About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Tuesday; more big retail rate changes, Barfoot's prices up, another huge building consent month, eyes on GDT, swaps slip, NZD stable, & more
2nd Nov 21, 3:59pm
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A review of things you need to know before you go home on Tuesday; more big retail rate changes, Barfoot's prices up, another huge building consent month, eyes on GDT, swaps slip, NZD stable, & more
Global factories in healthy expansions; Hong Kong growth elusive; financial market liquidity under stress; Aussie property market tops out; UST 10yr 1.57%, oil soft and gold firm; NZ$1 = 71.9 USc; TWI-5 = 75.5
2nd Nov 21, 7:26am
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Global factories in healthy expansions; Hong Kong growth elusive; financial market liquidity under stress; Aussie property market tops out; UST 10yr 1.57%, oil soft and gold firm; NZ$1 = 71.9 USc; TWI-5 = 75.5
Ahead of some major public policy set pieces, New Zealand's largest mortgage lender follows its rivals with higher rates, pushing its 3 year fixed rate to the highest of any bank for that term. ASB goes even higher
1st Nov 21, 7:16pm
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Ahead of some major public policy set pieces, New Zealand's largest mortgage lender follows its rivals with higher rates, pushing its 3 year fixed rate to the highest of any bank for that term. ASB goes even higher
A review of things you need to know before you go home on Monday; Many retail rate changes, house listings surge, Westpac's profits recover, swaps lower, NZD stable, & more
1st Nov 21, 3:59pm
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A review of things you need to know before you go home on Monday; Many retail rate changes, house listings surge, Westpac's profits recover, swaps lower, NZD stable, & more
Chinese PMIs sag; Japanese consumer confidence up; global FDI recovers into China, US; US & EU inflation high; RBA doesn't defend; UST 10yr 1.56%, oil firm and gold soft; NZ$1 = 71.7 USc; TWI-5 = 75.3
1st Nov 21, 7:20am
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Chinese PMIs sag; Japanese consumer confidence up; global FDI recovers into China, US; US & EU inflation high; RBA doesn't defend; UST 10yr 1.56%, oil firm and gold soft; NZ$1 = 71.7 USc; TWI-5 = 75.3
US spending holds up despite income slip; Evergrande makes second payment; Japan more confident; Aussie retail sales rise encouraging; UST 10yr 1.55%, oil firm and gold soft; NZ$1 = 71.6 USc; TWI-5 = 75.2
30th Oct 21, 8:28am
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US spending holds up despite income slip; Evergrande makes second payment; Japan more confident; Aussie retail sales rise encouraging; UST 10yr 1.55%, oil firm and gold soft; NZ$1 = 71.6 USc; TWI-5 = 75.2
A review of things you need to know before you go home on Friday; more retail rate increases, confidence falls, deposits rise faster than loans, RBA sends signal by non-action, swaps consolidate, NZD stable, & more
29th Oct 21, 3:59pm
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A review of things you need to know before you go home on Friday; more retail rate increases, confidence falls, deposits rise faster than loans, RBA sends signal by non-action, swaps consolidate, NZD stable, & more
US expansion slows; US jobless claims drop; China eyes weaker growth; Japanese retail makes unexpected gains; analysts see RBA hiking earlier; UST 10yr 1.57%, oil soft and gold firm; NZ$1 = 72.1 USc; TWI-5 = 75.3
29th Oct 21, 7:27am
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US expansion slows; US jobless claims drop; China eyes weaker growth; Japanese retail makes unexpected gains; analysts see RBA hiking earlier; UST 10yr 1.57%, oil soft and gold firm; NZ$1 = 72.1 USc; TWI-5 = 75.3
A whiff of instability and broken deal making stalks wholesale money markets, suddenly raising the stakes for indebted homeowners, especially those who need to roll over soon
28th Oct 21, 8:54pm
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A whiff of instability and broken deal making stalks wholesale money markets, suddenly raising the stakes for indebted homeowners, especially those who need to roll over soon
A review of things you need to know before you go home on Thursday; no home loan rate changes today, ANZ's profits jump sharply; Auckland rents stall; swaps jump again, NZD holds, & more
28th Oct 21, 3:59pm
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A review of things you need to know before you go home on Thursday; no home loan rate changes today, ANZ's profits jump sharply; Auckland rents stall; swaps jump again, NZD holds, & more
US data mixed; Canada ends QE; Chinese profits rise; Germans pay much more for imports; Aussie inflation trouble for the RBA; UST 10yr 1.53%, oil soft and gold stable; NZ$1 = 71.8 USc; TWI-5 = 75.3
28th Oct 21, 7:22am
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US data mixed; Canada ends QE; Chinese profits rise; Germans pay much more for imports; Aussie inflation trouble for the RBA; UST 10yr 1.53%, oil soft and gold stable; NZ$1 = 71.8 USc; TWI-5 = 75.3
Wholesale swap rates get new energy to push on sharply higher, even on top of the recent sharp increases. This fire is now well ablaze
27th Oct 21, 4:50pm
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Wholesale swap rates get new energy to push on sharply higher, even on top of the recent sharp increases. This fire is now well ablaze
A review of things you need to know before you go home on Wednesday; many retail rate changes, import surge, business costs pressures not easing, insurer stress tests, swaps up sharply again, NZD holds, & more
27th Oct 21, 3:59pm
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A review of things you need to know before you go home on Wednesday; many retail rate changes, import surge, business costs pressures not easing, insurer stress tests, swaps up sharply again, NZD holds, & more
BNZ raises its term deposit offers sharply, and is now the market-leading main bank, even offering a 3% rate for a five year term. These sharp moves might have an outsized impact on challenger banks
27th Oct 21, 10:31am
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BNZ raises its term deposit offers sharply, and is now the market-leading main bank, even offering a 3% rate for a five year term. These sharp moves might have an outsized impact on challenger banks
US data improves; UST yields rise with breakeven rates; another Chinese developer defaults; East Asian data weakens; magnesium price drops; UST 10yr 1.62%, oil firm and gold soft; NZ$1 = 71.6 USc; TWI-5 = 75.1
27th Oct 21, 7:26am
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US data improves; UST yields rise with breakeven rates; another Chinese developer defaults; East Asian data weakens; magnesium price drops; UST 10yr 1.62%, oil firm and gold soft; NZ$1 = 71.6 USc; TWI-5 = 75.1
A review of things you need to know before you go home on Tuesday; many retail rate changes, higher milk price, Auckland auction market active, Christchurch to borrow more, swaps flatten, NZD holds, & more
26th Oct 21, 3:59pm
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A review of things you need to know before you go home on Tuesday; many retail rate changes, higher milk price, Auckland auction market active, Christchurch to borrow more, swaps flatten, NZD holds, & more
All the main banks have now moved fixed mortgage rates up so we can assess where they settled, who has the lowest, and note the non-rate inducements being offered by som
26th Oct 21, 9:21am
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All the main banks have now moved fixed mortgage rates up so we can assess where they settled, who has the lowest, and note the non-rate inducements being offered by som
US still hampered by supply-chain disruption; Allbirds and Hertz make news; Taiwan's strength continues; German confidence suffers; UST 10yr 1.64%, oil soft and gold firm; NZ$1 = 71.6 USc; TWI-5 = 75.1
26th Oct 21, 7:26am
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US still hampered by supply-chain disruption; Allbirds and Hertz make news; Taiwan's strength continues; German confidence suffers; UST 10yr 1.64%, oil soft and gold firm; NZ$1 = 71.6 USc; TWI-5 = 75.1
Evergrande surprises with bond payment; China to launch a new property tax; US inflation from bottlenecks creates winners; RBA in fight with bond traders; UST 10yr 1.64%, oil and gold rise; NZ$1 = 71.5 USc; TWI-5 = 75
25th Oct 21, 8:16am
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Evergrande surprises with bond payment; China to launch a new property tax; US inflation from bottlenecks creates winners; RBA in fight with bond traders; UST 10yr 1.64%, oil and gold rise; NZ$1 = 71.5 USc; TWI-5 = 75
Fed acknowledges inflation pressures; US PMIs mixed; Evergrande dodges default; EU frustrated with UK unreliability; RBA moves against BNPL; UST 10yr 1.65%, oil and gold rise; NZ$1 = 71.4 USc; TWI-5 = 74.9
23rd Oct 21, 8:50am
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Fed acknowledges inflation pressures; US PMIs mixed; Evergrande dodges default; EU frustrated with UK unreliability; RBA moves against BNPL; UST 10yr 1.65%, oil and gold rise; NZ$1 = 71.4 USc; TWI-5 = 74.9
A review of things you need to know before you go home on Friday; many more big retail rate increases, what bankers think, Auckland shrinks, 129 new cases, swaps flatline, NZD firmer, & more
22nd Oct 21, 3:59pm
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A review of things you need to know before you go home on Friday; many more big retail rate increases, what bankers think, Auckland shrinks, 129 new cases, swaps flatline, NZD firmer, & more
More banks jump on the fixed mortgage rate rise bandwagon as background wholesale rates push up both locally and internationally
22nd Oct 21, 9:08am
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More banks jump on the fixed mortgage rate rise bandwagon as background wholesale rates push up both locally and internationally
US jobless claims fall back to normal levels; global logistics issues persist; producer price pressure topping out; ATO on the warpath; UST 10yr 1.68%, oil and gold slip; NZ$1 = 71.6 USc; TWI-5 = 75
22nd Oct 21, 7:29am
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US jobless claims fall back to normal levels; global logistics issues persist; producer price pressure topping out; ATO on the warpath; UST 10yr 1.68%, oil and gold slip; NZ$1 = 71.6 USc; TWI-5 = 75
A review of things you need to know before you go home on Thursday; large retail rate changes, jobless rolls top out, yields higher in NZGB tenders, FTA with UK agreed, spending some savings, swaps steepen, NZF firm, & more
21st Oct 21, 3:59pm
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A review of things you need to know before you go home on Thursday; large retail rate changes, jobless rolls top out, yields higher in NZGB tenders, FTA with UK agreed, spending some savings, swaps steepen, NZF firm, & more
The Red Bank follows ANZ with a range of interest rate increases for both home loans and term deposits
21st Oct 21, 1:25pm
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The Red Bank follows ANZ with a range of interest rate increases for both home loans and term deposits