About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Two days out from the next RBNZ OCR review, SBS Bank cuts its three year mortgage rate to 5.89%, the lowest in more than a year
9th Sep 14, 12:02pm
Two days out from the next RBNZ OCR review, SBS Bank cuts its three year mortgage rate to 5.89%, the lowest in more than a year
US consumer credit at record high; German and Chinese exports boom; Chinese steelmakers suffering; oil glut pushes prices down; UST 10yr 2.45%; NZ$1 = US$0.828, TWI = 79.0
9th Sep 14, 7:28am
20
US consumer credit at record high; German and Chinese exports boom; Chinese steelmakers suffering; oil glut pushes prices down; UST 10yr 2.45%; NZ$1 = US$0.828, TWI = 79.0
A review of things you need to know before you go home on Monday; extended cash-back offers, reduced ACC levies, Transmission Gully sod turned, strong China exports, strong Aussie job ads
8th Sep 14, 4:00pm
7
A review of things you need to know before you go home on Monday; extended cash-back offers, reduced ACC levies, Transmission Gully sod turned, strong China exports, strong Aussie job ads
The motherhood penalty; Stevens hard to impress; US$2.5 tln not enough; Draghi creates a cash problem; household budgets; capital vs democracy; solar grunt; Dilbert & more
8th Sep 14, 10:30am
30
The motherhood penalty; Stevens hard to impress; US$2.5 tln not enough; Draghi creates a cash problem; household budgets; capital vs democracy; solar grunt; Dilbert & more
US jobs report disappoints; iron ore price slumps; Australia risks 'inevitable' recession; Scottish independence more likely; UST 10yr 2.46%; oil price falls; NZ$1 = US$0.833, TWI = 79.0
8th Sep 14, 7:19am
18
US jobs report disappoints; iron ore price slumps; Australia risks 'inevitable' recession; Scottish independence more likely; UST 10yr 2.46%; oil price falls; NZ$1 = US$0.833, TWI = 79.0
A review of things you need to know before you go home on Friday; Kiwibank cuts mortgage rates, wholesaling strong, impressive vehicle sales levels, swap rates rise, NZD down
5th Sep 14, 4:00pm
1
A review of things you need to know before you go home on Friday; Kiwibank cuts mortgage rates, wholesaling strong, impressive vehicle sales levels, swap rates rise, NZD down
Kiwibank to offer market leading four and five year mortgage rates; all new lending above $100K qualifies for the $2,500 voucher incentive
5th Sep 14, 2:45pm
4
Kiwibank to offer market leading four and five year mortgage rates; all new lending above $100K qualifies for the $2,500 voucher incentive
ECB cuts rates, to buy bonds; euro falls with CDS spreads; German factory orders rise; US service sector expands, exports grow; iPhone 6 to have tap-to-pay; NZ$1 = US$0.831, TWI = 78.9
5th Sep 14, 7:28am
2
ECB cuts rates, to buy bonds; euro falls with CDS spreads; German factory orders rise; US service sector expands, exports grow; iPhone 6 to have tap-to-pay; NZ$1 = US$0.831, TWI = 78.9
A review of things you need to know before you go home on Thursday; UDC raises call rate, weaker housing data, quake anniversary, core finding compliance, Pacific Edge's new patent
4th Sep 14, 4:00pm
A review of things you need to know before you go home on Thursday; UDC raises call rate, weaker housing data, quake anniversary, core finding compliance, Pacific Edge's new patent
US factory orders jump; tighter liquidity rules adopted; China services expand; RBA warns on housing; oil and gold higher; UST 10yr 2.43%; NZ$1 = US$0.832, TWI = 78.7
4th Sep 14, 7:30am
11
US factory orders jump; tighter liquidity rules adopted; China services expand; RBA warns on housing; oil and gold higher; UST 10yr 2.43%; NZ$1 = US$0.832, TWI = 78.7
We compare home loan and term deposit interest rates on either side of the Tasman, seeking to find where the rate advantages for bank clients are
3rd Sep 14, 4:33pm
4
We compare home loan and term deposit interest rates on either side of the Tasman, seeking to find where the rate advantages for bank clients are
A review of things you need to know before you go home on Wednesday; ANZ launches hot rate, NZ 7th best, Q1 no building fluke, Rents bounce up, Akl house prices fall, swap rates steepen
3rd Sep 14, 4:00pm
41
A review of things you need to know before you go home on Wednesday; ANZ launches hot rate, NZ 7th best, Q1 no building fluke, Rents bounce up, Akl house prices fall, swap rates steepen
US construction and manufacturing expanding strongly; Switzerland stalls; surprise rise in Japanese pay; dairy prices fall 6%; oil and gold sink; NZ$1 = US$0.831, TWI = 78.4
3rd Sep 14, 7:30am
2
US construction and manufacturing expanding strongly; Switzerland stalls; surprise rise in Japanese pay; dairy prices fall 6%; oil and gold sink; NZ$1 = US$0.831, TWI = 78.4
After withdrawing its cash incentive, ANZ launches a new one year 'special' home loan rate of 5.75%, a market low
2nd Sep 14, 5:44pm
21
After withdrawing its cash incentive, ANZ launches a new one year 'special' home loan rate of 5.75%, a market low
A review of things you need to know before you go home on Tuesday; SBS Bank raises TD rates, commodity prices fall, ratings agencies watching bank funding, sovereign spreads narrow, swaps fall
2nd Sep 14, 4:00pm
3
A review of things you need to know before you go home on Tuesday; SBS Bank raises TD rates, commodity prices fall, ratings agencies watching bank funding, sovereign spreads narrow, swaps fall
Factory expansion sinks in Europe and China, does better in Greece, Spain; Aussie housing boom near record while factories wither; CBA to float NZ office properties; NZ$1 = US$0.838, TWI = 79.2
2nd Sep 14, 7:34am
1
Factory expansion sinks in Europe and China, does better in Greece, Spain; Aussie housing boom near record while factories wither; CBA to float NZ office properties; NZ$1 = US$0.838, TWI = 79.2
A review of things you need to know before you go home on Monday; FinanceNow targets car finance, terms of trade improve, economy expansion moderates, swap rates rise, cash incentives expire
1st Sep 14, 4:00pm
70
A review of things you need to know before you go home on Monday; FinanceNow targets car finance, terms of trade improve, economy expansion moderates, swap rates rise, cash incentives expire
A better carbon tax; cars as fat cells; Kiwi cows to China; spike in consumer credit demand; the world’s most lucrative shakedown operation; the less you know, the more you make; Dilbert & more
1st Sep 14, 11:02am
9
A better carbon tax; cars as fat cells; Kiwi cows to China; spike in consumer credit demand; the world’s most lucrative shakedown operation; the less you know, the more you make; Dilbert & more
US consumer spending falls in July; sentiment rises in August; ECB and EU leaders disagree on fiscal policy; China clamps down on Hong Kong; NZ$1 = US$0.83.6, TWI = 78.9
1st Sep 14, 7:29am
US consumer spending falls in July; sentiment rises in August; ECB and EU leaders disagree on fiscal policy; China clamps down on Hong Kong; NZ$1 = US$0.83.6, TWI = 78.9
A review of things you need to know before you go home on Friday; TSB Bank goes all out, Roest denied, business confidence disappoints, rapid rise in Akl building consents, 70% of mortgages fixed
29th Aug 14, 4:00pm
14
A review of things you need to know before you go home on Friday; TSB Bank goes all out, Roest denied, business confidence disappoints, rapid rise in Akl building consents, 70% of mortgages fixed
TSB Bank ups home loan ante launching market leading 2yr rate, raises cash incentive, adds a home makeover draw
29th Aug 14, 2:57pm
14
TSB Bank ups home loan ante launching market leading 2yr rate, raises cash incentive, adds a home makeover draw
US growth better than expected; more houses sell; fewer jobless claims; EU confidence sinks; German jobless rise; dairy prices fall; yields drop as risk rises; NZ$1 = US$0.83.7, TWI = 79.0
29th Aug 14, 7:29am
1
US growth better than expected; more houses sell; fewer jobless claims; EU confidence sinks; German jobless rise; dairy prices fall; yields drop as risk rises; NZ$1 = US$0.83.7, TWI = 79.0
A review of things you need to know before you go home on Thursday; home loan rates down, td rates up, big Auckland budget, Westland cuts dairy payout guidance hard, swap rates flatten further
28th Aug 14, 4:00pm
1
A review of things you need to know before you go home on Thursday; home loan rates down, td rates up, big Auckland budget, Westland cuts dairy payout guidance hard, swap rates flatten further
US deficit shrinks again; IMF's Lagarde in 'graft' charge; Fonterra's move gets attention; bond yields fall further; Russia invades; NZ$1 = US$0.83.7, TWI = 79.0
28th Aug 14, 7:27am
13
US deficit shrinks again; IMF's Lagarde in 'graft' charge; Fonterra's move gets attention; bond yields fall further; Russia invades; NZ$1 = US$0.83.7, TWI = 79.0
A review of things you need to know before you go home on Wednesday; RaboDirect raises term deposit rates, food prices fall, Fonterra payout price holds, home loan affordability improves
27th Aug 14, 4:00pm
35
A review of things you need to know before you go home on Wednesday; RaboDirect raises term deposit rates, food prices fall, Fonterra payout price holds, home loan affordability improves