About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; more workers, smaller trade surplus, Aussie deflation, RBNZ's dampeners fail, more froth, swaps and NZD slip
27th Apr 16, 4:00pm
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A review of things you need to know before you go home on Wednesday; more workers, smaller trade surplus, Aussie deflation, RBNZ's dampeners fail, more froth, swaps and NZD slip
US data underwhelms; airlines see good cargo growth; Malaysian fund defaults; ANZ adds more units for offloading; UST 10yr yield 1.93%; oil and gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.8
27th Apr 16, 7:25am
14
US data underwhelms; airlines see good cargo growth; Malaysian fund defaults; ANZ adds more units for offloading; UST 10yr yield 1.93%; oil and gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.8
A review of things you need to know before you go home on Tuesday; Aussie budget deficits, land tax coming?, new syndication, new 24hr dairy trading, the Tokyo Whale, swaps higher
26th Apr 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; Aussie budget deficits, land tax coming?, new syndication, new 24hr dairy trading, the Tokyo Whale, swaps higher
Stocks slip; eyes on US Fed and RBNZ; China faces huge budget pressures; TTIP gets a push; UST 10yr yield 1.90%; oil down, gold up; NZ$1 = 68.5 US¢, TWI-5 = 71.5
26th Apr 16, 7:23am
23
Stocks slip; eyes on US Fed and RBNZ; China faces huge budget pressures; TTIP gets a push; UST 10yr yield 1.90%; oil down, gold up; NZ$1 = 68.5 US¢, TWI-5 = 71.5
China's debt:GDP ratio hits 237%; 1MDB on the edge; EU eyes its own blacklist; Zespri eyes Chinese orchards; UST 10yr yield 1.89%; oil up, gold down; NZ$1 = 68.5 US¢, TWI-5 = 71.7
25th Apr 16, 8:24am
26
China's debt:GDP ratio hits 237%; 1MDB on the edge; EU eyes its own blacklist; Zespri eyes Chinese orchards; UST 10yr yield 1.89%; oil up, gold down; NZ$1 = 68.5 US¢, TWI-5 = 71.7
A review of things you need to know before you go home on Friday; ASB cuts savings & TD rates, REAA wins another, 10,000 coming, China's finco crackdown, swap rates ease
22nd Apr 16, 4:00pm
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A review of things you need to know before you go home on Friday; ASB cuts savings & TD rates, REAA wins another, 10,000 coming, China's finco crackdown, swap rates ease
US jobless claims fall sharply; VW and Mitsubishi face the music; ECB holds rates, defend policies; AU and US clamp down on bank behaviour; UST 10yr yield 1.88%; oil up, gold down; NZ$1 = 69 US¢, TWI-5 = 72
22nd Apr 16, 7:21am
6
US jobless claims fall sharply; VW and Mitsubishi face the music; ECB holds rates, defend policies; AU and US clamp down on bank behaviour; UST 10yr yield 1.88%; oil up, gold down; NZ$1 = 69 US¢, TWI-5 = 72
A review of things you need to know before you go home on Thursday; new migration record, strong NZBG demand, confidence holding, job ads grow, credit card debt growth slows, swaps steepen
21st Apr 16, 3:59pm
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A review of things you need to know before you go home on Thursday; new migration record, strong NZBG demand, confidence holding, job ads grow, credit card debt growth slows, swaps steepen
Taking on very large debt is the only way most people can buy a house these days. Here is how you can live with the load
21st Apr 16, 9:12am
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Taking on very large debt is the only way most people can buy a house these days. Here is how you can live with the load
A review of things you need to know before you go home on Wednesday; WMP jumps, NZX50 hits record high, no slowdown in mortgage approvals, swaps fall, NZD stays high
20th Apr 16, 4:00pm
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A review of things you need to know before you go home on Wednesday; WMP jumps, NZX50 hits record high, no slowdown in mortgage approvals, swaps fall, NZD stays high
Retiring with $1 million in the bank is now no longer enough if you plan to live off the interest. Perhaps you need a new approach
20th Apr 16, 11:17am
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Retiring with $1 million in the bank is now no longer enough if you plan to live off the interest. Perhaps you need a new approach
WMP prices jump +7.5%; US building consents slow; US labour market pressure; China urbanisation hits 56%; iron ore prices jump; UST 10yr yield 1.79%; oil and gold up; NZ$1 = 70.4 US¢, TWI-5 = 73
20th Apr 16, 7:32am
21
WMP prices jump +7.5%; US building consents slow; US labour market pressure; China urbanisation hits 56%; iron ore prices jump; UST 10yr yield 1.79%; oil and gold up; NZ$1 = 70.4 US¢, TWI-5 = 73
A review of things you need to know before you go home on Tuesday; service sector expansion slows, dairy auction prospects flat, swaps rise and steepen, NZD jumps vs the USD
19th Apr 16, 4:00pm
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A review of things you need to know before you go home on Tuesday; service sector expansion slows, dairy auction prospects flat, swaps rise and steepen, NZD jumps vs the USD
Dow hits 18,000 again; China scraps export subsidies; China house prices jump; China bond market unraveling; UST 10yr yield 1.78%; oil and gold unchanged; NZ$1 = 69.4 US¢, TWI-5 = 72.2
19th Apr 16, 7:18am
7
Dow hits 18,000 again; China scraps export subsidies; China house prices jump; China bond market unraveling; UST 10yr yield 1.78%; oil and gold unchanged; NZ$1 = 69.4 US¢, TWI-5 = 72.2
A review of things you need to know before you go home on Monday; TSB Bank goes lower, BNZ goes higher, CPI shows tiny rise, farm sales sag, record lifestyle block sales, swaps flatten, NZD firms
18th Apr 16, 4:02pm
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A review of things you need to know before you go home on Monday; TSB Bank goes lower, BNZ goes higher, CPI shows tiny rise, farm sales sag, record lifestyle block sales, swaps flatten, NZD firms
US confidence sags; US targets 'shell company owners'; scramble for yield; RBA's MPS warns on risk-taking and culture at banks; UST 10yr yield 1.75%; oil falls, gold rises; NZ$1 = 69.2 US¢, TWI-5 = 72.1
18th Apr 16, 7:12am
4
US confidence sags; US targets 'shell company owners'; scramble for yield; RBA's MPS warns on risk-taking and culture at banks; UST 10yr yield 1.75%; oil falls, gold rises; NZ$1 = 69.2 US¢, TWI-5 = 72.1
TSB Bank grabs the market leading two year fixed rate mortage rate off of Kiwibank, driving home loan rates even lower
15th Apr 16, 6:21pm
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TSB Bank grabs the market leading two year fixed rate mortage rate off of Kiwibank, driving home loan rates even lower
A review of things you need to know before you go home on Friday; lack of listings, China data impresses, sustainable farming, swap rates hold, 90 day bill rate falls
15th Apr 16, 4:00pm
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A review of things you need to know before you go home on Friday; lack of listings, China data impresses, sustainable farming, swap rates hold, 90 day bill rate falls
US inflation low, held in check by online sales; US real pay rises; Singapore changes currency policy; UST 10yr yield 1.80%; oil unchanged, gold drops; NZ$1 = 68.7 US¢, TWI-5 = 71.7
15th Apr 16, 7:24am
12
US inflation low, held in check by online sales; US real pay rises; Singapore changes currency policy; UST 10yr yield 1.80%; oil unchanged, gold drops; NZ$1 = 68.7 US¢, TWI-5 = 71.7
A review of things you need to know before you go home on Thursday; factories expanding, linker yields fall, RBNZ bans all after MediaWorks breach, Aussie jobs surprise, swap rates fall, NZD falls
14th Apr 16, 4:00pm
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A review of things you need to know before you go home on Thursday; factories expanding, linker yields fall, RBNZ bans all after MediaWorks breach, Aussie jobs surprise, swap rates fall, NZD falls
A review of things you need to know before you go home on Wednesday; no food price changes, hot housing debt demand, Aussies worried, Auckland wins at box office, swap rates rise, NZD highest in 10 months
13th Apr 16, 4:00pm
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A review of things you need to know before you go home on Wednesday; no food price changes, hot housing debt demand, Aussies worried, Auckland wins at box office, swap rates rise, NZD highest in 10 months
IMF downgrades global growth again, warns EU on Greece; too much wheat but iron ore prices rise; Aussie confidence improving; UST 10yr yield 1.77%; oil up, gold flat; NZ$1 = 69.1 US¢, TWI-5 = 71.9
13th Apr 16, 7:12am
26
IMF downgrades global growth again, warns EU on Greece; too much wheat but iron ore prices rise; Aussie confidence improving; UST 10yr yield 1.77%; oil up, gold flat; NZ$1 = 69.1 US¢, TWI-5 = 71.9
A review of things you need to know before you go home on Tuesday; rate cuts for savers, house prices surge, Kiwis first, tourism booms, swaps rise and flatten, NZD up
12th Apr 16, 4:02pm
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A review of things you need to know before you go home on Tuesday; rate cuts for savers, house prices surge, Kiwis first, tourism booms, swaps rise and flatten, NZD up
Fixed mortgage rates are low but they could go even lower as wholesale rates fall to record levels. In the meantime bank margins rise to top of the recent range
12th Apr 16, 7:57am
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Fixed mortgage rates are low but they could go even lower as wholesale rates fall to record levels. In the meantime bank margins rise to top of the recent range
New border restrictions halt retail milk imports to China; China CPI stable but food prices jump; Aussie property investors see default risk rise; UST 10yr yield 1.72%; oil and gold up; NZ$1 = 68.6 US¢, TWI-5 = 71.5
12th Apr 16, 7:37am
11
New border restrictions halt retail milk imports to China; China CPI stable but food prices jump; Aussie property investors see default risk rise; UST 10yr yield 1.72%; oil and gold up; NZ$1 = 68.6 US¢, TWI-5 = 71.5