About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
US jobs growth quickens, pay up +2.5%; Canadian wage growth weak; EU imposes more sanctions on Russia; big debt shift in China; CBA boss under siege; UST 10yr yield at 2.26%; oil up, gold down; NZ$1 = 74.2 US¢, TWI-5 = 76.8
17
US jobs growth quickens, pay up +2.5%; Canadian wage growth weak; EU imposes more sanctions on Russia; big debt shift in China; CBA boss under siege; UST 10yr yield at 2.26%; oil up, gold down; NZ$1 = 74.2 US¢, TWI-5 = 76.8
We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
71
We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
Some banks find they can sharpen their fixed home loan offers, especially for longer terms, as wholesale rates stop rising
42
Some banks find they can sharpen their fixed home loan offers, especially for longer terms, as wholesale rates stop rising
A review of things you need to know before you go home Friday; used car imports sell strongly, more seed money for irrigation, more infrastructure funding, Aussie retail struggling, swaps fall again
15
A review of things you need to know before you go home Friday; used car imports sell strongly, more seed money for irrigation, more infrastructure funding, Aussie retail struggling, swaps fall again
Air travel jumps; IFRS9 affects banks; US growing faster; CBA faces major AML lawsuit; BofE signal higher rates; SAA looted; China deals with quake fast; UST 10yr yield at 2.23%; oil down, gold unchanged; NZ$1 = 74.4 US¢, TWI-5 = 76.7
33
Air travel jumps; IFRS9 affects banks; US growing faster; CBA faces major AML lawsuit; BofE signal higher rates; SAA looted; China deals with quake fast; UST 10yr yield at 2.23%; oil down, gold unchanged; NZ$1 = 74.4 US¢, TWI-5 = 76.7
We review the June quarter global gold demand and supply data, a period of subdued demand for the yellow metal, only held up by central bank buying from Russia and Turkey
1
We review the June quarter global gold demand and supply data, a period of subdued demand for the yellow metal, only held up by central bank buying from Russia and Turkey
A review of things you need to know before you go home Thursday; no rate changes, Akl house prices drop, car sales fall, job ads slip, commodity prices slip, RBNZ hold its line, swap rates fall, NZD lower
7
A review of things you need to know before you go home Thursday; no rate changes, Akl house prices drop, car sales fall, job ads slip, commodity prices slip, RBNZ hold its line, swap rates fall, NZD lower
Aircargo growth impressive; ADP payrolls disappoint; US debt limit warning; Volker Rule 'under review'; India cuts rate; Tasmanian dairy trouble; ANZ to sell another NZ bit; UST 10yr yield at 2.27%; oil up, gold down; NZ$1 = 74.4 US¢, TWI-5 = 76.7
17
Aircargo growth impressive; ADP payrolls disappoint; US debt limit warning; Volker Rule 'under review'; India cuts rate; Tasmanian dairy trouble; ANZ to sell another NZ bit; UST 10yr yield at 2.27%; oil up, gold down; NZ$1 = 74.4 US¢, TWI-5 = 76.7
We look at how well pay packets have grown on an after-inflation basis. And we compare that to how our economy has grown on a 'real' basis
40
We look at how well pay packets have grown on an after-inflation basis. And we compare that to how our economy has grown on a 'real' basis
Dow at record but US data unimpressive; China tackles stats corruption; Malaysia defaults on 1MDB payment; EU growth up; Aussies think high CEO pay unethical; UST 10yr yield at 2.25%; oil down, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.1
4
Dow at record but US data unimpressive; China tackles stats corruption; Malaysia defaults on 1MDB payment; EU growth up; Aussies think high CEO pay unethical; UST 10yr yield at 2.25%; oil down, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.1
A review of things you need to know before you go home Tuesday; many rate changes, lower house prices, more for sale, Ardern to lead Labour, a huge Chinese problem, swap rates rise, NZD holds
10
A review of things you need to know before you go home Tuesday; many rate changes, lower house prices, more for sale, Ardern to lead Labour, a huge Chinese problem, swap rates rise, NZD holds
US house sale volumes rise; US factory surveys variable; China PMIs moderate; HSBC booms; EU jobless rate falls, AU house lending grows; UST 10yr yield at 2.29%; oil up, gold unchanged; NZ$1 = 75 US¢, TWI-5 = 77.3
5
US house sale volumes rise; US factory surveys variable; China PMIs moderate; HSBC booms; EU jobless rate falls, AU house lending grows; UST 10yr yield at 2.29%; oil up, gold unchanged; NZ$1 = 75 US¢, TWI-5 = 77.3
Our comprehensive review of Balanced KiwiSaver fund returns to June 30, 2017, identifying who has the best long-term returns
Our comprehensive review of Balanced KiwiSaver fund returns to June 30, 2017, identifying who has the best long-term returns
A review of things you need to know before you go home Monday; both mortgage and TD rate rises, fewer building consents, NBFI growth tame, swaps stable, NZD firms
13
A review of things you need to know before you go home Monday; both mortgage and TD rate rises, fewer building consents, NBFI growth tame, swaps stable, NZD firms
State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
12
State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
US consumers confident, growth returns; Canada booms; Spain impresses; Russia threatens; China curbs insurers; ALP tackles trust tax rort; UST 10yr yield at 2.29%; oil and gold up; NZ$1 = 75.1 US¢, TWI-5 = 77.6
24
US consumers confident, growth returns; Canada booms; Spain impresses; Russia threatens; China curbs insurers; ALP tackles trust tax rort; UST 10yr yield at 2.29%; oil and gold up; NZ$1 = 75.1 US¢, TWI-5 = 77.6
Half of all interest earned by banks comes from mortgage lending. We analyse how that shakes out, how drawdowns are tracking, and how repayments are flowing
14
Half of all interest earned by banks comes from mortgage lending. We analyse how that shakes out, how drawdowns are tracking, and how repayments are flowing
A review of things you need to know before you go home Friday; affordability improves in NZ, worsens in AU, hydro lakes stabilise, minnow financial statements, swaps stable, NZD slips
2
A review of things you need to know before you go home Friday; affordability improves in NZ, worsens in AU, hydro lakes stabilise, minnow financial statements, swaps stable, NZD slips
Our comprehensive review of Conservative KiwiSaver fund performance to June 30, 2017, identifying who has the best long-term returns
2
Our comprehensive review of Conservative KiwiSaver fund performance to June 30, 2017, identifying who has the best long-term returns
US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
15
US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
8
A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
1
Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
25
US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
35
Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1
5
US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1