About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; dairy prices stun, house asking prices weak, labour market 'too good'?, China services rise, swaps flatten, NZD holds
3rd Feb 16, 4:00pm
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A review of things you need to know before you go home on Wednesday; dairy prices stun, house asking prices weak, labour market 'too good'?, China services rise, swaps flatten, NZD holds
We look at today's 'best term deposit rates' in the face of falling wholesale rates and benchmark bond yields
3rd Feb 16, 11:10am
We look at today's 'best term deposit rates' in the face of falling wholesale rates and benchmark bond yields
A review of things you need to know before you go home on Tuesday; minor mortgage rate cuts, hard savings rate cuts, rents rise, commodity prices fall, swaps rise with NZD
2nd Feb 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; minor mortgage rate cuts, hard savings rate cuts, rents rise, commodity prices fall, swaps rise with NZD
US incomes rise, spending flat; US factories expand, China's contract; China arrests 21 in P2P fraud; UST 10yr yield 1.94%; oil down, gold up; NZ$1 = 65.1 US¢, TWI-5 = 70.6
2nd Feb 16, 7:24am
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US incomes rise, spending flat; US factories expand, China's contract; China arrests 21 in P2P fraud; UST 10yr yield 1.94%; oil down, gold up; NZ$1 = 65.1 US¢, TWI-5 = 70.6
Japan adopts a negative rate; US growth slows; Wall Street jumps; Swiss finds huge fraud at 1MDB; HSBC imposes hiring & pay freeze; UST 10yr yield 1.92%; gold and oil up again; NZ$1 = 64.8 USc, TWI-5 = 70.5
1st Feb 16, 7:54am
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Japan adopts a negative rate; US growth slows; Wall Street jumps; Swiss finds huge fraud at 1MDB; HSBC imposes hiring & pay freeze; UST 10yr yield 1.92%; gold and oil up again; NZ$1 = 64.8 USc, TWI-5 = 70.5
A review of things you need to know before you go home on Friday; building consents still disappoint in Auckland, bank note demand grows fast with housing loans, consumer credit restrained, swaps and NZD unchanged
29th Jan 16, 4:00pm
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A review of things you need to know before you go home on Friday; building consents still disappoint in Auckland, bank note demand grows fast with housing loans, consumer credit restrained, swaps and NZD unchanged
US durable goods fall; South Africa hikes rates; HSBC blocks lending to some Chinese; China makes second huge liquidity injection; UST 10yr 2.02%; oil up, gold down; NZ$1 = 64.8 US¢, TWI-5 = 70.1
29th Jan 16, 7:36am
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US durable goods fall; South Africa hikes rates; HSBC blocks lending to some Chinese; China makes second huge liquidity injection; UST 10yr 2.02%; oil up, gold down; NZ$1 = 64.8 US¢, TWI-5 = 70.1
A review of things you need to know before you go home on Thursday; Fonterra cuts payout, Wheeler talks up 'easing', smaller trade deficit, higher loan approvals, more investor loans, swap rates and NZD fall
28th Jan 16, 3:59pm
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A review of things you need to know before you go home on Thursday; Fonterra cuts payout, Wheeler talks up 'easing', smaller trade deficit, higher loan approvals, more investor loans, swap rates and NZD fall
A review of things you need to know before you go home on Wednesday; more rate reductions, Aussie inflation, retail strong, NZSF under pressure, swaps flatten, NZD stable
27th Jan 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; more rate reductions, Aussie inflation, retail strong, NZSF under pressure, swaps flatten, NZD stable
US consumers more confident; eyes on Fed; China accuses statistics boss of corruption; Shanghai stocks dive -6.4%; PBoC adds huge liquidity; UST 10yr 2.0%; oil and gold up; NZ$1 = 64.9 US¢, TWI-5 = 70.6
27th Jan 16, 7:27am
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US consumers more confident; eyes on Fed; China accuses statistics boss of corruption; Shanghai stocks dive -6.4%; PBoC adds huge liquidity; UST 10yr 2.0%; oil and gold up; NZ$1 = 64.9 US¢, TWI-5 = 70.6
A review of things you need to know before you go home on Tuesday; bonus savers squeezed, service sector healthy, Govt deficit rises, credit cards popular, TPP assessment, China outflows jump
26th Jan 16, 4:00pm
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A review of things you need to know before you go home on Tuesday; bonus savers squeezed, service sector healthy, Govt deficit rises, credit cards popular, TPP assessment, China outflows jump
Our monitoring of bonus saver interest rates shows that banks have dropped their offers faster than the underlying benchmarks
26th Jan 16, 12:59pm
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Our monitoring of bonus saver interest rates shows that banks have dropped their offers faster than the underlying benchmarks
Aussie business sentiment 'resilient'; Aussie house buying intentions solid; US will get pain as well as gain from TPP; UST 10yr 2.03%; oil slips, gold up; NZ$1 = 64.7 US¢, TWI-5 = 70.5
26th Jan 16, 7:39am
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Aussie business sentiment 'resilient'; Aussie house buying intentions solid; US will get pain as well as gain from TPP; UST 10yr 2.03%; oil slips, gold up; NZ$1 = 64.7 US¢, TWI-5 = 70.5
A review of things you need to know before you go home on Monday; Welly time out, new insurer arrives, infrastructure pressure and solutions, Aussie firms hang on, swap rates up, NZD up
25th Jan 16, 3:59pm
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A review of things you need to know before you go home on Monday; Welly time out, new insurer arrives, infrastructure pressure and solutions, Aussie firms hang on, swap rates up, NZD up
Meaningful interest rate benefits are disappearing from more savings account products; some term deposit rates are trimmed as well
25th Jan 16, 12:33pm
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Meaningful interest rate benefits are disappearing from more savings account products; some term deposit rates are trimmed as well
Markets rebound; factory data positive; Auckland 5th worst; China limits city growth, struggles with liquidity and currency; UST 10yr 2.06%; gold up; NZ$1 = 64.9 US¢, TWI-5 = 70.6
25th Jan 16, 7:36am
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Markets rebound; factory data positive; Auckland 5th worst; China limits city growth, struggles with liquidity and currency; UST 10yr 2.06%; gold up; NZ$1 = 64.9 US¢, TWI-5 = 70.6
A review of things you need to know before you go home on Friday; new home loan special, higher UDC rate, more switching, less social housing, swap rates up, NZD up
22nd Jan 16, 4:00pm
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A review of things you need to know before you go home on Friday; new home loan special, higher UDC rate, more switching, less social housing, swap rates up, NZD up
Reductions to fixed mortgage rates keep coming as banks vie for attention in a competitive market
22nd Jan 16, 12:21pm
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Reductions to fixed mortgage rates keep coming as banks vie for attention in a competitive market
A review of things you need to know before you go home on Thursday; job ads rise, factories busy, consumers confident, less people on benefits, TPP signing, swap rates bounce, NZD up
21st Jan 16, 3:59pm
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A review of things you need to know before you go home on Thursday; job ads rise, factories busy, consumers confident, less people on benefits, TPP signing, swap rates bounce, NZD up
With swap rates falling will banks be back offering home loan interest rates below 4%?
21st Jan 16, 11:25am
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With swap rates falling will banks be back offering home loan interest rates below 4%?
Oil slumps further, stocks follow; US housing, CPI both flat, real wages rise; China strangles outbound money flows; UST 10yr 1.97%; gold up; NZ$1 = 63.9 US¢, TWI-5 = 69.6
21st Jan 16, 7:25am
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Oil slumps further, stocks follow; US housing, CPI both flat, real wages rise; China strangles outbound money flows; UST 10yr 1.97%; gold up; NZ$1 = 63.9 US¢, TWI-5 = 69.6
A review of things you need to know before you go home on Wednesday; mortgage rates sink, no inflation, low dairy prices, more aid, huge capital gain, swap rates dive, NZD falls
20th Jan 16, 4:00pm
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A review of things you need to know before you go home on Wednesday; mortgage rates sink, no inflation, low dairy prices, more aid, huge capital gain, swap rates dive, NZD falls
Both SBS Bank and Westpac make more mortgage rate changes just days after earlier reviews. Narrow rate ranges raise pricing pressure
20th Jan 16, 8:43am
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Both SBS Bank and Westpac make more mortgage rate changes just days after earlier reviews. Narrow rate ranges raise pricing pressure
Dairy prices hold; IMF trims world growth guess; China slows; Germans less optimistic; Oil jump; UST 10yr yield 2.05%; oil and gold unchanged; NZ$1 = 64.9 US¢, TWI-5 = 70.6
20th Jan 16, 7:33am
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Dairy prices hold; IMF trims world growth guess; China slows; Germans less optimistic; Oil jump; UST 10yr yield 2.05%; oil and gold unchanged; NZ$1 = 64.9 US¢, TWI-5 = 70.6
A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower
19th Jan 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower