Westpac economists believe house price growth will be zero by the end of this year, which will be enough to prompt the Reserve Bank to further easing of lending restrictions More...
A look ahead to phase 2 of the RBNZ Act review, a warning to non-bank lenders, a telling off for Westpac, open banking, BKBM & internal models discrepancies More...
Reserve Bank says financial risks have lessened but will not be loosening LVR restrictions at this stage; will wait till November 'at least' before any loosening More...
Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year More...
New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions More...
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment More...
Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions More...
Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now More...
RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out More...
Bernard Hickey argues Auckland's leaders need to aim more for growth per capita rather than just growth for the sake of it. The current low-to-no productivity growth model isn't working for most in the city and that's bad for New Zealand More...
New Zealand's risk-averse savers would dearly love to invest in infrastructure bonds to fund Auckland's growth. The Auckland Council and the Government should help make that happen More...
Our central bank's starting to resemble an eccentric scientist, with macro-prudential tools its chemistry set. The worry is that too many ingredients will get mixed together with unpredictable results, says David Hargreaves More...
ANZ economists 'wouldn't be surprised' to see RBNZ announce debt-to-income measures soon though believe the central bank may struggle to sell the idea politically More...