Fixed rate mortgages

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

ANZ's economists expect interest rates to bottom out late this year/early next year, suggesting borrowers need to start thinking about fixing mortgages to lock in lower rates

ANZ's economists expect interest rates to bottom out late this year/early next year, suggesting borrowers need to start thinking about fixing mortgages to lock in lower rates

Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle

Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon

David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon

ASB positions its fixed mortgage rates below almost everyone else for terms of 12, 18 and 24 months after second cut in April

ASB positions its fixed mortgage rates below almost everyone else for terms of 12, 18 and 24 months after second cut in April

ASB cuts two key fixed mortgage rates, the first reductions of fixed rates for terms longer than one year by a major bank in 2017

ASB cuts two key fixed mortgage rates, the first reductions of fixed rates for terms longer than one year by a major bank in 2017

ANZ increases low equity fixed interest rate threshold from an 80% loan-to-value ratio to 90%

ANZ increases low equity fixed interest rate threshold from an 80% loan-to-value ratio to 90%

ASB matches rival Westpac with equivalent 18 month rate, still trails SBS for that term

ASB matches rival Westpac with equivalent 18 month rate, still trails SBS for that term

A big bank trims two rates to meet challenges from rivals as wholesale rates soften

A big bank trims two rates to meet challenges from rivals as wholesale rates soften