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Fixed rate mortgages

David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
10th Jun 24, 2:07pm
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David Chaston investigates what the best home loan rate and term choice might be for borrowers needing to refix soon
ASB positions its fixed mortgage rates below almost everyone else for terms of 12, 18 and 24 months after second cut in April
28th Apr 17, 9:48am
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ASB positions its fixed mortgage rates below almost everyone else for terms of 12, 18 and 24 months after second cut in April
ASB cuts two key fixed mortgage rates, the first reductions of fixed rates for terms longer than one year by a major bank in 2017
7th Apr 17, 9:52am
35
ASB cuts two key fixed mortgage rates, the first reductions of fixed rates for terms longer than one year by a major bank in 2017
ANZ increases low equity fixed interest rate threshold from an 80% loan-to-value ratio to 90%
22nd Apr 14, 7:15pm
12
ANZ increases low equity fixed interest rate threshold from an 80% loan-to-value ratio to 90%
ASB matches rival Westpac with equivalent 18 month rate, still trails SBS for that term
21st Feb 14, 6:25pm
ASB matches rival Westpac with equivalent 18 month rate, still trails SBS for that term
A big bank trims two rates to meet challenges from rivals as wholesale rates soften
19th Feb 14, 8:07am
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A big bank trims two rates to meet challenges from rivals as wholesale rates soften
Co-operative Bank raises its one year home loan rate, SBS now market leader for that term
18th Feb 14, 6:56pm
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Co-operative Bank raises its one year home loan rate, SBS now market leader for that term
BNZ joins the rate cut party, trumping Westpac's Friday change; TSB raises its one year rate
17th Feb 14, 10:12am
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BNZ joins the rate cut party, trumping Westpac's Friday change; TSB raises its one year rate
Selective home loan specials keep coming from the main banks as they fight for slightly softer housing demand
14th Feb 14, 6:00pm
5
Selective home loan specials keep coming from the main banks as they fight for slightly softer housing demand
Rare Friday rate change as Westpac pitches its 3 year rate to match two main rivals
13th Feb 14, 7:18pm
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Rare Friday rate change as Westpac pitches its 3 year rate to match two main rivals
Kiwibank adjusts home loan rates higher in the fixed 6 mth to 2 year terms; pressure builds ahead of March OCR review
11th Feb 14, 8:44am
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Kiwibank adjusts home loan rates higher in the fixed 6 mth to 2 year terms; pressure builds ahead of March OCR review
The first home loan rate changes since the OCR review see selected rates rise; wholesale markets still absorbing RBNZ views
31st Jan 14, 10:03am
The first home loan rate changes since the OCR review see selected rates rise; wholesale markets still absorbing RBNZ views
Bank follows up a cut to its one year rate with a new reduction to its 18 month mortgage rate
28th Jan 14, 9:51am
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Bank follows up a cut to its one year rate with a new reduction to its 18 month mortgage rate
Despite rising wholesale money rates, two banks cut selected fixed mortgage rates
23rd Jan 14, 9:59am
8
Despite rising wholesale money rates, two banks cut selected fixed mortgage rates
Wholesale rates end their recent small retracement; many banks move to two-tier pricing
7th Oct 13, 5:30pm
Wholesale rates end their recent small retracement; many banks move to two-tier pricing
ASB extends its below 80% LVR offer with new special two year rate; best of main banks
13th Sep 13, 5:30pm
ASB extends its below 80% LVR offer with new special two year rate; best of main banks
ASB offers 4.75% p.a. for a six-month term for customers who have 20% equity deposits
23rd Aug 13, 5:04pm
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ASB offers 4.75% p.a. for a six-month term for customers who have 20% equity deposits
Wholesale swap rate reactions to the RBNZ statement suggests we may be in for another round of fixed mortgage rate rises
26th Jul 13, 9:14am
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Wholesale swap rate reactions to the RBNZ statement suggests we may be in for another round of fixed mortgage rate rises
Latest reduction makes it competitive among Aussie-owned banks, but not vs Kiwi-owned banks
29th Apr 13, 5:19pm
6
Latest reduction makes it competitive among Aussie-owned banks, but not vs Kiwi-owned banks
SBS-HBS reduce key mortgage rates, bringing them down to among the lowest in the home loan market
23rd Apr 13, 5:33pm
6
SBS-HBS reduce key mortgage rates, bringing them down to among the lowest in the home loan market
Roger J Kerr warns that the rush to fix 'which always comes' as homeowners chase low rates, will unbalance the swap market and will raise rates across the curve. Your view?
29th Jan 13, 2:40pm
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Roger J Kerr warns that the rush to fix 'which always comes' as homeowners chase low rates, will unbalance the swap market and will raise rates across the curve. Your view?
Kiwibank withdraws its 4.99% mortgage rate offers, raises them to 5.25%, as 'limited time' expires
9th Nov 12, 3:21pm
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Kiwibank withdraws its 4.99% mortgage rate offers, raises them to 5.25%, as 'limited time' expires
Resimac launches in New Zealand offering "a genuine alternative to mainstream banks"; wants to compete on "more than price"
9th Nov 12, 5:39am
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Resimac launches in New Zealand offering "a genuine alternative to mainstream banks"; wants to compete on "more than price"
The main banks reduce their short term fixed rates to sub 5% levels as the housing market heats up
8th Nov 12, 5:34pm
The main banks reduce their short term fixed rates to sub 5% levels as the housing market heats up