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Financial Stability

Latest RBNZ figures show non-performing housing loans rose by $161 million in January and have increased by $721 million over the past 12 months; non-performing housing loan ratio hits a 10-year-high
29th Feb 24, 4:11pm
66
Latest RBNZ figures show non-performing housing loans rose by $161 million in January and have increased by $721 million over the past 12 months; non-performing housing loan ratio hits a 10-year-high
Latest mortgage figures from the Reserve Bank suggest first home buyers might have reached their limit in terms of market share, while investors might be showing some signs of life
28th Feb 24, 10:26am
14
Latest mortgage figures from the Reserve Bank suggest first home buyers might have reached their limit in terms of market share, while investors might be showing some signs of life
Latest quarterly Reserve Bank figures show ahead of the likely introduction of debt to income restrictions in the middle of the year, new borrowers are currently well below the proposed lending limits to be imposed on banks
19th Feb 24, 11:03am
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Latest quarterly Reserve Bank figures show ahead of the likely introduction of debt to income restrictions in the middle of the year, new borrowers are currently well below the proposed lending limits to be imposed on banks
Raghuram Rajan and Viral Acharya worry that smaller US banks' 2023 trouble remain unresolved, and that the episode perpetuated a moral hazard
11th Feb 24, 10:37am
by Guest
1
Raghuram Rajan and Viral Acharya worry that smaller US banks' 2023 trouble remain unresolved, and that the episode perpetuated a moral hazard
Latest RBNZ figures show non-performing housing loans rose by 78.5% in the past year - but the stress levels are still much lower than they were after the global financial crisis
1st Feb 24, 9:23am
50
Latest RBNZ figures show non-performing housing loans rose by 78.5% in the past year - but the stress levels are still much lower than they were after the global financial crisis
David Hargreaves dives back through from the start of detailed mortgage figures the Reserve Bank has now been producing for 9 years to show a picture of burgeoning first home buyer involvement and mostly shrinking investor participation
31st Jan 24, 11:44am
40
David Hargreaves dives back through from the start of detailed mortgage figures the Reserve Bank has now been producing for 9 years to show a picture of burgeoning first home buyer involvement and mostly shrinking investor participation
Latest RBNZ figures show first home buyers picked up over a quarter of the new mortgage monies advanced in December - although it was a slow month overall
30th Jan 24, 11:20am
14
Latest RBNZ figures show first home buyers picked up over a quarter of the new mortgage monies advanced in December - although it was a slow month overall
Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
30th Jan 24, 9:19am
by Guest
34
Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
Reserve Bank finally convinces politicians to support debt-to-income restrictions for home loan borrowers after years of lobbying
25th Jan 24, 4:12pm
50
Reserve Bank finally convinces politicians to support debt-to-income restrictions for home loan borrowers after years of lobbying
[updated]
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
23rd Jan 24, 10:19am
156
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
Raghuram Rajan suggests when the US Federal Reserve might start cutting rates, considers how to mitigate monetary policy spillovers, proposes measures to boost financial stability, and more
20th Jan 24, 9:00am
by Guest
8
Raghuram Rajan suggests when the US Federal Reserve might start cutting rates, considers how to mitigate monetary policy spillovers, proposes measures to boost financial stability, and more
One of the steepest price declines in commercial property in at least a half century heightens risks to investors and lenders. The IMF wants regulators to be vigilant to these growing risks
19th Jan 24, 10:54am
by Guest
7
One of the steepest price declines in commercial property in at least a half century heightens risks to investors and lenders. The IMF wants regulators to be vigilant to these growing risks
Bradford DeLong argues that the US central bank has managed to humble hawkish and dovish critics alike
29th Dec 23, 9:15am
by Guest
15
Bradford DeLong argues that the US central bank has managed to humble hawkish and dovish critics alike
Reserve Bank now says 'there may be value in waiting' before removing LVRs, or just easing the restrictions rather than removing them altogether
12th Dec 23, 11:28am
26
Reserve Bank now says 'there may be value in waiting' before removing LVRs, or just easing the restrictions rather than removing them altogether
A more hands-on Reserve Bank pleased the big 4 banks are ready for any crisis where their shareholders' interests might differ from NZ Inc's
11th Dec 23, 5:00am
2
A more hands-on Reserve Bank pleased the big 4 banks are ready for any crisis where their shareholders' interests might differ from NZ Inc's
Three ex central bank bosses explain why monetary policymakers must accept a deliberately narrow mandate
9th Dec 23, 9:30am
by Guest
5
Three ex central bank bosses explain why monetary policymakers must accept a deliberately narrow mandate
Bank for International Settlements fires BNPL warning shot across the bow of those tasked with maintaining financial stability
8th Dec 23, 4:07pm
2
Bank for International Settlements fires BNPL warning shot across the bow of those tasked with maintaining financial stability
Latest RBNZ figures show a $71 million rise in non-performing housing loans during October, while across the whole banking system there was a rise of $237 million in non-performing loans
30th Nov 23, 4:14pm
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Latest RBNZ figures show a $71 million rise in non-performing housing loans during October, while across the whole banking system there was a rise of $237 million in non-performing loans
International cooperation is more important than ever because no country can address climate change by itself, says the IMF
28th Nov 23, 9:11am
by Guest
9
International cooperation is more important than ever because no country can address climate change by itself, says the IMF
Latest RBNZ figures show first home buyers remain active in the market, while the long sleeping investors may just be showing signs of stirring
27th Nov 23, 12:01pm
18
Latest RBNZ figures show first home buyers remain active in the market, while the long sleeping investors may just be showing signs of stirring
RBNZ's foreign currency intervention capacity likely to grow significantly, Westpac NZ's Kelly Eckhold says
19th Nov 23, 6:00am
16
RBNZ's foreign currency intervention capacity likely to grow significantly, Westpac NZ's Kelly Eckhold says
Panama’s drought shows how trade disruptions from climate extremes can reverberate around the world, says the IMF
16th Nov 23, 9:56am
by Guest
22
Panama’s drought shows how trade disruptions from climate extremes can reverberate around the world, says the IMF
Protecting mortgagees' rights 'one of the critical elements of NZ’s financial system,' banks say of climate adaptation moves
15th Nov 23, 9:37am
Protecting mortgagees' rights 'one of the critical elements of NZ’s financial system,' banks say of climate adaptation moves
Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
14th Nov 23, 3:51pm
31
Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
[updated]
Assistant Governor Karen Silk says no clear answer to the question of what the right level of foreign currency reserves the RBNZ should hold is
14th Nov 23, 1:23pm
14
Assistant Governor Karen Silk says no clear answer to the question of what the right level of foreign currency reserves the RBNZ should hold is