David Chaston

A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower

A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower

Oil dips; France declares 'social emergency'; more markets near bear territory; NAB talks up Clydesdale IPO; CDS spreads jump; gold marks time; NZ$1 = 64.4 US¢, TWI-5 = 70.2

Oil dips; France declares 'social emergency'; more markets near bear territory; NAB talks up Clydesdale IPO; CDS spreads jump; gold marks time; NZ$1 = 64.4 US¢, TWI-5 = 70.2

A review of things you need to know before you go home on Monday; lower home loan rates, higher TD rate, derivatives rise, spot falls, jobs market more confident, rental yields sink, swaps drop

A review of things you need to know before you go home on Monday; lower home loan rates, higher TD rate, derivatives rise, spot falls, jobs market more confident, rental yields sink, swaps drop

Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall

Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall

Oil under US$29/bbl; UST 10yr yield 2.04%; gold up; Wall Street takes big hit; China's 'National Team' can't halt slide; EMs look at money printing; NZ$1 = 64.7 US¢, TWI-5 = 70.4

Oil under US$29/bbl; UST 10yr yield 2.04%; gold up; Wall Street takes big hit; China's 'National Team' can't halt slide; EMs look at money printing; NZ$1 = 64.7 US¢, TWI-5 = 70.4

SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term

SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term

Risk aversion the main driver as oil and commodity prices sink, China worries grow, and the future gets cloudy. Bonds shine

Risk aversion the main driver as oil and commodity prices sink, China worries grow, and the future gets cloudy. Bonds shine

A review of things you need to know before you go home on Friday; cheaper food, confidence lifts, lease changes, big Kauri, swaps rise, NZD soft

A review of things you need to know before you go home on Friday; cheaper food, confidence lifts, lease changes, big Kauri, swaps rise, NZD soft

Indonesia, Korea and the UK all review rates; German growth rises; US prices fall; ANZ accused of dodgy behaviour by dealers; UST 10yr yield 2.07%; oil up, gold down; NZ$1 = 64.7 US¢, TWI-5 = 70.3

Indonesia, Korea and the UK all review rates; German growth rises; US prices fall; ANZ accused of dodgy behaviour by dealers; UST 10yr yield 2.07%; oil up, gold down; NZ$1 = 64.7 US¢, TWI-5 = 70.3

A review of things you need to know before you go home on Thursday; risk aversion dominates, Aussies jobs impress, card spending hits record high, inflation scarce, swaps drop, NZD follows

A review of things you need to know before you go home on Thursday; risk aversion dominates, Aussies jobs impress, card spending hits record high, inflation scarce, swaps drop, NZD follows

US mortgage applications jump; US targets cash laundering through property; China exports surprise; UST 10yr yield 2.13%; oil down, gold; NZ$1 = 65.6 US¢, TWI-5 = 71.2

US mortgage applications jump; US targets cash laundering through property; China exports surprise; UST 10yr yield 2.13%; oil down, gold; NZ$1 = 65.6 US¢, TWI-5 = 71.2

A review of things you need to know before you go home on Tuesday; soft commodity prices softer, Kiwis flock to Australia - but only to visit, cheap burgers, higher swap rates, stable NZD

A review of things you need to know before you go home on Tuesday; soft commodity prices softer, Kiwis flock to Australia - but only to visit, cheap burgers, higher swap rates, stable NZD

Oil price slumps on China share falls; air freight volumes rising; NZ winner in TPP; US Fed pays huge dividend; UST 10yr yield 2.18%; oil and gold fall; NZ$1 = 65.5 US¢, TWI-5 = 71

Oil price slumps on China share falls; air freight volumes rising; NZ winner in TPP; US Fed pays huge dividend; UST 10yr yield 2.18%; oil and gold fall; NZ$1 = 65.5 US¢, TWI-5 = 71

A review of things you need to know before you go home on Monday; Retirement villages boost building consents, renters increase as home owners decline, car sales strong & more

A review of things you need to know before you go home on Monday; Retirement villages boost building consents, renters increase as home owners decline, car sales strong & more

US non-farm payrolls rise almost +300,000; US inventories fall; SEC faults credit raters; China CPI rises; UST 10yr yield 2.12%; oil and gold fall; NZ$1 = 65.4 US¢, TWI-5 = 70.9

US non-farm payrolls rise almost +300,000; US inventories fall; SEC faults credit raters; China CPI rises; UST 10yr yield 2.12%; oil and gold fall; NZ$1 = 65.4 US¢, TWI-5 = 70.9

China sees its foreign currency reserves decline at a faster rate, struggles to contain capital flight

China sees its foreign currency reserves decline at a faster rate, struggles to contain capital flight

Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky

Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky

China gives up stock market fall limits; World Bank raises growth forecasts; Brazil in trouble too; Aussie trade dives; UST 10yr yield 2.19%; gold up again; oil down again; NZ$1 = 66.4 USc, TWI-5 = 72

China gives up stock market fall limits; World Bank raises growth forecasts; Brazil in trouble too; Aussie trade dives; UST 10yr yield 2.19%; gold up again; oil down again; NZ$1 = 66.4 USc, TWI-5 = 72

China's stock markets shuttered again following fast slump; Aussie building approvals tumble; oil falls to US$33/bbl; gold jumps to US$1,100/oz; NZ$1 = 66.4 USc, TWI = 72.1

China's stock markets shuttered again following fast slump; Aussie building approvals tumble; oil falls to US$33/bbl; gold jumps to US$1,100/oz; NZ$1 = 66.4 USc, TWI = 72.1

David Chaston looks at our addiction to consumer debt, notices how hard it is to shake, wonders if we need a debt tax to change behaviour

David Chaston looks at our addiction to consumer debt, notices how hard it is to shake, wonders if we need a debt tax to change behaviour

US payrolls and service sectors expand; US trade deficit falls; Texas cow deaths; China trapped, yuan falls; US abandons 'fair value' rule; UST 10yr yield 2.20%; gold up; oil at 11 yr low; NZ$1 = 66.3 USc, TWI = 72.1

US payrolls and service sectors expand; US trade deficit falls; Texas cow deaths; China trapped, yuan falls; US abandons 'fair value' rule; UST 10yr yield 2.20%; gold up; oil at 11 yr low; NZ$1 = 66.3 USc, TWI = 72.1

Average Auckland price slips, number of sales drops sharply, reports Barfoots for December

Average Auckland price slips, number of sales drops sharply, reports Barfoots for December

WMP falls -4.4% but other dairy prices rise; China battling to restore sentiment; US car sales hit record; Sydney house prices fall; UST 10yr yield 2.24%; gold up oil down; NZ$1 = 67 USc, TWI = 72.6

WMP falls -4.4% but other dairy prices rise; China battling to restore sentiment; US car sales hit record; Sydney house prices fall; UST 10yr yield 2.24%; gold up oil down; NZ$1 = 67 USc, TWI = 72.6

New Zealand's small banks are doing their job of keeping the behemoths honest on 'price'. But they are not winning enough new customers to threaten the giants

New Zealand's small banks are doing their job of keeping the behemoths honest on 'price'. But they are not winning enough new customers to threaten the giants

China equity markets suspended on -7% fall; China and US factories weaker, other Asian factories gain; US construction soft; Smith gone; UST 10yr yield 2.22%; gold up oil down; NZ$1 = 67.4 USc, TWI = 72.9

China equity markets suspended on -7% fall; China and US factories weaker, other Asian factories gain; US construction soft; Smith gone; UST 10yr yield 2.22%; gold up oil down; NZ$1 = 67.4 USc, TWI = 72.9