Calculators Concept

Mortgage calculator

You can work out your expected
payments, how much you can
borrow, and how long it will take
to pay off  a loan.

Fix or float?

Do you currently have a variable
rate? This calculator can help
you access whether you should
switch to a fixed-rate mortgage.

Where can I buy?

This calculator tells you where
in NZ you should look for your
new home, if you want to keep
your payments affordable.

Credit card calculator

If you pay your credit card bill
at the minimum payment rate,
you might be shocked at what
you are agreeing to.

Getting into debt

Shows you how much you loan
repayments will need to be and
the total amount you will repay.

Getting out of debt

Work out how to pay off several
debts at once so you pay the
least interest.

What will my credit
card cost?

The easy way to find out the
real cost of credit card debt.

How much can I
borrow?

Gives a good indication of the
amount you could borrow for
an owner occupied home

What will the
repayments be?

This is a simple and effective
way to work out what your
mortgage repayments will be.

What can I afford?

Gives you a general indication
of the loan affordability in relation
to owner occupied homes.

 Deposit calculator

Compares your return on two
investment choices, side-by-side.
A powerful tool for term deposits.

Savings goal

Work out how much money you
will need to put aside regularly in
order to reach you savings goal.

Save to a plan

Use this calculator to see how
much your regular savings will
grow over time.

Compounding growth calculator

Make compounding growth work
for you.  This calculator shows
how your term deposit will grow.

Residential property investment

If you are professional about
your investments, you need to
take a look at this calculator.

Savings or debt reduction?

Which is best for you?  This
calculator will work out whether
it is best to save or repay debt.

Retirement goal

Work out how much money you
need to put aside regularly to
meet a retirement savings goal.

Your financial health

This clever calculator helps you to answer the critical question, how is
your financial health?

Deposit Calculator

Compares your return on two
investment choices,side-by-side. 
A powerful tool for term deposits.

Retirement calculator
-14 steps

A clear and comprehensive review
of how much you need to save to achieve your retirement income goals

How long will your retirement funds last?

A simple, easy estimator, if
you know how much you will
have at retirement.

How much will you need to retire?

Another clever, simple way to
work out how much you will
need to retire.

Savings goal

Work out how much you need to
put aside regularly to reach your
savings goal.

Foreign currency calculator

Get the true rates each institution
uses to SELL foreign currency to
you.  This rate is different from the
rate the BUY a currency from you

Compare NZ to AU

This calculator compares New
Zealand's personal tax rules and
working for families with the
equivalent policies in Australia.