DTIs

4th Sep 18, 8:09am
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
4th Sep 18, 8:09am
14th Aug 18, 9:32am
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
14th Aug 18, 9:32am
28th Apr 18, 9:30am
RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
28th Apr 18, 9:30am
17th Apr 18, 3:40pm
The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
The IMF doesn't think the Government’s policy to ban foreigners from buying Kiwi homes will have much of an impact on house prices; but officials do think DTIs should be added to the RBNZ’s toolkit
17th Apr 18, 3:40pm
[Updated]
13th Mar 18, 1:17pm
Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
[Updated]
Acting Governor Grant Spencer says upcoming review of RBNZ's macro-prudential tools should add 'carefully designed' debt to income or debt servicing tool
13th Mar 18, 1:17pm
21st Feb 18, 1:26pm
Treasury says involving external experts in setting monetary policy will 'promote a diversity of perspectives' while the RBNZ has said it could create a 'circus'
Treasury says involving external experts in setting monetary policy will 'promote a diversity of perspectives' while the RBNZ has said it could create a 'circus'
21st Feb 18, 1:26pm
15th Aug 17, 12:10pm
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
15th Aug 17, 12:10pm
13th Jul 17, 12:40pm
David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
David Hargreaves suggests a subdued housing market in the run-up to the election may ultimately work against the Reserve Bank
13th Jul 17, 12:40pm
22nd Jun 17, 8:04am
David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
David Hargreaves wonders, given the national obsession for housing, whether there could be better 'official' information available on market trends
22nd Jun 17, 8:04am
3rd Jun 17, 6:02am
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
3rd Jun 17, 6:02am
1st Jun 17, 8:29am
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
1st Jun 17, 8:29am
[Updated]
31st May 17, 9:18am
Reserve Bank warns of risks if house price rises return, says current building activity below what's required given rapid population growth & existing shortage; 'Significant share of house lending at high DTIs'; Paper still in the works
[Updated]
Reserve Bank warns of risks if house price rises return, says current building activity below what's required given rapid population growth & existing shortage; 'Significant share of house lending at high DTIs'; Paper still in the works
31st May 17, 9:18am
24th May 17, 1:33pm
Subdued house prices in the run up to the election are likely to lead to complacency when it comes to some much-needed tightening up measures
Subdued house prices in the run up to the election are likely to lead to complacency when it comes to some much-needed tightening up measures
24th May 17, 1:33pm
4th Apr 17, 7:39am
Interest-only lending doesn't appear to be the problem here that it is in Australia - but there's still no good reason why we couldn't clamp down on it too
Interest-only lending doesn't appear to be the problem here that it is in Australia - but there's still no good reason why we couldn't clamp down on it too
4th Apr 17, 7:39am
10th Feb 17, 9:32am
RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
10th Feb 17, 9:32am
[Updated]
8th Feb 17, 1:09pm
Finance Minister says he wants full 'cost benefit analysis' and public consultation before considering introduction of debt-to-income ratios for house buying; DTIs now very unlikely before election
[Updated]
Finance Minister says he wants full 'cost benefit analysis' and public consultation before considering introduction of debt-to-income ratios for house buying; DTIs now very unlikely before election
8th Feb 17, 1:09pm
12th Dec 16, 2:33pm
The Reserve Bank confirms that a meeting it had planned with Bill English on debt-to-income ratios was cancelled and currently no new meeting has been scheduled
The Reserve Bank confirms that a meeting it had planned with Bill English on debt-to-income ratios was cancelled and currently no new meeting has been scheduled
12th Dec 16, 2:33pm
30th Nov 16, 1:18pm
Forget the new smartphone, the latest six-burner bbq or a swanky set of outdoor furniture - there's only one thing on the RBNZ's Christmas shopping list this year
Forget the new smartphone, the latest six-burner bbq or a swanky set of outdoor furniture - there's only one thing on the RBNZ's Christmas shopping list this year
30th Nov 16, 1:18pm
3rd Nov 16, 8:19am
The Government is showing signs of wanting to call all the shots on the housing market itself next year
The Government is showing signs of wanting to call all the shots on the housing market itself next year
3rd Nov 16, 8:19am
2nd Nov 16, 7:12pm
Finance Minister cautious about Reserve Bank hopes for Debt to Income multiple limits; say looking closely at unintended consequences; Key says Auckland housing market stabilising; points Mt Roskill voters to low interest rates
Finance Minister cautious about Reserve Bank hopes for Debt to Income multiple limits; say looking closely at unintended consequences; Key says Auckland housing market stabilising; points Mt Roskill voters to low interest rates
2nd Nov 16, 7:12pm