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Financial Stability

28th Jul 21, 12:35pm
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
27th Jul 21, 2:23pm
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
26th Jul 21, 3:34pm
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
[Updated]
23rd Jul 21, 12:12pm
Credit rating agency S&P says 'exceptionally strong' and 'unprecedented' NZ house price growth increases risks for banks
[Updated]
Credit rating agency S&P says 'exceptionally strong' and 'unprecedented' NZ house price growth increases risks for banks
23rd Jul 21, 12:12pm
20th Jul 21, 10:58am
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
[Updated]
12th Jul 21, 1:29pm
An NZ Everyday Investor podcast episode ft. Jenée Tibshraeny on the Treasury's evolving approach towards debt, the drivers of inflation, whether people will be spooked by an interest rate hike, and more
[Updated]
An NZ Everyday Investor podcast episode ft. Jenée Tibshraeny on the Treasury's evolving approach towards debt, the drivers of inflation, whether people will be spooked by an interest rate hike, and more
12th Jul 21, 1:29pm
11th Jul 21, 6:01am
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
11th Jul 21, 6:01am
8th Jul 21, 10:49am
Economists with global researcher Capital Economics expect the first generation of Central Bank Digital Currencies will be designed to have as little impact on the existing financial system as possible
Economists with global researcher Capital Economics expect the first generation of Central Bank Digital Currencies will be designed to have as little impact on the existing financial system as possible
8th Jul 21, 10:49am
6th Jul 21, 6:14pm
Andrew Haldane, the Bank of England's departing chief economist, argues central bank digital currencies could have both financial stability and monetary policy benefits
Andrew Haldane, the Bank of England's departing chief economist, argues central bank digital currencies could have both financial stability and monetary policy benefits
6th Jul 21, 6:14pm
5th Jul 21, 4:00pm
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
30th Jun 21, 3:41pm
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
30th Jun 21, 3:41pm
29th Jun 21, 1:53pm
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
29th Jun 21, 1:53pm
28th Jun 21, 12:22pm
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
28th Jun 21, 12:22pm
24th Jun 21, 1:31pm
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
24th Jun 21, 1:31pm
23rd Jun 21, 8:30am
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
23rd Jun 21, 8:30am
19th Jun 21, 9:01am
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
19th Jun 21, 9:01am
18th Jun 21, 9:25am
RBNZ responds favourably to banks' concerns around terms sheets, dividend stoppers and foreign law oversight in capital review
RBNZ responds favourably to banks' concerns around terms sheets, dividend stoppers and foreign law oversight in capital review
18th Jun 21, 9:25am
17th Jun 21, 10:30am
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
17th Jun 21, 10:30am
16th Jun 21, 12:34pm
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
16th Jun 21, 12:34pm
[Updated]
16th Jun 21, 10:29am
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
[Updated]
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
16th Jun 21, 10:29am
6th Jun 21, 6:01am
Those from within the banking world don't see problems with the RBNZ having to keep buying bonds on the back of its LSAP programme; But an academic worries NZ's headed for a train wreck
Those from within the banking world don't see problems with the RBNZ having to keep buying bonds on the back of its LSAP programme; But an academic worries NZ's headed for a train wreck
6th Jun 21, 6:01am
3rd Jun 21, 8:00am
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
3rd Jun 21, 8:00am
2nd Jun 21, 2:03pm
RBNZ acknowledges its balance sheet is likely to remain large for decades to come, and it will continue to be used in 'innovative' ways to maintain financial stability and support monetary policy
RBNZ acknowledges its balance sheet is likely to remain large for decades to come, and it will continue to be used in 'innovative' ways to maintain financial stability and support monetary policy
2nd Jun 21, 2:03pm
31st May 21, 3:46pm
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
31st May 21, 3:46pm
27th May 21, 6:27am
The nuts and bolts of how central bank digital currencies might operate and what they might mean
The nuts and bolts of how central bank digital currencies might operate and what they might mean
27th May 21, 6:27am

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