About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Eyes on US labour data; China's cities tackle housing frenzy; Canada doubts new taxes moved BC's market; Aussies cheat on mortgage applications; UST 10yr yield climbs to 1.74%; oil up, gold down again; NZ$1 = 71.5 US¢, TWI-5 = 75.2
7th Oct 16, 7:28am
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Eyes on US labour data; China's cities tackle housing frenzy; Canada doubts new taxes moved BC's market; Aussies cheat on mortgage applications; UST 10yr yield climbs to 1.74%; oil up, gold down again; NZ$1 = 71.5 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Thursday; ASB ups mortgage rates, rents fall in ChCh, used car imports hit 12yr high, another affordability issue, Truckometer steady, swaps rate up, NZD down
6th Oct 16, 3:59pm
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A review of things you need to know before you go home on Thursday; ASB ups mortgage rates, rents fall in ChCh, used car imports hit 12yr high, another affordability issue, Truckometer steady, swaps rate up, NZD down
ASB the 4th bank to hike fixed home loan rates in the past week, suggesting to borrowers that low rates may have bottomed and have started moving up
6th Oct 16, 2:17pm
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ASB the 4th bank to hike fixed home loan rates in the past week, suggesting to borrowers that low rates may have bottomed and have started moving up
US services grow strongly; eyes on non-farm payrolls; IMF warns on medium term dangers; air cargo trade up; ANZ CEO grilled; UST 10yr yield climbs to 1.72%; oil up, gold down again; NZ$1 = 71.8 US¢, TWI-5 = 75.2
6th Oct 16, 7:24am
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US services grow strongly; eyes on non-farm payrolls; IMF warns on medium term dangers; air cargo trade up; ANZ CEO grilled; UST 10yr yield climbs to 1.72%; oil up, gold down again; NZ$1 = 71.8 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Wednesday; home loan and TD rates rise, dairy prices fall, online retail booms with car sales, Auckland house prices tame, swap rates up again, NZD falls
5th Oct 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; home loan and TD rates rise, dairy prices fall, online retail booms with car sales, Auckland house prices tame, swap rates up again, NZD falls
Yellow metal hits its biggest bump since July 2013 as a range of reasons coalesce to undermine investor precious metals support
5th Oct 16, 9:59am
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Yellow metal hits its biggest bump since July 2013 as a range of reasons coalesce to undermine investor precious metals support
Dairy prices stumble, IMF worried about protectionism in the West; India cuts rate; Aussie politicians fire blanks; Vancouver house sales dive; UST 10yr yield climbs to 1.68%; oil up, gold down sharply; NZ$1 = 72 US¢, TWI-5 = 75.4
5th Oct 16, 7:31am
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Dairy prices stumble, IMF worried about protectionism in the West; India cuts rate; Aussie politicians fire blanks; Vancouver house sales dive; UST 10yr yield climbs to 1.68%; oil up, gold down sharply; NZ$1 = 72 US¢, TWI-5 = 75.4
Following two other banks, the Co-operative Bank raises a number of its mortgage rates as term deposit rates turn higher
4th Oct 16, 5:24pm
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Following two other banks, the Co-operative Bank raises a number of its mortgage rates as term deposit rates turn higher
A review of things you need to know before you go home on Tuesday; QSBO improves, ICNZ sanctions Youi, QV reports higher prices, RBA holds, very big ship, a driverless shuttle, swaps up strongly, NZD higher
4th Oct 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; QSBO improves, ICNZ sanctions Youi, QV reports higher prices, RBA holds, very big ship, a driverless shuttle, swaps up strongly, NZD higher
US factory activity up, car sales down; global factory expansion slow; ECB warns on negative rates; AU criminal penalties for rate manipulation; UST 10yr yield at 1.62%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
4th Oct 16, 7:28am
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US factory activity up, car sales down; global factory expansion slow; ECB warns on negative rates; AU criminal penalties for rate manipulation; UST 10yr yield at 1.62%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
A part-time designer is needed to develop and publish our special reports
3rd Oct 16, 4:10pm
A part-time designer is needed to develop and publish our special reports
A review of things you need to know before you go home on Monday; mortgage rates tweaked, under 1yr TD rates very competitive, more tourists coming, Dunedin FHB favourite, swaps up, NZD sideways
3rd Oct 16, 3:59pm
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A review of things you need to know before you go home on Monday; mortgage rates tweaked, under 1yr TD rates very competitive, more tourists coming, Dunedin FHB favourite, swaps up, NZD sideways
New Zealand's largest bank sets the standard for low savings account interest rates with reductions to a broad range of accounts
3rd Oct 16, 12:10pm
New Zealand's largest bank sets the standard for low savings account interest rates with reductions to a broad range of accounts
Some green shoots of competition start to show in short term deposit rates, with one 9 month rate as high as others offer for five years
3rd Oct 16, 11:28am
Some green shoots of competition start to show in short term deposit rates, with one 9 month rate as high as others offer for five years
US consumer sentiment improves, China services sector improves; China corporates deadbeat payers; Beijing ups FHB deposits; Deutsche Bank angst overdone?; UST 10yr yield at 1.60%; oil up, gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.9
3rd Oct 16, 6:41am
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US consumer sentiment improves, China services sector improves; China corporates deadbeat payers; Beijing ups FHB deposits; Deutsche Bank angst overdone?; UST 10yr yield at 1.60%; oil up, gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.9
David Chaston reviews the actual pay experience of an employee on a median income, tracking the cycles of change as they age through their key income-earning years
2nd Oct 16, 8:05am
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David Chaston reviews the actual pay experience of an employee on a median income, tracking the cycles of change as they age through their key income-earning years
A review of things you need to know before you go home on Friday; mortgage rates flatten, ASB ends td special offer, flat resident consent levels, strong non-res levels, more fraud, slower bank account growth, swaps fall
30th Sep 16, 4:00pm
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A review of things you need to know before you go home on Friday; mortgage rates flatten, ASB ends td special offer, flat resident consent levels, strong non-res levels, more fraud, slower bank account growth, swaps fall
OPEC claims output cut agreement; big German bank to cut jobs and dividends; China money costs rise; US home sales fall; Aussie job market improves; UST 10yr yield at 1.56%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
30th Sep 16, 7:24am
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OPEC claims output cut agreement; big German bank to cut jobs and dividends; China money costs rise; US home sales fall; Aussie job market improves; UST 10yr yield at 1.56%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
A review of things you need to know before you go home on Thursday; Heartland trims a rate, Tatua top dog again, record energy renewables, Tower admits big mistake, swaps and NZD unchanged
29th Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; Heartland trims a rate, Tatua top dog again, record energy renewables, Tower admits big mistake, swaps and NZD unchanged
How banks take advantage of 'deluded optimists', keep credit card rates high, set honey traps, and confound regulators
29th Sep 16, 10:55am
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How banks take advantage of 'deluded optimists', keep credit card rates high, set honey traps, and confound regulators
Wells Fargo Bank hits CEO in pocket; US asks banks to be careful over AML cut-offs; Deutsche Bank on it knees; China's massive migration; SA's blackout; UST 10yr yield at 1.55%; oil up, gold down; NZ$1 = 72.5 US¢, TWI-5 = 75.5
29th Sep 16, 7:16am
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Wells Fargo Bank hits CEO in pocket; US asks banks to be careful over AML cut-offs; Deutsche Bank on it knees; China's massive migration; SA's blackout; UST 10yr yield at 1.55%; oil up, gold down; NZ$1 = 72.5 US¢, TWI-5 = 75.5
A review of things you need to know before you go home on Wednesday; no rate changes, housing loan approvals slip, confidence up, the Auckland squeeze, China a tiny investor here, swap rates dip, NZD stable
28th Sep 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, housing loan approvals slip, confidence up, the Auckland squeeze, China a tiny investor here, swap rates dip, NZD stable
WTO & IMF warn on world trade pullbacks; China's economy may have turned a corner; China profits up, foreign debt up, tourism spurts; UST 10yr yield at 1.56%; oil and gold drop; NZ$1 = 73 US¢, TWI-5 = 76
28th Sep 16, 7:28am
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WTO & IMF warn on world trade pullbacks; China's economy may have turned a corner; China profits up, foreign debt up, tourism spurts; UST 10yr yield at 1.56%; oil and gold drop; NZ$1 = 73 US¢, TWI-5 = 76
A review of things you need to know before you go home on Tuesday; silent slippage, a $30 bln tide, a new RBNZ chairman, NZX Futures backtracks, Chinese frenzy, swaps unchanged, NZD stable
27th Sep 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; silent slippage, a $30 bln tide, a new RBNZ chairman, NZX Futures backtracks, Chinese frenzy, swaps unchanged, NZD stable
Banks pull back their headline term deposit offers to shorter terms. Savers scramble over minor differences. Some PIE funds give a little bit extra
27th Sep 16, 3:14pm
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Banks pull back their headline term deposit offers to shorter terms. Savers scramble over minor differences. Some PIE funds give a little bit extra