borrowers

21st Oct 19, 5:02am
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
21st Oct 19, 5:02am
18th Oct 19, 9:42am
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
18th Oct 19, 9:42am
17th Oct 19, 9:02am
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
17th Oct 19, 9:02am
15th Oct 19, 4:26pm
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
15th Oct 19, 4:26pm
[Updated]
14th Oct 19, 3:46pm
Mortgage rate cuts from ANZ NZ for six month, one year and two year terms
[Updated]
Mortgage rate cuts from ANZ NZ for six month, one year and two year terms
14th Oct 19, 3:46pm
11th Oct 19, 10:02am
Rodney Dickens identifies the structural shift the RBNZ made during the GFC that means the effective OCR is much higher than the actual OCR, explaining why our retail interest rates are at current levels
Rodney Dickens identifies the structural shift the RBNZ made during the GFC that means the effective OCR is much higher than the actual OCR, explaining why our retail interest rates are at current levels
11th Oct 19, 10:02am
27th Sep 19, 5:00am
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
27th Sep 19, 5:00am
18th Aug 19, 6:16am
After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers
After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers
18th Aug 19, 6:16am
13th Aug 19, 11:16am
A less redacted version of ANZ NZ's submission on the RBNZ's proposals to increase bank capital requirements, released to interest.co.nz, includes a surprising admission from the country's biggest bank
A less redacted version of ANZ NZ's submission on the RBNZ's proposals to increase bank capital requirements, released to interest.co.nz, includes a surprising admission from the country's biggest bank
13th Aug 19, 11:16am
8th Aug 19, 10:52am
David Chaston looks at the impact of the rate cuts announced by banks so far, and what will be required to pass through all of the RBNZ OCR cut. He sees returns to savers in the crosshairs of bank interest rate strategies
David Chaston looks at the impact of the rate cuts announced by banks so far, and what will be required to pass through all of the RBNZ OCR cut. He sees returns to savers in the crosshairs of bank interest rate strategies
8th Aug 19, 10:52am
8th Aug 19, 5:00am
A closer look at the 'regret analysis' and view that low interest rates are the new norm that underpinned the Reserve Bank's decision to cut the OCR to 1%
A closer look at the 'regret analysis' and view that low interest rates are the new norm that underpinned the Reserve Bank's decision to cut the OCR to 1%
8th Aug 19, 5:00am
[Updated]
7th Aug 19, 2:19pm
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
[Updated]
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
7th Aug 19, 2:19pm
3rd Aug 19, 10:21am
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
3rd Aug 19, 10:21am
1st Aug 19, 9:43am
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
1st Aug 19, 9:43am
30th Jul 19, 4:51pm
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
30th Jul 19, 4:51pm
26th Jul 19, 2:23pm
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
26th Jul 19, 2:23pm
[Updated]
26th Jul 19, 10:31am
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
[Updated]
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
26th Jul 19, 10:31am
[Updated]
23rd Jul 19, 4:31pm
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
[Updated]
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
23rd Jul 19, 4:31pm
[Updated]
22nd Jul 19, 10:48am
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
[Updated]
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
22nd Jul 19, 10:48am
12th May 19, 6:31am
RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
12th May 19, 6:31am

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