floating home loan rates
2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow
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2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow
Kiwibank the slowest major bank to cut floating mortgage rates as the OCR falls, while ASB takes first place for the fastest bank to hike those rates when the OCR rose
Kiwibank the slowest major bank to cut floating mortgage rates as the OCR falls, while ASB takes first place for the fastest bank to hike those rates when the OCR rose
Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it
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Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it
ANZ follows ASB with a deeply discounted floating rate for home loans for new built houses, and it's cash back offer also applies for first home buyers and for homes with a 6+ Homestar rating
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ANZ follows ASB with a deeply discounted floating rate for home loans for new built houses, and it's cash back offer also applies for first home buyers and for homes with a 6+ Homestar rating
In just 12 months, we have gone from a time when all the OCR change was passed on to borrowers, to now when none of it is. Oligoply power wins a stunning reversal
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In just 12 months, we have gone from a time when all the OCR change was passed on to borrowers, to now when none of it is. Oligoply power wins a stunning reversal
By their actions, the four main banks show the claim that they are encouraging New Zealand businesses and supporting the New Zealand economy comes second to their own private interests
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By their actions, the four main banks show the claim that they are encouraging New Zealand businesses and supporting the New Zealand economy comes second to their own private interests
David Chaston calls on the five main banks to give back the full OCR cuts from December and March now that it is clear the 'higher costs' claimed never materialised or have since faded
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David Chaston calls on the five main banks to give back the full OCR cuts from December and March now that it is clear the 'higher costs' claimed never materialised or have since faded
Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall
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Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall
SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term
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SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term
Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky
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Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky
The US Fed's rate hike may well trigger higher local fixed mortgage rates. An initial jump of about +30 bps could be raised higher as wholesale market conditions change
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The US Fed's rate hike may well trigger higher local fixed mortgage rates. An initial jump of about +30 bps could be raised higher as wholesale market conditions change
Big five banks make a range of mortgage rate cuts after RBNZ lowers OCR by 25 basis points
Westpac and ANZ cut home loan rates by up to 25 basis points as RBNZ lowers OCR to 2.5%