Lending

30th Nov 20, 2:10pm
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
30th Nov 20, 2:10pm
26th Nov 20, 10:13am
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
26th Nov 20, 10:13am
25th Nov 20, 3:13pm
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
25th Nov 20, 3:13pm
17th Nov 20, 2:49pm
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
17th Nov 20, 2:49pm
16th Nov 20, 12:26pm
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
11th Nov 20, 11:26am
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
11th Nov 20, 11:26am
[Updated]
30th Oct 20, 10:58am
Why banks believe a Funding for Lending Programme wouldn't do enough to protect their profits in the face of a negative Official Cash Rate
[Updated]
Why banks believe a Funding for Lending Programme wouldn't do enough to protect their profits in the face of a negative Official Cash Rate
30th Oct 20, 10:58am
28th Oct 20, 3:30pm
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
28th Oct 20, 3:30pm
27th Oct 20, 3:22pm
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
27th Oct 20, 3:22pm
24th Sep 20, 3:24pm
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
24th Sep 20, 3:24pm
24th Sep 20, 11:03am
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
24th Sep 20, 11:03am
26th Aug 20, 3:19pm
Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
26th Aug 20, 3:19pm
20th Aug 20, 9:04am
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
20th Aug 20, 9:04am
13th Aug 20, 5:44pm
Adrian Orr on how a second Covid-19 outbreak will affect the RBNZ's QE programme, why he likes a negative OCR/term lending duo, and what the side-effects of all this stimulus could be
Adrian Orr on how a second Covid-19 outbreak will affect the RBNZ's QE programme, why he likes a negative OCR/term lending duo, and what the side-effects of all this stimulus could be
13th Aug 20, 5:44pm
13th Aug 20, 3:43pm
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
13th Aug 20, 3:43pm
13th Aug 20, 8:58am
RBNZ makes way to front load bond-buying, but recognises quantitative easing has its limits, so prepares to use a new combo of monetary policy tools
RBNZ makes way to front load bond-buying, but recognises quantitative easing has its limits, so prepares to use a new combo of monetary policy tools
13th Aug 20, 8:58am
12th Aug 20, 4:16pm
RBNZ to help banks enable their customers to defer mortgage repayments beyond 6 months; Details expected next week
RBNZ to help banks enable their customers to defer mortgage repayments beyond 6 months; Details expected next week
12th Aug 20, 4:16pm
31st Jul 20, 12:25pm
RBNZ's Geoff Bascand doesn't want cliff end to mortgage repayment deferrals; Says the implementation of 'aspects’ of new bank capital rules shouldn't be further pushed out
RBNZ's Geoff Bascand doesn't want cliff end to mortgage repayment deferrals; Says the implementation of 'aspects’ of new bank capital rules shouldn't be further pushed out
31st Jul 20, 12:25pm
29th Jul 20, 1:52pm
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
29th Jul 20, 1:52pm
27th Jul 20, 11:22am
People borrowing to buy their first homes outstripped the amount of money borrowed by investors during the last month
People borrowing to buy their first homes outstripped the amount of money borrowed by investors during the last month
27th Jul 20, 11:22am
23rd Jul 20, 3:15pm
Andrew Coleman looks at the options facing the Government for funding the Covid-related public debt
Andrew Coleman looks at the options facing the Government for funding the Covid-related public debt
23rd Jul 20, 3:15pm
19th Jul 20, 6:02am
David Hargreaves hopes the banks won't be too guarded with their lending because of preconceived expectations of what will happen with the economy - rather than just seeing what does happen
David Hargreaves hopes the banks won't be too guarded with their lending because of preconceived expectations of what will happen with the economy - rather than just seeing what does happen
19th Jul 20, 6:02am
15th Jul 20, 1:06pm
The country's banks report that both demand and availability for credit over the next six months are set to be sharply down, with things looking particularly tough in the commercial property sector
The country's banks report that both demand and availability for credit over the next six months are set to be sharply down, with things looking particularly tough in the commercial property sector
15th Jul 20, 1:06pm
25th Jun 20, 3:33pm
Monthly mortgage borrowing shot up 57% in May compared with the lockdown month of April - but the figure of $4.3 bln advanced was still down by about a third compared with the same month a year ago
Monthly mortgage borrowing shot up 57% in May compared with the lockdown month of April - but the figure of $4.3 bln advanced was still down by about a third compared with the same month a year ago
25th Jun 20, 3:33pm
4th Jun 20, 3:53pm
QE, the wage subsidy and nervous investors see banks sit with more cash to lend, than borrowers to lend to
QE, the wage subsidy and nervous investors see banks sit with more cash to lend, than borrowers to lend to
4th Jun 20, 3:53pm

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