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Deposit Insurance

RBNZ to consider a potential role for statutory bail-in powers on bank liabilities such as bonds in the event of a bank failure
5th Sep 23, 7:22am
RBNZ to consider a potential role for statutory bail-in powers on bank liabilities such as bonds in the event of a bank failure
Deposit insurance expert suggests $100k cap will need to be increased over time to maintain inflation-adjusted value
23rd Aug 23, 2:33pm
8
Deposit insurance expert suggests $100k cap will need to be increased over time to maintain inflation-adjusted value
Will levies to fund the incoming deposit insurance regime hit deposit takers' bottom lines, cost depositors, or both?
2nd Aug 23, 10:03am
26
Will levies to fund the incoming deposit insurance regime hit deposit takers' bottom lines, cost depositors, or both?
Reserve Bank deputy governor Christian Hawkesby says financial inclusion will be considered when overseeing incoming deposit takers legislation
21st Apr 23, 2:53pm
19
Reserve Bank deputy governor Christian Hawkesby says financial inclusion will be considered when overseeing incoming deposit takers legislation
Parliament committee proposes making the Deposit Takers Bill more friendly to smaller non-bank financial institutions
12th Apr 23, 4:13pm
7
Parliament committee proposes making the Deposit Takers Bill more friendly to smaller non-bank financial institutions
[updated]
Raghuram Rajan and Viral Acharya show how the US central bank's liquidity policies created the conditions for runs on uninsured deposits
29th Mar 23, 10:39am
by Guest
7
Raghuram Rajan and Viral Acharya show how the US central bank's liquidity policies created the conditions for runs on uninsured deposits
RBNZ to review Open Bank Resolution policy settings once depositor compensation scheme is launched
17th Dec 22, 10:00am
25
RBNZ to review Open Bank Resolution policy settings once depositor compensation scheme is launched
Reserve Bank exploring the 'expected significant resources' required to establish and operate a depositor compensation scheme for New Zealand
21st Oct 22, 10:36am
25
Reserve Bank exploring the 'expected significant resources' required to establish and operate a depositor compensation scheme for New Zealand
NZ's planned deposit insurance scheme might not be used if a major bank fails, international financial regulatory consultant Geof Mortlock says
12th Aug 22, 4:50pm
NZ's planned deposit insurance scheme might not be used if a major bank fails, international financial regulatory consultant Geof Mortlock says
What NZ's deposit insurance regime will look like and what it'll mean for depositors, international financial regulatory consultant Geof Mortlock explains
11th Aug 22, 12:00pm
49
What NZ's deposit insurance regime will look like and what it'll mean for depositors, international financial regulatory consultant Geof Mortlock explains
Government takes feedback on board and doubles coverage of proposed deposit insurance scheme to $100k per depositor, per institution
22nd Apr 21, 10:00am
47
Government takes feedback on board and doubles coverage of proposed deposit insurance scheme to $100k per depositor, per institution
A look at what government officials, deposit-takers and the public want from a deposit insurance scheme, ahead of a government update expected on Thursday
21st Apr 21, 9:00am
16
A look at what government officials, deposit-takers and the public want from a deposit insurance scheme, ahead of a government update expected on Thursday
RBNZ Deputy Governor Geoff Bascand says deposit rates could drop to zero and some savers might want to put their money to work elsewhere
28th May 20, 12:02pm
125
RBNZ Deputy Governor Geoff Bascand says deposit rates could drop to zero and some savers might want to put their money to work elsewhere
The Finance Minister says finalising the design of a deposit insurance scheme is a priority, but there's no plan for it to be set up before 2023
17th Apr 20, 1:04pm
86
The Finance Minister says finalising the design of a deposit insurance scheme is a priority, but there's no plan for it to be set up before 2023
Government consultation paper probes the cost & size of deposit insurance fund needed in move from an 'uncertain implicit guarantee' to a 'managed explicit guarantee'
5th Apr 20, 6:02am
87
Government consultation paper probes the cost & size of deposit insurance fund needed in move from an 'uncertain implicit guarantee' to a 'managed explicit guarantee'
Much still to be finalised in government's development of a deposit insurance scheme, with proposal of products it will cover detailed in consultation paper
3rd Apr 20, 5:00am
55
Much still to be finalised in government's development of a deposit insurance scheme, with proposal of products it will cover detailed in consultation paper
Gareth Vaughan looks at the strenuous efforts authorities are making to keep the debt/credit taps on, concluding the banking industry 'normal' may not be the same the other side of COVID-19
25th Mar 20, 10:38am
119
Gareth Vaughan looks at the strenuous efforts authorities are making to keep the debt/credit taps on, concluding the banking industry 'normal' may not be the same the other side of COVID-19
Document obtained by interest.co.nz highlights the different wave lengths Treasury and the RBNZ are on as they design a deposit protection regime
18th Feb 20, 5:00am
31
Document obtained by interest.co.nz highlights the different wave lengths Treasury and the RBNZ are on as they design a deposit protection regime
Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
22nd Jan 20, 5:00am
16
Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
RBNZ slams Treasury for ‘deep-seated confusion’ behind Treasury's view the RBNZ's bank capital proposals were too high, and it should've waited for a deposit protection regime to be developed before making a final decision
20th Dec 19, 10:00am
21
RBNZ slams Treasury for ‘deep-seated confusion’ behind Treasury's view the RBNZ's bank capital proposals were too high, and it should've waited for a deposit protection regime to be developed before making a final decision
Finance Minister confirms govt's deposit insurance plans, reveals plans for new RBNZ governance, Aussie-style bank director & executive accountability, levies to help fund RBNZ, a single deposit takers regime & more
18th Dec 19, 10:27am
66
Finance Minister confirms govt's deposit insurance plans, reveals plans for new RBNZ governance, Aussie-style bank director & executive accountability, levies to help fund RBNZ, a single deposit takers regime & more
Grant Robertson expected on Wednesday to make announcements on a bank deposit protection regime, rule changes related to the accountability of bank executives, and the RBNZ's governance  
18th Dec 19, 7:37am
9
Grant Robertson expected on Wednesday to make announcements on a bank deposit protection regime, rule changes related to the accountability of bank executives, and the RBNZ's governance  
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
29th Nov 19, 5:00am
13
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
13th Nov 19, 10:36am
Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements
19th Oct 19, 10:02am
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Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements