David Chaston

A review of things you need to know before you go home on Friday; some interesting retail rate changes, house price expectations reset lower, freight costs jump, swaps rise, NZD up, & more

A review of things you need to know before you go home on Friday; some interesting retail rate changes, house price expectations reset lower, freight costs jump, swaps rise, NZD up, & more

Heartland Bank makes a surprising floating rate cut to 3.75%, the only sub-4% rate left in the mortgage market. But fixed rates are rising and this is the first time since 2018 that there are now no fixed rates below 4%

Heartland Bank makes a surprising floating rate cut to 3.75%, the only sub-4% rate left in the mortgage market. But fixed rates are rising and this is the first time since 2018 that there are now no fixed rates below 4%

For the first time in almost seven years, a 4% one year term deposit offer resurfaces, this one from SBS Bank, as the OCR rate hikes finally start flowing through to savers. The main banks are laggards for TD savers

For the first time in almost seven years, a 4% one year term deposit offer resurfaces, this one from SBS Bank, as the OCR rate hikes finally start flowing through to savers. The main banks are laggards for TD savers

Eyes on US jobs growth; US factory orders rise; Fed speakers say rate hikes will be extended; China struggles to keep economy growing; UST 10yr 2.92%; gold and oil firm; NZ$1 = 65.6 USc; TWI-5 = 72.3

Eyes on US jobs growth; US factory orders rise; Fed speakers say rate hikes will be extended; China struggles to keep economy growing; UST 10yr 2.92%; gold and oil firm; NZ$1 = 65.6 USc; TWI-5 = 72.3

A review of things you need to know before you go home on Thursday; more retail rate rises, Barfoots reports downturn, building costs leap, car imports up, retail tough, swaps up, NZD down, & more

A review of things you need to know before you go home on Thursday; more retail rate rises, Barfoots reports downturn, building costs leap, car imports up, retail tough, swaps up, NZD down, & more

Treasury raises Kiwi Bond interest rates at a quickening pace, trimming the risk premium from bank term deposits to the lowest we have seen them

Treasury raises Kiwi Bond interest rates at a quickening pace, trimming the risk premium from bank term deposits to the lowest we have seen them

US data remains solid but Dimon is worried; Canada hikes by another +50 bps; Shanghai released; German retail sinks; Aussie GDP slips; UST 10yr 2.94%; gold and oil firm; NZ$1 = 64.9 USc; TWI-5 = 71.9

US data remains solid but Dimon is worried; Canada hikes by another +50 bps; Shanghai released; German retail sinks; Aussie GDP slips; UST 10yr 2.94%; gold and oil firm; NZ$1 = 64.9 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Wednesday; many retail rate rises, 'advanced manufacturing' is 'in', debt pressures rise, Penlink ok'd, swaps up again, NZD soft, & more

A review of things you need to know before you go home on Wednesday; many retail rate rises, 'advanced manufacturing' is 'in', debt pressures rise, Penlink ok'd, swaps up again, NZD soft, & more

US confidence holds up with industrial production; Japan struggles; China's PMI contract again; India's growth tepid; Aussie housing struggles; UST 10yr 2.85%; gold and oil down; NZ$1 = 65.2 USc; TWI-5 = 71.9

US confidence holds up with industrial production; Japan struggles; China's PMI contract again; India's growth tepid; Aussie housing struggles; UST 10yr 2.85%; gold and oil down; NZ$1 = 65.2 USc; TWI-5 = 71.9

A review of things you need to know before you go home on Tuesday; BNZ raises floating rates, tough in the property sector, proper migration policy sought, TDs popular again, swaps up, NZD soft, & more

A review of things you need to know before you go home on Tuesday; BNZ raises floating rates, tough in the property sector, proper migration policy sought, TDs popular again, swaps up, NZD soft, & more

Financial markets buoyant but retail markets fear sharp consumer pullback; German inflation leaps; Shanghai eases; ALP wins majority; UST 10yr 2.74%; gold stable and oil up; NZ$1 = 65.6 USc; TWI-5 = 72.1

Financial markets buoyant but retail markets fear sharp consumer pullback; German inflation leaps; Shanghai eases; ALP wins majority; UST 10yr 2.74%; gold stable and oil up; NZ$1 = 65.6 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Monday; rate changes coming faster now, BNZ in big bond offer, Govt talks tough to supermarkets, swaps firm, NZD firm, & more

A review of things you need to know before you go home on Monday; rate changes coming faster now, BNZ in big bond offer, Govt talks tough to supermarkets, swaps firm, NZD firm, & more

Kiwibank increases six-month & one-year mortgage rates, plus term deposit rates, other banks expected to follow

Kiwibank increases six-month & one-year mortgage rates, plus term deposit rates, other banks expected to follow

China's companies struggle; Taiwan export growth dips; India monsoon arrives early; US savings rate withers; Aussie retail sales grow fast; UST 10yr 2.74%; gold and oil unchanged; NZ$1 = 65.4 USc; TWI-5 = 72

China's companies struggle; Taiwan export growth dips; India monsoon arrives early; US savings rate withers; Aussie retail sales grow fast; UST 10yr 2.74%; gold and oil unchanged; NZ$1 = 65.4 USc; TWI-5 = 72

US PCE inflation dips; consumer spending stays strong; Toyota trims output again; China's property sector in a rout; Singapore PPI leaps; NZ ports look dismal in ranking; UST 10yr 2.74%; gold and oil up; NZ$1 = 65.4 USc; TWI-5 = 72.1

US PCE inflation dips; consumer spending stays strong; Toyota trims output again; China's property sector in a rout; Singapore PPI leaps; NZ ports look dismal in ranking; UST 10yr 2.74%; gold and oil up; NZ$1 = 65.4 USc; TWI-5 = 72.1

A review of things you need to know before you go home on Friday; finally one bank responds to the OCR hike, consumer sentiment remains poor, jobs recover by earnings don't; swaps stable, NZD firms, & more

A review of things you need to know before you go home on Friday; finally one bank responds to the OCR hike, consumer sentiment remains poor, jobs recover by earnings don't; swaps stable, NZD firms, & more

ANZ and BNZ join Kiwibank with increases to floating mortgage rates and savings rates following the 50 basis points OCR hike

ANZ and BNZ join Kiwibank with increases to floating mortgage rates and savings rates following the 50 basis points OCR hike

US data softens but still strong; more Chinese property developer woes; more central bank rate action; Australia power prices jump; UST 10yr 2.76%; gold lower and oil up; NZ$1 = 64.7 USc; TWI-5 = 71.5

US data softens but still strong; more Chinese property developer woes; more central bank rate action; Australia power prices jump; UST 10yr 2.76%; gold lower and oil up; NZ$1 = 64.7 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Thursday; silence from banks after OCR hike, Fonterra earnings slip, retirees hold the KiwiSaver balances, swaps inch up, NZD inches lower, & more

A review of things you need to know before you go home on Thursday; silence from banks after OCR hike, Fonterra earnings slip, retirees hold the KiwiSaver balances, swaps inch up, NZD inches lower, & more

Twenty four hours after the RBNZ hiked the Official Cash Rate by 50 basis points, no bank has announced any rate change

Twenty four hours after the RBNZ hiked the Official Cash Rate by 50 basis points, no bank has announced any rate change

US data marginally softer; US Fed talks tough but leaves an out; China at risk of 'sliding out'; ECB warns of house price correction; Australia warns of tough budget situation; UST 10yr 2.75%; gold lower and oil stable; NZ$1 = 64.6 USc; TWI-5 = 71.5

US data marginally softer; US Fed talks tough but leaves an out; China at risk of 'sliding out'; ECB warns of house price correction; Australia warns of tough budget situation; UST 10yr 2.75%; gold lower and oil stable; NZ$1 = 64.6 USc; TWI-5 = 71.5

A review of things you need to know before you go home on Wednesday; OCR tone stuns banks to reassess their retail rate responses, scams reduce but get trickier, online shopping explodes, swaps leap, NZD firms, & more

A review of things you need to know before you go home on Wednesday; OCR tone stuns banks to reassess their retail rate responses, scams reduce but get trickier, online shopping explodes, swaps leap, NZD firms, & more

US moving to a slower growth mode; Japan's expansion extends; EU holding up but Hungary goes rogue; BEPS deal slow to get going; UST 10yr 2.76%; gold up and oil stable; NZ$1 = 64.5 USc; TWI-5 = 71.3

US moving to a slower growth mode; Japan's expansion extends; EU holding up but Hungary goes rogue; BEPS deal slow to get going; UST 10yr 2.76%; gold up and oil stable; NZ$1 = 64.5 USc; TWI-5 = 71.3

A review of things you need to know before you go home on Tuesday; waiting for the RBNZ, retail sales sag, most ahead on their mortgage payments, auctions sag, swaps on hold, NZD slips, & more

A review of things you need to know before you go home on Tuesday; waiting for the RBNZ, retail sales sag, most ahead on their mortgage payments, auctions sag, swaps on hold, NZD slips, & more

US households happy with their financial status; not all countries suffer from high inflation; China adds more stimulus; US builds new big trade grouping; UST 10yr 2.85%; gold firms and oil stable; NZ$1 = 64.6 USc; TWI-5 = 71.5

US households happy with their financial status; not all countries suffer from high inflation; China adds more stimulus; US builds new big trade grouping; UST 10yr 2.85%; gold firms and oil stable; NZ$1 = 64.6 USc; TWI-5 = 71.5