About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Homeowners aren't effective negotiators with their banks. A review of the official data on how much borrowers are paying reveals the extent of the problem
13
Homeowners aren't effective negotiators with their banks. A review of the official data on how much borrowers are paying reveals the extent of the problem
Monday's Top 10 with NZ Mint: Dodgy China data; Japan to go all out; middle income trap; Buffett guarantee; China polution; US beef production; Dilbert, and more
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Monday's Top 10 with NZ Mint: Dodgy China data; Japan to go all out; middle income trap; Buffett guarantee; China polution; US beef production; Dilbert, and more
90 seconds at 9 am: US trade deficit rises, as do China's exports; US debt ceiling battles shift to more exotic solutions; Japan taking radical new measures; Australia happy with China buying; NZ$1 = US$0.836, TWI - 75.0
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90 seconds at 9 am: US trade deficit rises, as do China's exports; US debt ceiling battles shift to more exotic solutions; Japan taking radical new measures; Australia happy with China buying; NZ$1 = US$0.836, TWI - 75.0
The mortgage market may see many borrowers on floating rates decide to fix in 2013 to take advantage of lower interest rates
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The mortgage market may see many borrowers on floating rates decide to fix in 2013 to take advantage of lower interest rates
Europe's bond markets see opportunity as its becomes clearer ECB will backstop the risks
Europe's bond markets see opportunity as its becomes clearer ECB will backstop the risks
Friday's Top 10 with NZ Mint: Basel betrayal; banking a war front; a Simple bank; dodgy signature; cost and return; Pigovian taxes; Dilbert, and more
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Friday's Top 10 with NZ Mint: Basel betrayal; banking a war front; a Simple bank; dodgy signature; cost and return; Pigovian taxes; Dilbert, and more
US dollar falls sharply; ECB holds with positive outlook; successful Spanish bond sale; China exports strong, but Fitch has credit concerns; NZ$1 = US$0.844, TWI = 75.6
6
US dollar falls sharply; ECB holds with positive outlook; successful Spanish bond sale; China exports strong, but Fitch has credit concerns; NZ$1 = US$0.844, TWI = 75.6
Fixed rate mortgages below 5% are about to disappear from the market
QV sees "vicious cycle" operating in Auckland housing markets, but prices levelling off in expensive suburbs. Christchurch bouyant. Rest of NZ depends on local economy
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QV sees "vicious cycle" operating in Auckland housing markets, but prices levelling off in expensive suburbs. Christchurch bouyant. Rest of NZ depends on local economy
Trade deficit grows to NZ$1.4 bln in year to November 2012 vs a surplus of NZ288 mln in year to Nov-11, despite strong exports to China
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Trade deficit grows to NZ$1.4 bln in year to November 2012 vs a surplus of NZ288 mln in year to Nov-11, despite strong exports to China
Thursday's Top 10 with NZ Mint: You gullible?; Stansted fizzer; acting like children; Irish progress; Auckland's non-smart housing policy; iron ore prices; Dilbert, and more
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Thursday's Top 10 with NZ Mint: You gullible?; Stansted fizzer; acting like children; Irish progress; Auckland's non-smart housing policy; iron ore prices; Dilbert, and more
US earnings season starts well; Geithner's replacement; Morgan Stanley cuts senior jobs; NZ$1 = US$0.839, TWI = 75.6
2
US earnings season starts well; Geithner's replacement; Morgan Stanley cuts senior jobs; NZ$1 = US$0.839, TWI = 75.6
Consents for new house building jump 27% in November year-on-year led by Christchurch and Otago says StatisticsNZ; Auckland languishes
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Consents for new house building jump 27% in November year-on-year led by Christchurch and Otago says StatisticsNZ; Auckland languishes
Wednesday's Top 10 with NZ Mint: Austerity vs stimulus; 'simplistic nonsense'; thorium; new vs used imports; credit ratings; cancer rates; Dilbert, and more
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Wednesday's Top 10 with NZ Mint: Austerity vs stimulus; 'simplistic nonsense'; thorium; new vs used imports; credit ratings; cancer rates; Dilbert, and more
Big increase in gold moving from Hong Kong into China, partly seasonal, partly responding to the lower prices
1
Big increase in gold moving from Hong Kong into China, partly seasonal, partly responding to the lower prices
Big Aussie trade deficit; record EU jobless; markets nervous ahead of US earnings season; NZ data positive; NZ$1 = US$0.83.6, TWI = 75.2
4
Big Aussie trade deficit; record EU jobless; markets nervous ahead of US earnings season; NZ data positive; NZ$1 = US$0.83.6, TWI = 75.2
Barfoots sell 920 houses in Auckland in December, average price $624,015 up 8.9% from a year earlier, a rise of $50,944
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Barfoots sell 920 houses in Auckland in December, average price $624,015 up 8.9% from a year earlier, a rise of $50,944
Tuesday's Top 10 with NZ Mint: Bill Gross; German housing demand; weak Aust. service sector; NZ$77.1 bln in debt; Chinese Madoffs; multiplier debate; Dilbert, and more
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Tuesday's Top 10 with NZ Mint: Bill Gross; German housing demand; weak Aust. service sector; NZ$77.1 bln in debt; Chinese Madoffs; multiplier debate; Dilbert, and more
Focus on earnings; US wages rise; huge banks settlements; Berlusconi deal; good dairy conditions; NZ$1 = US$0.83.6, TWI = 75.2
4
Focus on earnings; US wages rise; huge banks settlements; Berlusconi deal; good dairy conditions; NZ$1 = US$0.83.6, TWI = 75.2
David Chaston reviews the dramatically different fortunes of bank shareholders and bank TD customers in 2012, and finds one group laughing, the other weeping
12
David Chaston reviews the dramatically different fortunes of bank shareholders and bank TD customers in 2012, and finds one group laughing, the other weeping
Monday's Top 10 with NZ Mint: An impending bond crash; QE raises interest rates; deficit denial; junk is back; the latest Japanese quake; addicted to crisis; Dilbert, and more
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Monday's Top 10 with NZ Mint: An impending bond crash; QE raises interest rates; deficit denial; junk is back; the latest Japanese quake; addicted to crisis; Dilbert, and more
Rate cut expected in Australia; US trade deficit shrinks; UK tackles late payments; Banks beat back tough Basel III rules; NZ$1 = US$0.832, yen at 4+ year low
3
Rate cut expected in Australia; US trade deficit shrinks; UK tackles late payments; Banks beat back tough Basel III rules; NZ$1 = US$0.832, yen at 4+ year low
Strong sales of both new cars and new commercial vehicles pushes total to over 100,000 for year, third highest on record
1
Strong sales of both new cars and new commercial vehicles pushes total to over 100,000 for year, third highest on record
The tight housing market got even tighter in December, but average asking prices fell survey shows
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The tight housing market got even tighter in December, but average asking prices fell survey shows
Friday's Top 10 with NZ Mint: Efficiency of services; Trojan Horse; suburban malls; Gerard Depardieu; housing stress; Fed minutes; P.J. O'Rourke; Dilbert, and more
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Friday's Top 10 with NZ Mint: Efficiency of services; Trojan Horse; suburban malls; Gerard Depardieu; housing stress; Fed minutes; P.J. O'Rourke; Dilbert, and more