Personal Finance

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway

Westpac is the next to move its mortgage rate card up, with two exceptions. They won't be the last as a new rate hiking cycle gets underway

Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market

Latest Reserve Bank figures show a massive spike in change of loan provider in December, with record amounts being moved and a record share of the total new monthly mortgage market

Lynda Moore teases out Warren Buffett's m.o., finding money decisions aren’t just about numbers. They’re deeply human. They involve fear, hope, attachment, and priorities

Lynda Moore teases out Warren Buffett's m.o., finding money decisions aren’t just about numbers. They’re deeply human. They involve fear, hope, attachment, and priorities

ASB responds to recent rising wholesale funding pressures by raising carded four and five year home loan rates

ASB responds to recent rising wholesale funding pressures by raising carded four and five year home loan rates

Lynda Moore says achieving your goals might require some help from an accountability buddy, celebrating your wins, and most of all setting it up to enjoy the ride

Lynda Moore says achieving your goals might require some help from an accountability buddy, celebrating your wins, and most of all setting it up to enjoy the ride

Inland Revenue data for December shows over 6000 KiwiSaver withdrawals due to hardship made in that month

Inland Revenue data for December shows over 6000 KiwiSaver withdrawals due to hardship made in that month

Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated

Latest Reserve Bank figures show just under half of mortgage money uplifted in November - nearly $4 billion - was on floating rates. If the intention was to take advantage of future fixed mortgage rate falls, this plan appears to have been frustrated

Dave Ananth makes the case for some basic 'reasonable' flexibility in the way interest is charged on student loans while the borrower is overseas

Dave Ananth makes the case for some basic 'reasonable' flexibility in the way interest is charged on student loans while the borrower is overseas

As cyber threat landscape evolves, ANZ and 2degrees talk up the benefits of working with an unnamed NZ tech company

As cyber threat landscape evolves, ANZ and 2degrees talk up the benefits of working with an unnamed NZ tech company

Lynda Moore says being clear about your goals for 2026, as well as the method of achieving them, is the key to success

Lynda Moore says being clear about your goals for 2026, as well as the method of achieving them, is the key to success

2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow

2026 kicks off with our largest home loan lender raising its floating rate (as a profit improver) but others are not likely to follow

'Open electricity' to offer greater competition and choice for consumers from September, government says

'Open electricity' to offer greater competition and choice for consumers from September, government says

We look at the forces that will influence our borrowing interest rates in 2026. Some of the significant ones are out of our local control, but others are not

We look at the forces that will influence our borrowing interest rates in 2026. Some of the significant ones are out of our local control, but others are not

Lynda Moore says financial freedom isn’t about perfection; it’s about progress. Start with small, intentional steps, and watch your confidence grow. This year, make your money work for you, not against you

Lynda Moore says financial freedom isn’t about perfection; it’s about progress. Start with small, intentional steps, and watch your confidence grow. This year, make your money work for you, not against you

Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand

Interest rates will fall in 2026 only if the economy fails to pick up steam AND inflation falls from here. The combination seems unlikely as we start the new year. More likely, savers will be in demand