floating rates

Banks' changes to floating mortgage rates have varied over the past two years. David Chaston shines a light both on how much and when rates changed for borrowers

Banks' changes to floating mortgage rates have varied over the past two years. David Chaston shines a light both on how much and when rates changed for borrowers

We tracked the floating home loan rate changes over the past two and a half years and find that the main banks have all held back some of the OCR reductions, but are passing on the latest OCR increase in full

We tracked the floating home loan rate changes over the past two and a half years and find that the main banks have all held back some of the OCR reductions, but are passing on the latest OCR increase in full

ANZ the first bank to raise floating mortgage rates following last week's OCR hike. They are passing through less than the full +75 bps to floating rate borrowers, but all of it to their bonus saver account. Term deposit savers get less

ANZ the first bank to raise floating mortgage rates following last week's OCR hike. They are passing through less than the full +75 bps to floating rate borrowers, but all of it to their bonus saver account. Term deposit savers get less

Most banks have been slow to respond to the October 5 RBNZ +50 bps hike to the OCR. They are only now getting around to making floating rate adjustments with Westpac, and now ASB & BNZ seven days after the OCR change

Most banks have been slow to respond to the October 5 RBNZ +50 bps hike to the OCR. They are only now getting around to making floating rate adjustments with Westpac, and now ASB & BNZ seven days after the OCR change

ANZ is the first bank to raise floating mortgage rates following the Wednesday OCR hike. They are passing through the full +50 bps to floating rate borrowers, but only +40 bps to Serious Savers

ANZ is the first bank to raise floating mortgage rates following the Wednesday OCR hike. They are passing through the full +50 bps to floating rate borrowers, but only +40 bps to Serious Savers

Following a fourth consecutive 50 bps RBNZ OCR hike accompanied by a not-so-hawkish outlook, banks have started to raise their floating rates - the first from Kiwibank, then ANZ

Following a fourth consecutive 50 bps RBNZ OCR hike accompanied by a not-so-hawkish outlook, banks have started to raise their floating rates - the first from Kiwibank, then ANZ

Following a third consecutive 50 bps RBNZ OCR hike accompanied by a hawkish outlook, banks have started to raise their floating rates - the first from BNZ, then Kiwibank

Following a third consecutive 50 bps RBNZ OCR hike accompanied by a hawkish outlook, banks have started to raise their floating rates - the first from BNZ, then Kiwibank

ANZ and BNZ join Kiwibank with increases to floating mortgage rates and savings rates following the 50 basis points OCR hike

ANZ and BNZ join Kiwibank with increases to floating mortgage rates and savings rates following the 50 basis points OCR hike

ANZ moves fast after the OCR rate hike, raising its floating rates plus a full range of other home loan rate increases, with others likely to quickly follow

ANZ moves fast after the OCR rate hike, raising its floating rates plus a full range of other home loan rate increases, with others likely to quickly follow

We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points

We track the changes banks made to their floating rates after the Reserve Bank cut its official cash rate by 25 basis points

Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial

Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial

Can you afford that first home? In today's Take Five Amanda Morrall looks at some cool tools and calculators to help with the decision

Can you afford that first home? In today's Take Five Amanda Morrall looks at some cool tools and calculators to help with the decision