royal Commission tipped to recommend remuneration overhaul as FMA gives views on how banks should pay mobile mortgage mangers & mortgage brokers in NZ

'The risk of a credit crunch is rising'

Aussie sharemarket investors no longer keen to see banks growing lending, especially investment property lending, strongly, analysts argue

4th Jul 18, 11:54am

by Gareth Vaughan

Aussie sharemarket investors no longer keen to see banks growing lending, especially investment property lending, strongly, analysts argue

DTI limits to make borrowing for the median home even more challenging

UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers

21st Jun 18, 10:52am

by Gareth Vaughan

UBS points out APRA's focus on debt-to-income levels may significantly reduce the borrowing capacity of many would-be Aussie home buyers

The end of widespread multiple residential property investing in Australia?

UBS argues APRA move on debt-to-income limits could hit Australian investors who have an owner-occupier mortgage and geared investments hard

20th Jun 18, 9:37am

by Gareth Vaughan

UBS argues APRA move on debt-to-income limits could hit Australian investors who have an owner-occupier mortgage and geared investments hard

'The outlook is getting tougher & the long shadow of the Royal Commission is hanging'

Australasia's big banks have come to the end of a super cycle and face a difficult transition featuring a combination of operating headwinds and regulatory risks, analysts say

15th May 18, 12:41pm

by Gareth Vaughan

Australasia's big banks have come to the end of a super cycle and face a difficult transition featuring a combination of operating headwinds and regulatory risks, analysts say

Is Australia facing its Minsky moment?

Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?

10th Apr 18, 3:01pm

by Gareth Vaughan

Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?

Fraud, bribery & false documentation, it's all at Australia's Royal Commission

Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?

27th Mar 18, 9:52am

by Gareth Vaughan

Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?

'EU crisis no Lehman II' - BNZ

BNZ economist seeks to calm fears Greek debt default could become new 'Lehman moment', saying NZ banks in better funding position than in 2008

19th Jul 11, 3:59pm

by Alex Tarrant

BNZ economist seeks to calm fears Greek debt default could become new 'Lehman moment', saying NZ banks in better funding position than in 2008

Opinion: Why so many economists

Opinion: Why so many economists got it so wrong: they ignored history

7th Aug 09, 4:49pm

by Neville Bennett

Opinion: Why so many economists got it so wrong: they ignored history

Opinion: Monetary tightening by stealth

27th Jul 09, 5:29pm

by Roger J Kerr

Opinion: Monetary tightening by stealth

Auckland Mortgage Trust wind down;

Auckland Mortgage Trust wind down; "most, if not all" to be repaid

22nd Jun 09, 2:44pm

by Alex Tarrant

Auckland Mortgage Trust wind down; "most, if not all" to be repaid