David Chaston

As term deposit rates sink further, small differences are available for fast-acting investors. But the trend is down to record low levels

As term deposit rates sink further, small differences are available for fast-acting investors. But the trend is down to record low levels

Turnbull ousts Abbott; China seizes funds; China markets fall; EU factory output jumps; US eyes retail report; US 10yr yield 2.18%; NZ$1 = 63.3 US¢, TWI-5 = 67.5

Turnbull ousts Abbott; China seizes funds; China markets fall; EU factory output jumps; US eyes retail report; US 10yr yield 2.18%; NZ$1 = 63.3 US¢, TWI-5 = 67.5

New Zealand's largest home loan lender reduces all its fixed rates, setting upper limits for their rivals

New Zealand's largest home loan lender reduces all its fixed rates, setting upper limits for their rivals

A review of things you need to know before you go home on Monday; growth expectations lowered, last chance to respond, service sector expanding faster, China mixed, NZD holds

A review of things you need to know before you go home on Monday; growth expectations lowered, last chance to respond, service sector expanding faster, China mixed, NZD holds

Waiting for the Fed; China data disappoints; BIS concerned; NZ data to fore; UST 10yr yield 2.19%; oil and gold lower; NZ$1 = 63.2 US¢, TWI-5 = 67.5

Waiting for the Fed; China data disappoints; BIS concerned; NZ data to fore; UST 10yr yield 2.19%; oil and gold lower; NZ$1 = 63.2 US¢, TWI-5 = 67.5

A review of things you need to know before you go home on Friday; more rate cuts, factories happy, Fonterra cuts back, food prices unchanged, Govt bond yields stable, swaps hold lower

A review of things you need to know before you go home on Friday; more rate cuts, factories happy, Fonterra cuts back, food prices unchanged, Govt bond yields stable, swaps hold lower

The RBNZ's rate cut has given two banks the opportunity to boost margins, by reverting to standard industry levels and removing their rate benefits

The RBNZ's rate cut has given two banks the opportunity to boost margins, by reverting to standard industry levels and removing their rate benefits

A review of things you need to know before you go home on Thursday; OCR cut, houses still selling well, spending higher, tourism growing, Aussie jobless falls, China prices rise, swap rates slump, NZD slips

A review of things you need to know before you go home on Thursday; OCR cut, houses still selling well, spending higher, tourism growing, Aussie jobless falls, China prices rise, swap rates slump, NZD slips

Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut

Westpac holds back some of the OCR cut, only drops their floating rate by 15 bps. Kiwibank first to pass on new lower floating rate, ANZ follows with full cut

RBNZ cuts OCR to 2.75%. Here is their Statement

RBNZ cuts OCR to 2.75%. Here is their Statement

Live-streamed video from the September 2015 RBNZ press conference with Governor Graeme Wheeler

Live-streamed video from the September 2015 RBNZ press conference with Governor Graeme Wheeler

Canada hold, likes US gains; American job opening hit record high; markets surge except Wall Street; debt test coming; UST 10yr yield 2.23%, oil and gold lower; NZ$1 = 64 US¢, TWI-5 = 68.8

Canada hold, likes US gains; American job opening hit record high; markets surge except Wall Street; debt test coming; UST 10yr yield 2.23%, oil and gold lower; NZ$1 = 64 US¢, TWI-5 = 68.8

A review of things you need to know before you go home on Wednesday; waiting for Wheeler, strong new mortgage approvals, booming car sales, unhappy Aussies, higher swap rates, NZD stronger

A review of things you need to know before you go home on Wednesday; waiting for Wheeler, strong new mortgage approvals, booming car sales, unhappy Aussies, higher swap rates, NZD stronger

Wall Street up strongly; China scraps dividend tax; China's exports fall sharply; German exports rise; EU growth better; US labour market improves; bonds, oil and gold up; NZ$1 = 63.4 US¢, TWI-5 = 68.1

Wall Street up strongly; China scraps dividend tax; China's exports fall sharply; German exports rise; EU growth better; US labour market improves; bonds, oil and gold up; NZ$1 = 63.4 US¢, TWI-5 = 68.1

A review of things you need to know before you go home on Tuesday; ASB cuts rate, jobs outlook improves, economy stabilises, monster China trade surplus, swaps rise, NZD unchanged

A review of things you need to know before you go home on Tuesday; ASB cuts rate, jobs outlook improves, economy stabilises, monster China trade surplus, swaps rise, NZD unchanged

Savers are to pay for ASB's market leading mortgage interest rate offers. Many at-call accounts cut to about the current inflation rate

Savers are to pay for ASB's market leading mortgage interest rate offers. Many at-call accounts cut to about the current inflation rate

China's reserves fall, still huge; China pushes the stimulus button; EU caves in to dairy farmers; swaps rise; gold and oil fall; NZ$1 = 62.6 US¢, TWI-5 = 67.4

China's reserves fall, still huge; China pushes the stimulus button; EU caves in to dairy farmers; swaps rise; gold and oil fall; NZ$1 = 62.6 US¢, TWI-5 = 67.4

ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark

ASB matches BNZ with 4.35% for one year, cuts most other fixed rates, sets new low 5 year benchmark

A review of things you need to know before you go home on Monday; BNZ has mortgage rate advantage to itself, wholesale trade disappoints, Shanghai recovers on stimulus talk, swaps and NZD unchanged

A review of things you need to know before you go home on Monday; BNZ has mortgage rate advantage to itself, wholesale trade disappoints, Shanghai recovers on stimulus talk, swaps and NZD unchanged

IMF tells Fed not to 'rush'; US jobs growth slows, wage hikes quicken; G20 pledge no currency wars; sovereign deadbeats; UST 10yr yield 2.13%; NZ$1 = 62.8 US¢, TWI-5 = 67.7

IMF tells Fed not to 'rush'; US jobs growth slows, wage hikes quicken; G20 pledge no currency wars; sovereign deadbeats; UST 10yr yield 2.13%; NZ$1 = 62.8 US¢, TWI-5 = 67.7

A review of things you need to know before you go home on Friday; very low mortgage rate, expensive SME rates, brighter dairy payout expectations, swap rates unchanged

A review of things you need to know before you go home on Friday; very low mortgage rate, expensive SME rates, brighter dairy payout expectations, swap rates unchanged

New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut

New Classic rate of 4.35% lays down a very competitive marker ahead of an expected OCR rate cut

A review of things you need to know before you go home on Thursday; 'keep him in', online sales strong, Auckland sellers keen, Fonterra worried about stocks, swaps up

A review of things you need to know before you go home on Thursday; 'keep him in', online sales strong, Auckland sellers keen, Fonterra worried about stocks, swaps up

Fed sees relatively strong US economy, productivity jumps; Australia sees weak economy; Airfreight shipments fall from China; UST 10yr yield 2.17%; gold lower; NZ$1 = 63.6 US¢, TWI-5 = 68.2

Fed sees relatively strong US economy, productivity jumps; Australia sees weak economy; Airfreight shipments fall from China; UST 10yr yield 2.17%; gold lower; NZ$1 = 63.6 US¢, TWI-5 = 68.2

Raising equity on crowd funding platforms got very difficult in August; only two of four offers succeeded, only one would have made the promoter happy

Raising equity on crowd funding platforms got very difficult in August; only two of four offers succeeded, only one would have made the promoter happy