About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
4th Aug 15, 4:06pm
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A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
4th Aug 15, 7:30am
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US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
3rd Aug 15, 4:02pm
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A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
3rd Aug 15, 7:26am
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US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
2nd Aug 15, 4:03pm
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Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
1st Aug 15, 11:07am
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Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
31st Jul 15, 5:55pm
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
31st Jul 15, 4:02pm
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A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
31st Jul 15, 2:24pm
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ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
31st Jul 15, 12:05pm
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Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
31st Jul 15, 7:30am
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US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
30th Jul 15, 4:00pm
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A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
29th Jul 15, 4:08pm
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A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
29th Jul 15, 9:31am
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BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
29th Jul 15, 7:36am
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US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises
28th Jul 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises
US durable goods orders jump; China shares tumble; China demographic crisis; older Aussies need to work; swap curves flatten; oil and gold down; NZ$1 = 66.1 US¢, TWI-5 = 70.8
28th Jul 15, 7:25am
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US durable goods orders jump; China shares tumble; China demographic crisis; older Aussies need to work; swap curves flatten; oil and gold down; NZ$1 = 66.1 US¢, TWI-5 = 70.8
A review of things you need to know before you go home on Monday; record low mortgage rate, flurry of term deposit cuts, NZ's high living standards, fruit exports surge, FMA warns
27th Jul 15, 4:00pm
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A review of things you need to know before you go home on Monday; record low mortgage rate, flurry of term deposit cuts, NZ's high living standards, fruit exports surge, FMA warns
In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
27th Jul 15, 9:19am
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In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
Two of the three offers that closed in July succeeded, one fully, capping the biggest month so far for this type of equity raising
27th Jul 15, 8:18am
Two of the three offers that closed in July succeeded, one fully, capping the biggest month so far for this type of equity raising
MBIE says time to review how you manage 'critical risks', those serious enough to keep someone off work
27th Jul 15, 8:04am
MBIE says time to review how you manage 'critical risks', those serious enough to keep someone off work
US new house building slows, factories busy; China PMI surprisingly weak; Singapore stutters; Australian AAA under threat; final TPP push; NZ$1 = 66.3 US¢, TWI-5 = 70.7
27th Jul 15, 7:00am
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US new house building slows, factories busy; China PMI surprisingly weak; Singapore stutters; Australian AAA under threat; final TPP push; NZ$1 = 66.3 US¢, TWI-5 = 70.7
Comedian Robbie Nicol takes a good hard look at the Auckland housing issues, especially entertaining for non-Aucklanders
25th Jul 15, 12:35pm
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Comedian Robbie Nicol takes a good hard look at the Auckland housing issues, especially entertaining for non-Aucklanders
"Progress" in capital raising sees suspension of Co-op's shares
24th Jul 15, 9:55am
"Progress" in capital raising sees suspension of Co-op's shares
The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
24th Jul 15, 9:35am
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The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market