About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Oil slumps further, stocks follow; US housing, CPI both flat, real wages rise; China strangles outbound money flows; UST 10yr 1.97%; gold up; NZ$1 = 63.9 US¢, TWI-5 = 69.6
21st Jan 16, 7:25am
24
Oil slumps further, stocks follow; US housing, CPI both flat, real wages rise; China strangles outbound money flows; UST 10yr 1.97%; gold up; NZ$1 = 63.9 US¢, TWI-5 = 69.6
A review of things you need to know before you go home on Wednesday; mortgage rates sink, no inflation, low dairy prices, more aid, huge capital gain, swap rates dive, NZD falls
20th Jan 16, 4:00pm
9
A review of things you need to know before you go home on Wednesday; mortgage rates sink, no inflation, low dairy prices, more aid, huge capital gain, swap rates dive, NZD falls
Both SBS Bank and Westpac make more mortgage rate changes just days after earlier reviews. Narrow rate ranges raise pricing pressure
20th Jan 16, 8:43am
2
Both SBS Bank and Westpac make more mortgage rate changes just days after earlier reviews. Narrow rate ranges raise pricing pressure
Dairy prices hold; IMF trims world growth guess; China slows; Germans less optimistic; Oil jump; UST 10yr yield 2.05%; oil and gold unchanged; NZ$1 = 64.9 US¢, TWI-5 = 70.6
20th Jan 16, 7:33am
17
Dairy prices hold; IMF trims world growth guess; China slows; Germans less optimistic; Oil jump; UST 10yr yield 2.05%; oil and gold unchanged; NZ$1 = 64.9 US¢, TWI-5 = 70.6
A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower
19th Jan 16, 3:59pm
14
A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, dairy futures sink, China growth sags, QSBO rises, tourism strong, swaps lower, NZD lower
Oil dips; France declares 'social emergency'; more markets near bear territory; NAB talks up Clydesdale IPO; CDS spreads jump; gold marks time; NZ$1 = 64.4 US¢, TWI-5 = 70.2
19th Jan 16, 7:41am
5
Oil dips; France declares 'social emergency'; more markets near bear territory; NAB talks up Clydesdale IPO; CDS spreads jump; gold marks time; NZ$1 = 64.4 US¢, TWI-5 = 70.2
A review of things you need to know before you go home on Monday; lower home loan rates, higher TD rate, derivatives rise, spot falls, jobs market more confident, rental yields sink, swaps drop
18th Jan 16, 3:59pm
8
A review of things you need to know before you go home on Monday; lower home loan rates, higher TD rate, derivatives rise, spot falls, jobs market more confident, rental yields sink, swaps drop
Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall
18th Jan 16, 9:23am
3
Rivals jockey for borrowers attention with eye-catching three year home loan rates as wholesale rates fall
Oil under US$29/bbl; UST 10yr yield 2.04%; gold up; Wall Street takes big hit; China's 'National Team' can't halt slide; EMs look at money printing; NZ$1 = 64.7 US¢, TWI-5 = 70.4
18th Jan 16, 7:27am
37
Oil under US$29/bbl; UST 10yr yield 2.04%; gold up; Wall Street takes big hit; China's 'National Team' can't halt slide; EMs look at money printing; NZ$1 = 64.7 US¢, TWI-5 = 70.4
SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term
16th Jan 16, 11:26am
6
SBS Bank launches a new low three year mortgage rate 'special' which is now the lowest carded rate for that term
Risk aversion the main driver as oil and commodity prices sink, China worries grow, and the future gets cloudy. Bonds shine
16th Jan 16, 10:03am
22
Risk aversion the main driver as oil and commodity prices sink, China worries grow, and the future gets cloudy. Bonds shine
A review of things you need to know before you go home on Friday; cheaper food, confidence lifts, lease changes, big Kauri, swaps rise, NZD soft
15th Jan 16, 3:59pm
2
A review of things you need to know before you go home on Friday; cheaper food, confidence lifts, lease changes, big Kauri, swaps rise, NZD soft
Indonesia, Korea and the UK all review rates; German growth rises; US prices fall; ANZ accused of dodgy behaviour by dealers; UST 10yr yield 2.07%; oil up, gold down; NZ$1 = 64.7 US¢, TWI-5 = 70.3
15th Jan 16, 7:24am
30
Indonesia, Korea and the UK all review rates; German growth rises; US prices fall; ANZ accused of dodgy behaviour by dealers; UST 10yr yield 2.07%; oil up, gold down; NZ$1 = 64.7 US¢, TWI-5 = 70.3
A review of things you need to know before you go home on Thursday; risk aversion dominates, Aussies jobs impress, card spending hits record high, inflation scarce, swaps drop, NZD follows
14th Jan 16, 3:59pm
5
A review of things you need to know before you go home on Thursday; risk aversion dominates, Aussies jobs impress, card spending hits record high, inflation scarce, swaps drop, NZD follows
US mortgage applications jump; US targets cash laundering through property; China exports surprise; UST 10yr yield 2.13%; oil down, gold; NZ$1 = 65.6 US¢, TWI-5 = 71.2
14th Jan 16, 7:34am
16
US mortgage applications jump; US targets cash laundering through property; China exports surprise; UST 10yr yield 2.13%; oil down, gold; NZ$1 = 65.6 US¢, TWI-5 = 71.2
A review of things you need to know before you go home on Tuesday; soft commodity prices softer, Kiwis flock to Australia - but only to visit, cheap burgers, higher swap rates, stable NZD
12th Jan 16, 4:00pm
14
A review of things you need to know before you go home on Tuesday; soft commodity prices softer, Kiwis flock to Australia - but only to visit, cheap burgers, higher swap rates, stable NZD
Oil price slumps on China share falls; air freight volumes rising; NZ winner in TPP; US Fed pays huge dividend; UST 10yr yield 2.18%; oil and gold fall; NZ$1 = 65.5 US¢, TWI-5 = 71
12th Jan 16, 7:34am
50
Oil price slumps on China share falls; air freight volumes rising; NZ winner in TPP; US Fed pays huge dividend; UST 10yr yield 2.18%; oil and gold fall; NZ$1 = 65.5 US¢, TWI-5 = 71
A review of things you need to know before you go home on Monday; Retirement villages boost building consents, renters increase as home owners decline, car sales strong & more
11th Jan 16, 4:02pm
19
A review of things you need to know before you go home on Monday; Retirement villages boost building consents, renters increase as home owners decline, car sales strong & more
US non-farm payrolls rise almost +300,000; US inventories fall; SEC faults credit raters; China CPI rises; UST 10yr yield 2.12%; oil and gold fall; NZ$1 = 65.4 US¢, TWI-5 = 70.9
11th Jan 16, 7:13am
27
US non-farm payrolls rise almost +300,000; US inventories fall; SEC faults credit raters; China CPI rises; UST 10yr yield 2.12%; oil and gold fall; NZ$1 = 65.4 US¢, TWI-5 = 70.9
China sees its foreign currency reserves decline at a faster rate, struggles to contain capital flight
8th Jan 16, 3:13pm
36
China sees its foreign currency reserves decline at a faster rate, struggles to contain capital flight
Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky
8th Jan 16, 10:22am
2
Holiday period sees a number of mortgage rate changes by many banks as wholesale markets rise and economic conditions get murky
China gives up stock market fall limits; World Bank raises growth forecasts; Brazil in trouble too; Aussie trade dives; UST 10yr yield 2.19%; gold up again; oil down again; NZ$1 = 66.4 USc, TWI-5 = 72
8th Jan 16, 8:35am
91
China gives up stock market fall limits; World Bank raises growth forecasts; Brazil in trouble too; Aussie trade dives; UST 10yr yield 2.19%; gold up again; oil down again; NZ$1 = 66.4 USc, TWI-5 = 72
China's stock markets shuttered again following fast slump; Aussie building approvals tumble; oil falls to US$33/bbl; gold jumps to US$1,100/oz; NZ$1 = 66.4 USc, TWI = 72.1
7th Jan 16, 4:08pm
5
China's stock markets shuttered again following fast slump; Aussie building approvals tumble; oil falls to US$33/bbl; gold jumps to US$1,100/oz; NZ$1 = 66.4 USc, TWI = 72.1
David Chaston looks at our addiction to consumer debt, notices how hard it is to shake, wonders if we need a debt tax to change behaviour
7th Jan 16, 12:06pm
38
David Chaston looks at our addiction to consumer debt, notices how hard it is to shake, wonders if we need a debt tax to change behaviour
US payrolls and service sectors expand; US trade deficit falls; Texas cow deaths; China trapped, yuan falls; US abandons 'fair value' rule; UST 10yr yield 2.20%; gold up; oil at 11 yr low; NZ$1 = 66.3 USc, TWI = 72.1
7th Jan 16, 8:31am
12
US payrolls and service sectors expand; US trade deficit falls; Texas cow deaths; China trapped, yuan falls; US abandons 'fair value' rule; UST 10yr yield 2.20%; gold up; oil at 11 yr low; NZ$1 = 66.3 USc, TWI = 72.1