borrowers

6 Dec 18, 10:09am
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
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12 Nov 18, 9:05am
ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
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10 Nov 18, 9:43am
We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
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10 Nov 18, 9:00am
New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
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8 Nov 18, 7:45am
Licensed P2P lender Harmoney says it has facilitated loans across New Zealand and Australia valued at $1 billion
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5 Nov 18, 9:49am
Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
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3 Nov 18, 11:17am
Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
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31 Oct 18, 10:04am
Another bank trims a key fixed home loan rate. We review where the market is settling to and assess how much lower it could go as banks try to protect their margins
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29 Oct 18, 8:36am
As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
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19 Oct 18, 5:02pm
SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals
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11 Oct 18, 8:51pm
Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
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5 Oct 18, 11:00am
HSBC NZ reprises very low mortgage rate offer, far below any other bank, matching the 50-year-low rate it had in mid 2018
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5 Oct 18, 10:04am
More home loan rate trimming this time by ASB. Its new 18-month rate now has a notable advantage against its main rivals and matches ANZ's new 1-year rate
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3 Oct 18, 8:40am
Both TSB and Westpac move some key home loan rates lower, with TSB's eighteen month fixed rate a notable lower level. All rate offers now tightly bunched
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1 Oct 18, 8:55am
New Zealand's largest mortgage lender pushes its one year home loan rate offer to a new all-time low, challenging its rivals on price
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1 Oct 18, 5:12am
Kiwibank cuts more mortgage rates, tightening up bank offers across the board. It also trims a set of term deposit rates
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28 Sep 18, 10:52am
TSB moves to match rivals with two new fixed rate home loan specials. Bank rate pricing tactics getting assessed as home buying volumes stay in an unexceptional zone
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25 Sep 18, 2:02pm
Bank for International Settlements highlights the dominance of consumer lending in New Zealand fintech sector
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24 Sep 18, 4:13pm
State-owned lender Kiwibank takes benchmark two year fixed home loan rate down to a new low by a major bank, opening up a juicy advantage over its main rivals
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22 Sep 18, 6:31am
SBS Bank now offers the lowest two, four and five year fixed mortgage rates, joining other challenger banks in cutting rates as the Spring house selling season advances
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