interest only
NZ Banking Association says 15,000 first home buyers took out mortgages in first half of year with an average loan size of $507,690
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NZ Banking Association says 15,000 first home buyers took out mortgages in first half of year with an average loan size of $507,690
A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
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A new weekly data series from the Reserve Bank is giving extensive information on bank customer lending flows going back to the start of the lockdown
Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
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Bank for International Settlements paper points out the financial stability implications of mortgage deferrals will be driven by the extent to which borrowers are willing & able to repay once 'holidays' end
Morgan Stanley analysts crunches some numbers to estimate where loan losses from mortgage deferrals might end up for the big four banks
Morgan Stanley analysts crunches some numbers to estimate where loan losses from mortgage deferrals might end up for the big four banks
RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire
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RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire
UBS economists suggest higher funding costs may be a new structural market feature for the Australian parents of New Zealand's big four banks
UBS economists suggest higher funding costs may be a new structural market feature for the Australian parents of New Zealand's big four banks
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
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Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
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Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
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What's keeping Graeme Wheeler up at night; The RBNZ runs the ruler over current and developing risks facing the economy
Bank of England data shows credit losses on loans to property investors running at twice the rate of losses on loans to owner-occupiers
Bank of England data shows credit losses on loans to property investors running at twice the rate of losses on loans to owner-occupiers
Loan sizes are up, less loan principal's being paid and more loans are going to investors
Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia
Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia
Finance Minister warns Auckland rents and rising house prices a concern for Government; says RBNZ has tools to address interest-only loans to landlords
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Finance Minister warns Auckland rents and rising house prices a concern for Government; says RBNZ has tools to address interest-only loans to landlords
Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors
Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors
Property syndicates can offer high returns but investors need to be mindful of their upfront costs as well
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Property syndicates can offer high returns but investors need to be mindful of their upfront costs as well