owner-occupiers

Fewer homeowners selling their existing home to buy another is the main cause of the current property slump says Cotality

Fewer homeowners selling their existing home to buy another is the main cause of the current property slump says Cotality

Jarden analysts see a sea-change for the Aussie parents of NZ's major banks, with tax changes ending 'rivers of gold' from housing lending and bringing dividend payout ratios into question

Jarden analysts see a sea-change for the Aussie parents of NZ's major banks, with tax changes ending 'rivers of gold' from housing lending and bringing dividend payout ratios into question

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

People who bought their first home 10 years ago should now be well placed to move up the property ladder into something more expensive

People who bought their first home 10 years ago should now be well placed to move up the property ladder into something more expensive

Andrew Coleman puts a spotlight on housing taxation in New Zealand, looking at problems and offering solutions

Andrew Coleman puts a spotlight on housing taxation in New Zealand, looking at problems and offering solutions

In our Of Interest podcast, Squirrel's John Bolton explains why the appetite for smaller apartments might be greater than you think

In our Of Interest podcast, Squirrel's John Bolton explains why the appetite for smaller apartments might be greater than you think

New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants

New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants

RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending

RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending

ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before

ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before

RBNZ expects LVRs to shave up to 4 percentage points off house price inflation and lower bank lending to property investors by as much as 40%

RBNZ expects LVRs to shave up to 4 percentage points off house price inflation and lower bank lending to property investors by as much as 40%

RBNZ targets residential property investors with new high LVR restrictions: Most investors to need 40% deposits and most owner-occupiers 20% deposits

RBNZ targets residential property investors with new high LVR restrictions: Most investors to need 40% deposits and most owner-occupiers 20% deposits

Macquarie research shows Aussie parents of NZ's big 4 banks prepared to lend more & a bigger percentage of income to mortgage borrowers than UK, US & Canadian banks

Macquarie research shows Aussie parents of NZ's big 4 banks prepared to lend more & a bigger percentage of income to mortgage borrowers than UK, US & Canadian banks

Macquarie analysts highlight boost to borrowing capacity for both owner-occupiers and property investors from APRA proposal to revise guidance for bank borrowing capacity serviceability assessments

Macquarie analysts highlight boost to borrowing capacity for both owner-occupiers and property investors from APRA proposal to revise guidance for bank borrowing capacity serviceability assessments

The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate

The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate

RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part

RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part