DTIs
New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
16th Mar 24, 9:11am
18
New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
Latest quarterly Reserve Bank figures show ahead of the likely introduction of debt to income restrictions in the middle of the year, new borrowers are currently well below the proposed lending limits to be imposed on banks
19th Feb 24, 11:03am
47
Latest quarterly Reserve Bank figures show ahead of the likely introduction of debt to income restrictions in the middle of the year, new borrowers are currently well below the proposed lending limits to be imposed on banks
[updated]
There are clear signs that the RBNZ’s 'heavy handed hikes' are inhibiting household demand, and hurting business, Kiwibank economists say
12th Feb 24, 12:22pm
36
There are clear signs that the RBNZ’s 'heavy handed hikes' are inhibiting household demand, and hurting business, Kiwibank economists say
David Hargreaves looks at the 'inevitable' discussion we are about to have as to whether it's still the right economic approach to just target low inflation at all costs
6th Feb 24, 6:00am
88
David Hargreaves looks at the 'inevitable' discussion we are about to have as to whether it's still the right economic approach to just target low inflation at all costs
Adrian Orr will give a keynote speech to a high-powered economic forum ahead of the Reserve Bank's first Official Cash Rate decision of the year
31st Jan 24, 2:27pm
33
Adrian Orr will give a keynote speech to a high-powered economic forum ahead of the Reserve Bank's first Official Cash Rate decision of the year
David Hargreaves dives back through from the start of detailed mortgage figures the Reserve Bank has now been producing for 9 years to show a picture of burgeoning first home buyer involvement and mostly shrinking investor participation
31st Jan 24, 11:44am
40
David Hargreaves dives back through from the start of detailed mortgage figures the Reserve Bank has now been producing for 9 years to show a picture of burgeoning first home buyer involvement and mostly shrinking investor participation
Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
30th Jan 24, 9:19am
34
Geof Mortlock argues Minister of Finance Nicola Willis should commission an independent review of the RBNZ's DTI policy coordinated by Treasury
David Hargreaves wonders whether the belated introduction of debt-to-income ratio controls will be a case of better-late-than-never, or whether they've already missed the proverbial bus
24th Jan 24, 9:59am
43
David Hargreaves wonders whether the belated introduction of debt-to-income ratio controls will be a case of better-late-than-never, or whether they've already missed the proverbial bus
[updated]
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
23rd Jan 24, 10:19am
156
RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending
ANZ economists don't believe the RBNZ will give warning of when it is going to cut the Official Cash Rate and that it will be a case of 'deny-deny-deny-cut' to avoid premature easing in financial conditions
18th Jan 24, 4:08pm
31
ANZ economists don't believe the RBNZ will give warning of when it is going to cut the Official Cash Rate and that it will be a case of 'deny-deny-deny-cut' to avoid premature easing in financial conditions
The Reserve Bank's chief economist will be speaking on economic developments a month before the first scheduled OCR announcement for the year in a move clearly aimed at guiding the markets after December's shock GDP fall
16th Jan 24, 9:54am
59
The Reserve Bank's chief economist will be speaking on economic developments a month before the first scheduled OCR announcement for the year in a move clearly aimed at guiding the markets after December's shock GDP fall
ASB economists assess the key risks in the year ahead - there's plenty
ASB chief economist Nick Tuffley says it now looks more likely the Official Cash Rate will be cut in the second half of next year - rather than in 2025
18th Dec 23, 2:28pm
59
ASB chief economist Nick Tuffley says it now looks more likely the Official Cash Rate will be cut in the second half of next year - rather than in 2025
Westpac economists say we should expect the Reserve Bank to be unforgiving of any shocks that boost the growth and inflation outlook over the next year. Also, the RBNZ will likely be less willing to pre-emptively ease, as markets seem to currently expect
4th Dec 23, 12:15pm
24
Westpac economists say we should expect the Reserve Bank to be unforgiving of any shocks that boost the growth and inflation outlook over the next year. Also, the RBNZ will likely be less willing to pre-emptively ease, as markets seem to currently expect
Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
14th Nov 23, 3:51pm
31
Latest quarterly Reserve Bank figures show that ahead of the possible introduction of debt to income restrictions next year, new buyers are, in any case, mostly borrowing on low DTI ratios
ANZ economists are still forecasting another Official Cash Rate hike next year and say domestic inflation is still sky high, and yet to capitulate, while 'a lot still needs to go right' for the OCR to not need to eventually go higher
7th Nov 23, 1:40pm
17
ANZ economists are still forecasting another Official Cash Rate hike next year and say domestic inflation is still sky high, and yet to capitulate, while 'a lot still needs to go right' for the OCR to not need to eventually go higher
Just as the Reserve Bank appears to be turning the inflation battle in its favour, here comes the double trouble of rampant immigration and a refreshed housing market
5th Nov 23, 6:00am
133
Just as the Reserve Bank appears to be turning the inflation battle in its favour, here comes the double trouble of rampant immigration and a refreshed housing market
The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
2nd Nov 23, 6:49am
91
The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024
Banks are telling the Reserve Bank 'a more significant increase' in investor demand for residential mortgages may occur in the next six months if interest deductibility on rental properties is reintroduced
24th Oct 23, 12:16pm
53
Banks are telling the Reserve Bank 'a more significant increase' in investor demand for residential mortgages may occur in the next six months if interest deductibility on rental properties is reintroduced
She was 'appalled' he was reappointed without an independent review, so how will likely incoming Finance Minister Nicola Willis get on with RBNZ Governor Adrian Orr?
17th Oct 23, 2:14pm
39
She was 'appalled' he was reappointed without an independent review, so how will likely incoming Finance Minister Nicola Willis get on with RBNZ Governor Adrian Orr?
Latest quarterly Reserve Bank figures show that the country's new first home buyer borrowers have just started to stretch themselves a little further again
16th Aug 23, 8:44am
25
Latest quarterly Reserve Bank figures show that the country's new first home buyer borrowers have just started to stretch themselves a little further again
The banks will be hoping this is a year of 'two halves' for new mortgage activity after a start to the year that was the slowest in at least nine years
27th Jul 23, 9:08am
31
The banks will be hoping this is a year of 'two halves' for new mortgage activity after a start to the year that was the slowest in at least nine years
Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time
26th Jul 23, 3:41pm
45
Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time
Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis
27th Jun 23, 3:39pm
50
Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis
Reserve Bank figures show the near-moribund mortgage market is being propped up by first-timers as April lending figures continue to reflect the sagging house prices
25th May 23, 12:08pm
89
Reserve Bank figures show the near-moribund mortgage market is being propped up by first-timers as April lending figures continue to reflect the sagging house prices