debt serviceability
Reserve Bank Deputy Governor confirms LVRs will remain in place if new restrictions are applied to mortgage lending; Says the RBNZ will start publishing macroprudential policy projections
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Reserve Bank Deputy Governor confirms LVRs will remain in place if new restrictions are applied to mortgage lending; Says the RBNZ will start publishing macroprudential policy projections
A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
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A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
OECD recommends Govt scraps FHB KiwiSaver withdrawals and other policies targeted at FHBs, and focuses on increasing housing supply
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OECD recommends Govt scraps FHB KiwiSaver withdrawals and other policies targeted at FHBs, and focuses on increasing housing supply
Geoff Bascand: LVRs could be loosened if mortgage debt serviceability restrictions are introduced; a change in bank capital risk weightings won't encourage more business lending
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Geoff Bascand: LVRs could be loosened if mortgage debt serviceability restrictions are introduced; a change in bank capital risk weightings won't encourage more business lending
Auckland's Covid-19 Delta outbreak delays RBNZ consultation on debt-to-income restrictions & interest rate floors
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Auckland's Covid-19 Delta outbreak delays RBNZ consultation on debt-to-income restrictions & interest rate floors
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
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The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
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Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead