interest-only

30th Jun 20, 3:28pm
New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
30th Jun 20, 3:28pm
29th May 20, 5:57pm
The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
29th May 20, 5:57pm
30th Apr 20, 3:38pm
The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
30th Apr 20, 3:38pm
31st Mar 20, 3:37pm
Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
31st Mar 20, 3:37pm
20th Dec 19, 5:00am
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
20th Dec 19, 5:00am
2nd Aug 19, 10:00am
With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for
With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for
2nd Aug 19, 10:00am
31st Jul 19, 3:44pm
Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November
Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November
31st Jul 19, 3:44pm
29th Apr 19, 3:34pm
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
29th Apr 19, 3:34pm
23rd Apr 19, 11:03am
Westpac economists say if the Reserve Bank doesn't cut interest rates in May there may be no cut at all over the rest of the calendar year
Westpac economists say if the Reserve Bank doesn't cut interest rates in May there may be no cut at all over the rest of the calendar year
23rd Apr 19, 11:03am
8th Apr 19, 12:57pm
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
8th Apr 19, 12:57pm
[Updated]
2nd Apr 19, 11:23am
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
[Updated]
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
27th Mar 19, 11:37am
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
5th Mar 19, 8:00am
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
5th Mar 19, 8:00am
28th Feb 19, 3:29pm
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
27th Feb 19, 3:47pm
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
31st Jan 19, 3:43pm
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
31st Jan 19, 3:43pm
29th Jan 19, 3:50pm
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
29th Jan 19, 3:50pm
[Updated]
20th Dec 18, 3:30pm
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
[Updated]
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
26th Nov 18, 1:48pm
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
26th Nov 18, 1:48pm
23rd Nov 18, 9:26am
David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
23rd Nov 18, 9:26am

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