About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial
11th Sep 16, 4:25pm
Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial
Savers need to be as aggressive as borrowers when checking bank rate offers. Rate changes may not be coming everyday, but the landscape is shifting
10th Sep 16, 6:02am
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Savers need to be as aggressive as borrowers when checking bank rate offers. Rate changes may not be coming everyday, but the landscape is shifting
A review of things you need to know before you go home on Friday; call account rate cuts, electronic card spending rises, Aussie lending falls, Kiwis go west, swap rates jump, NZD eases but still high
9th Sep 16, 3:59pm
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A review of things you need to know before you go home on Friday; call account rate cuts, electronic card spending rises, Aussie lending falls, Kiwis go west, swap rates jump, NZD eases but still high
US services grow strongly; ECB disappoints; China imports rise; Aussies warn on Chinese media; Libor rates rise; UST 10yr yield at 1.59%; oil up, gold down; NZ$1 = 73.9 US¢, TWI-5 = 77
9th Sep 16, 7:32am
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US services grow strongly; ECB disappoints; China imports rise; Aussies warn on Chinese media; Libor rates rise; UST 10yr yield at 1.59%; oil up, gold down; NZ$1 = 73.9 US¢, TWI-5 = 77
A review of things you need to know before you go home on Thursday; Kiwibank cuts mortgage rate, NBS raises TD rate, MDS releases inequality report, linker demand heats up, NZGB yields fall, NZD rises even further
8th Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; Kiwibank cuts mortgage rate, NBS raises TD rate, MDS releases inequality report, linker demand heats up, NZGB yields fall, NZD rises even further
State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
8th Sep 16, 9:51am
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State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
US has skills gap; Fed officials talk up hike; air travel grows strongly; China leaks fx reserves faster; Aussie dairy industry shrinks; UST 10yr yield at 1.54%; oil up, gold down; NZ$1 = 74.5 US¢, TWI-5 = 77.5
8th Sep 16, 7:38am
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US has skills gap; Fed officials talk up hike; air travel grows strongly; China leaks fx reserves faster; Aussie dairy industry shrinks; UST 10yr yield at 1.54%; oil up, gold down; NZ$1 = 74.5 US¢, TWI-5 = 77.5
A review of things you need to know before you go home on Wednesday; mortgage rate changes, dairy prices rise, factory sales up, housing loan growth slows, Aussie growth continues, swap rates fall, NZD jumps
7th Sep 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; mortgage rate changes, dairy prices rise, factory sales up, housing loan growth slows, Aussie growth continues, swap rates fall, NZD jumps
We fact-check the claim that high migration levels are depressing average wage growth and find that is not really the case on an after-inflation basis
7th Sep 16, 10:24am
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We fact-check the claim that high migration levels are depressing average wage growth and find that is not really the case on an after-inflation basis
NZD jumps on third consecutive good dairy auction; US services growth slows; global airfreight growth rises; Aussie car loan defaults rise; UST 10yr yield at 1.54%; oil stable and gold up; NZ$1 = 74.2 US¢, TWI-5 = 77.1
7th Sep 16, 7:25am
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NZD jumps on third consecutive good dairy auction; US services growth slows; global airfreight growth rises; Aussie car loan defaults rise; UST 10yr yield at 1.54%; oil stable and gold up; NZ$1 = 74.2 US¢, TWI-5 = 77.1
A review of things you need to know before you go home on Tuesday; QV values up +14.6%, wholesale trade up +4.4%, Truckometer back on track, strong used import sales, swap rates unchanged, NZD stay high
6th Sep 16, 3:59pm
A review of things you need to know before you go home on Tuesday; QV values up +14.6%, wholesale trade up +4.4%, Truckometer back on track, strong used import sales, swap rates unchanged, NZD stay high
Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
6th Sep 16, 11:26am
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Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
Wall Street closed; G20 accomplishes nothing; Hong Kong goes 'localist'; Japan readies more stimulus; 'low rates are a trap'; EU retail shines; UST 10yr yield at 1.61%; oil and gold up; NZ$1 = 73.1 US¢, TWI-5 = 76.5
6th Sep 16, 7:17am
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Wall Street closed; G20 accomplishes nothing; Hong Kong goes 'localist'; Japan readies more stimulus; 'low rates are a trap'; EU retail shines; UST 10yr yield at 1.61%; oil and gold up; NZ$1 = 73.1 US¢, TWI-5 = 76.5
A review of things you need to know before you go home on Monday; TD tweaks, Co-op Bank upgraded, Auckland house price gains slow, commodity prices climb, more LVR leeway, swaps steepen, NZD rises to 15 month high
5th Sep 16, 4:02pm
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A review of things you need to know before you go home on Monday; TD tweaks, Co-op Bank upgraded, Auckland house price gains slow, commodity prices climb, more LVR leeway, swaps steepen, NZD rises to 15 month high
Savings bonuses wither as banks turn their focus away from short-term savers. At-call savers suffer the full OCR reductions, sometimes more
5th Sep 16, 9:46am
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Savings bonuses wither as banks turn their focus away from short-term savers. At-call savers suffer the full OCR reductions, sometimes more
American payrolls rise less than expected; US factory orders up strongly; Ireland to contest EU tax ruling; bumper Aussie wheat crop; UST 10yr yield at 1.60%; oil and gold up; NZ$1 = 72.9 US¢, TWI-5 = 76.5
5th Sep 16, 7:07am
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American payrolls rise less than expected; US factory orders up strongly; Ireland to contest EU tax ruling; bumper Aussie wheat crop; UST 10yr yield at 1.60%; oil and gold up; NZ$1 = 72.9 US¢, TWI-5 = 76.5
New car demand continues to break records as sales of SUVs now dominate, and growing construction sector drives light commercials. Tourism demand helps too
3rd Sep 16, 10:19am
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New car demand continues to break records as sales of SUVs now dominate, and growing construction sector drives light commercials. Tourism demand helps too
US payrolls grew at a slower but solid pace in August, a sign their job market is cooling as the American economy approaches full employment
3rd Sep 16, 9:39am
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US payrolls grew at a slower but solid pace in August, a sign their job market is cooling as the American economy approaches full employment
A review of things you need to know before you go home on Friday; ANZ and TSB cut call rates again, building boom grows, dairy price outlook brightens, NZD slips to 11th, Aussie apartment risk, NZD drifts up
2nd Sep 16, 4:01pm
A review of things you need to know before you go home on Friday; ANZ and TSB cut call rates again, building boom grows, dairy price outlook brightens, NZD slips to 11th, Aussie apartment risk, NZD drifts up
American labour costs rise sharply on skills gap; world PMIs tame; US car sales soft; China bans AU milk; China debt concerns; UST 10yr yield at 1.57%; oil down sharply, gold up; NZ$1 = 72.7 US¢, TWI-5 = 76.2
2nd Sep 16, 7:31am
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American labour costs rise sharply on skills gap; world PMIs tame; US car sales soft; China bans AU milk; China debt concerns; UST 10yr yield at 1.57%; oil down sharply, gold up; NZ$1 = 72.7 US¢, TWI-5 = 76.2
A review of things you need to know before you go home on Thursday; TSB Bank cuts, Westpac launches CashNav, rents diverge, NZ retail up, AU retail soft, few Wtgn houses for sale, swaps unchanged, NZD drifts
1st Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; TSB Bank cuts, Westpac launches CashNav, rents diverge, NZ retail up, AU retail soft, few Wtgn houses for sale, swaps unchanged, NZD drifts
US jobs grow as expected; US house sales rise; Canada growth falls along with Brazil and Nigeria; India growth slows; pizza by drone almost here; UST 10yr yield at 1.57%; oil and gold down; NZ$1 = 72.6 US¢, TWI-5 = 76.3
1st Sep 16, 7:31am
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US jobs grow as expected; US house sales rise; Canada growth falls along with Brazil and Nigeria; India growth slows; pizza by drone almost here; UST 10yr yield at 1.57%; oil and gold down; NZ$1 = 72.6 US¢, TWI-5 = 76.3
A review of things you need to know before you go home on Wednesday; TD rate changes, AU bank inquiry to start, shorter home loan terms, more fraud, WMP futures rise, cheap bonds, debt binge, swaps up marginally
31st Aug 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; TD rate changes, AU bank inquiry to start, shorter home loan terms, more fraud, WMP futures rise, cheap bonds, debt binge, swaps up marginally
We know banks are holding back OCR cuts from borrowers, so what sort of deal are savers getting?
31st Aug 16, 2:14pm
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We know banks are holding back OCR cuts from borrowers, so what sort of deal are savers getting?
US confidence jumps; FOMO in Shanghai; Japan jobless rates falls; EU hits Apple with €13 bln back-tax bill; AU banks face restraints; UST 10yr yield at 1.57%; oil and gold down; NZ$1 = 72.1 US¢, TWI-5 = 75.7
31st Aug 16, 7:19am
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US confidence jumps; FOMO in Shanghai; Japan jobless rates falls; EU hits Apple with €13 bln back-tax bill; AU banks face restraints; UST 10yr yield at 1.57%; oil and gold down; NZ$1 = 72.1 US¢, TWI-5 = 75.7