Macro-prudential tools
Reserve Bank holds loan-to-value-ratio restrictions on banks' home lending at current settings, seeing housing risks as 'contained'
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Reserve Bank holds loan-to-value-ratio restrictions on banks' home lending at current settings, seeing housing risks as 'contained'
Reserve Bank Financial Policy Committee to make financial stability decisions by consensus 'wherever possible'
Reserve Bank Financial Policy Committee to make financial stability decisions by consensus 'wherever possible'
Here’s what Australia's new debt-to-income home loan caps mean for banks and borrowers
Here’s what Australia's new debt-to-income home loan caps mean for banks and borrowers
The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
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The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
RBNZ to take stock of new housing-related policies before doing more to restrict mortgage lending; Robertson not yet convinced by RBNZ's pitch for debt-to-income tools
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RBNZ to take stock of new housing-related policies before doing more to restrict mortgage lending; Robertson not yet convinced by RBNZ's pitch for debt-to-income tools
David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions
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David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions
BNZ economists describe Govt plans to influence bank lending as a "surprise" but say judgement will have to wait until further details are revealed
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BNZ economists describe Govt plans to influence bank lending as a "surprise" but say judgement will have to wait until further details are revealed
Finance Minister Grant Robertson unveils a a new process for setting lending restrictions, which introduces what appears to be a more active role for the Minister of Finance
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Finance Minister Grant Robertson unveils a a new process for setting lending restrictions, which introduces what appears to be a more active role for the Minister of Finance
David Hargreaves tries to make sense of recent developments in our never-dull housing market
David Hargreaves says the country should never again be allowed to fall as far behind with its housing supply as it did in the wake of the global financial crisis
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David Hargreaves says the country should never again be allowed to fall as far behind with its housing supply as it did in the wake of the global financial crisis
David Hargreaves says the Reserve Bank should seriously reconsider reintroducing LVR limits - at least for investors
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David Hargreaves says the Reserve Bank should seriously reconsider reintroducing LVR limits - at least for investors
The Reserve Bank says its restrictions on high loan to value lending will be removed for at least 12 months as it signposted a week ago
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The Reserve Bank says its restrictions on high loan to value lending will be removed for at least 12 months as it signposted a week ago
The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding
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The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding
David Hargreaves questions the decision to totally free up house lending at a time when the market may be in for a substantial correction
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David Hargreaves questions the decision to totally free up house lending at a time when the market may be in for a substantial correction
Ex-BNZ chairman Kerry McDonald lambasts the RBNZ's oversight of banks for being 'unacceptably complacent, weak, ineffective' & for ignoring depositors' interests
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Ex-BNZ chairman Kerry McDonald lambasts the RBNZ's oversight of banks for being 'unacceptably complacent, weak, ineffective' & for ignoring depositors' interests