David Chaston

David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them

David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them

US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8

US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8

A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises

A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises

Obama to win fast-track authority; Aust commission slams FTA impacts; Greek deal less certain; China ends key regulation; OECD worried; NZ$1 = 68.9 US¢, TWI-5 = 72.7

Obama to win fast-track authority; Aust commission slams FTA impacts; Greek deal less certain; China ends key regulation; OECD worried; NZ$1 = 68.9 US¢, TWI-5 = 72.7

A review of things you need to know before you go home on Tuesday; rate cut flurry, ex-Council boss is new BNZ chairman, confidence in financial system, swap rates jump, NZD falls

A review of things you need to know before you go home on Tuesday; rate cut flurry, ex-Council boss is new BNZ chairman, confidence in financial system, swap rates jump, NZD falls

The challenger bank is the first to offer a 4.99% rate for 3 years, joining most others who have similar low rates for shorter fixed terms

The challenger bank is the first to offer a 4.99% rate for 3 years, joining most others who have similar low rates for shorter fixed terms

Home loan rates keep falling following wholesale rates declines. The major banks are starting to push key rates lower, edging out the smaller banks

Home loan rates keep falling following wholesale rates declines. The major banks are starting to push key rates lower, edging out the smaller banks

US house sales surge; new Greek offer promising; China trade NZ's focus; UST 10yr yields rise to 2.35%; NZ$1 = 68.7 US¢, TWI-5 = 72.1

US house sales surge; new Greek offer promising; China trade NZ's focus; UST 10yr yields rise to 2.35%; NZ$1 = 68.7 US¢, TWI-5 = 72.1

A review of things you need to know before you go home on Monday; Resimac makes more rate cuts, strong migrant growth, booming tourism, cooling confidence, banks aggressive with credit card limits

A review of things you need to know before you go home on Monday; Resimac makes more rate cuts, strong migrant growth, booming tourism, cooling confidence, banks aggressive with credit card limits

China nears full convertibility; Greek sideshow continues; English says rates too high; PwC says third of Australia in recession; UST 10yr yield 2.26%; NZ$1 = 69.1 US¢, TWI-5 = 72.4

China nears full convertibility; Greek sideshow continues; English says rates too high; PwC says third of Australia in recession; UST 10yr yield 2.26%; NZ$1 = 69.1 US¢, TWI-5 = 72.4

Despite floating rate cuts, the very long end of the fixed interest rate home loan market is springing to life. David Chaston examines what is behind the surge in popularity

Despite floating rate cuts, the very long end of the fixed interest rate home loan market is springing to life. David Chaston examines what is behind the surge in popularity

A review of things you need to know before you go home on Friday; rate cuts, Milford's woes, jobs easing, cautious but upbeat, water policy reviewed, swap rates on the move

A review of things you need to know before you go home on Friday; rate cuts, Milford's woes, jobs easing, cautious but upbeat, water policy reviewed, swap rates on the move

Westpac is the latest to cut rates, targeting 4.99% for two years, following Kiwibank and ASB. More banks likely to follow

Westpac is the latest to cut rates, targeting 4.99% for two years, following Kiwibank and ASB. More banks likely to follow

Kiwibank makes some big reductions to its fixed home loan offers, just as wholesale rates reset lower after disappointing economic news hits markets

Kiwibank makes some big reductions to its fixed home loan offers, just as wholesale rates reset lower after disappointing economic news hits markets

A review of things you need to know before you go home on Thursday; Kiwibank cuts below 5%, GDP result scares economists, raw milk doesn't scare Govt, swap rates tumble, NZD falls

A review of things you need to know before you go home on Thursday; Kiwibank cuts below 5%, GDP result scares economists, raw milk doesn't scare Govt, swap rates tumble, NZD falls

Yellen speaks softly, prepares for two rate hikes; Grexit near; OECD says bank credit hurts; China 'on the mend'; CBO flags aging costs; UST 10yr yield 2.37%; NZ$1 = 70.1 US¢, TWI-5 = 73.4

Yellen speaks softly, prepares for two rate hikes; Grexit near; OECD says bank credit hurts; China 'on the mend'; CBO flags aging costs; UST 10yr yield 2.37%; NZ$1 = 70.1 US¢, TWI-5 = 73.4

A review of things you need to know before you go home on Wednesday; more rate cuts, GE Money slips, current account slips further, education market grows, NZ 8 years ahead

A review of things you need to know before you go home on Wednesday; more rate cuts, GE Money slips, current account slips further, education market grows, NZ 8 years ahead

Dairy prices stabilise; US building approvals surge; EU and Greece lash out at each other; warning on jobs; UST 10yr yield 2.32%; NZ$1 = 69.9 US¢, TWI-5 = 73.6

Dairy prices stabilise; US building approvals surge; EU and Greece lash out at each other; warning on jobs; UST 10yr yield 2.32%; NZ$1 = 69.9 US¢, TWI-5 = 73.6

A review of things you need to know before you go home on Tuesday; ASB cuts, Yellow Pages staggers on, ASB's credit rating adjusted, NZF echo, Westpac sells, swaps fall, NZD stable

A review of things you need to know before you go home on Tuesday; ASB cuts, Yellow Pages staggers on, ASB's credit rating adjusted, NZF echo, Westpac sells, swaps fall, NZD stable

US factories falter, homebuilders buoyant; Greece close to 'emergency'; world property markets boom; RBA also frustrated with supply lack; NZ$1 = 69.9 US¢, TWI-5 = 73.6

US factories falter, homebuilders buoyant; Greece close to 'emergency'; world property markets boom; RBA also frustrated with supply lack; NZ$1 = 69.9 US¢, TWI-5 = 73.6

A review of things you need to know before you go home on Monday; many rate cuts, a record crowd, BNZ borrows $575m, mixed crowd funding success, bumper services, local government booms, swap rates hold, NZD stable

A review of things you need to know before you go home on Monday; many rate cuts, a record crowd, BNZ borrows $575m, mixed crowd funding success, bumper services, local government booms, swap rates hold, NZD stable

Although most savings rates are reduced by -25 basis points in line with OCR cut, some are cut by more

Although most savings rates are reduced by -25 basis points in line with OCR cut, some are cut by more

US confidence surges; Europe confronts wavering Greece; Obama attempts TPPA rescue; China retail in spectacular shift; UST 10yr 2.39%; NZ$1 = 69.8 US¢, TWI-5 = 73.6

US confidence surges; Europe confronts wavering Greece; Obama attempts TPPA rescue; China retail in spectacular shift; UST 10yr 2.39%; NZ$1 = 69.8 US¢, TWI-5 = 73.6

Of the home loan floating rate changes so far, BNZ has cut the most and Westpac has cut the least

Of the home loan floating rate changes so far, BNZ has cut the most and Westpac has cut the least

HSBC Premier rates for 1 and 2 year terms set at 4.95%, in addition to cutting their floating rates by -24 bps

HSBC Premier rates for 1 and 2 year terms set at 4.95%, in addition to cutting their floating rates by -24 bps