About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
David Chaston explores how migrants and older workers are keeping NZ Super sustainable
We missed it yesterday, but Kiwibank has also raised all its floating mortgage rates, although retains the position of 'lowest in market'
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We missed it yesterday, but Kiwibank has also raised all its floating mortgage rates, although retains the position of 'lowest in market'
US inflation expectations rise; Fed official: tackle budget deficit; Paraguay booming; AU mortgage stress hits wealthy suburbs; VW exec arrested over emissions cheating; UST 10yr yield at 2.38%; oil lower, gold up; NZ$1 = 70.2 US¢, TWI-5 = 76.6
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US inflation expectations rise; Fed official: tackle budget deficit; Paraguay booming; AU mortgage stress hits wealthy suburbs; VW exec arrested over emissions cheating; UST 10yr yield at 2.38%; oil lower, gold up; NZ$1 = 70.2 US¢, TWI-5 = 76.6
Another major mortgage lender raises fixed rates, this time the state-owned bank, with rises ranging from +10 to +20 bps
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Another major mortgage lender raises fixed rates, this time the state-owned bank, with rises ranging from +10 to +20 bps
A review of things you need to know before you go home on Monday; Barfoot's December weak, Aussie housing approvals low, China smog spreading, Dow nears 20,000, swap rates turn up, NZD stable
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A review of things you need to know before you go home on Monday; Barfoot's December weak, Aussie housing approvals low, China smog spreading, Dow nears 20,000, swap rates turn up, NZD stable
US adds 156K new jobs, pay rises +2.9% pa; sudden rush of bond issuance; surprise Aussie trade surplus; China fx reserves slip; UST 10yr yield at 2.42%; oil unchanged, gold lower; NZ$1 = 69.6 US¢, TWI-5 = 76.1
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US adds 156K new jobs, pay rises +2.9% pa; sudden rush of bond issuance; surprise Aussie trade surplus; China fx reserves slip; UST 10yr yield at 2.42%; oil unchanged, gold lower; NZ$1 = 69.6 US¢, TWI-5 = 76.1
We review what is on offer to term deposit savers, what is currently driving rates, and how to benefit from what appears to be a rising market
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We review what is on offer to term deposit savers, what is currently driving rates, and how to benefit from what appears to be a rising market
A major mortgage lender sets higher rates to start 2017, responding to higher wholesale rates, and hoping its rivals follow soon
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A major mortgage lender sets higher rates to start 2017, responding to higher wholesale rates, and hoping its rivals follow soon
US service sector strong, but not traditional retail; China service sector grows; Japan insurer adopts AI; Vancouver house prices fall -2.2%; UST 10yr 2.37%; oil up, gold jumps while bitcoin slumps; NZ$1 = 70.3 USc, TWI = 76.4
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US service sector strong, but not traditional retail; China service sector grows; Japan insurer adopts AI; Vancouver house prices fall -2.2%; UST 10yr 2.37%; oil up, gold jumps while bitcoin slumps; NZ$1 = 70.3 USc, TWI = 76.4
We look at what the LINZ title data shows us about new residential dwelling construction activity, and compare that to the building consent data we are used to seeing
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We look at what the LINZ title data shows us about new residential dwelling construction activity, and compare that to the building consent data we are used to seeing
Fed minutes see a faster hike pace; US banks work to gut the Volker Rule; India's tax take rises; Eurozone inflation jumps; Spain's jobless falls fast; UST 10yr 2.44%; oil and gold up; NZ$1 = 69.6 USc, TWI = 76.2
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Fed minutes see a faster hike pace; US banks work to gut the Volker Rule; India's tax take rises; Eurozone inflation jumps; Spain's jobless falls fast; UST 10yr 2.44%; oil and gold up; NZ$1 = 69.6 USc, TWI = 76.2
Dairy prices slide; NZ happier; ethics move fails; China PMI rises with US; ANZ retreats further in Asia; Aussie house prices rise +11%; UST 10yr 2.46%; oil down, gold up; NZ$1 = 69.4 USc, TWI = 76.3
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Dairy prices slide; NZ happier; ethics move fails; China PMI rises with US; ANZ retreats further in Asia; Aussie house prices rise +11%; UST 10yr 2.46%; oil down, gold up; NZ$1 = 69.4 USc, TWI = 76.3
If you ended up with lower term deposit rates at the end of 2016 than at the start, you missed out on the upturn in the 4th quarter. Will it continue?
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If you ended up with lower term deposit rates at the end of 2016 than at the start, you missed out on the upturn in the 4th quarter. Will it continue?
US minimum wages up, retail strong; China struggles with fx controls, housing policy; Brazil monster trade surplus; ASIC calls out bank cultures; UST 10yr 2.45%; oil stable, gold down; NZ$1 = 69.4 USc, TWI = 76.3
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US minimum wages up, retail strong; China struggles with fx controls, housing policy; Brazil monster trade surplus; ASIC calls out bank cultures; UST 10yr 2.45%; oil stable, gold down; NZ$1 = 69.4 USc, TWI = 76.3
We want your opinion about what is likely to happen in the year ahead, on anything that affects our economy
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We want your opinion about what is likely to happen in the year ahead, on anything that affects our economy
The New Zealand mortgage market grew by more than $20 bln in the past year and one bank is winning an out-sized share of that - despite being the least price-competitive
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The New Zealand mortgage market grew by more than $20 bln in the past year and one bank is winning an out-sized share of that - despite being the least price-competitive
US exports sink; US jobless claims fall; Chinese official calls for a real estate tax; PBoC widens currency base; Amazon thinks high; UST 10yr 2.47%; oil stable, gold leaps; NZ$1 = 69.5 USc, TWI = 76.3
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US exports sink; US jobless claims fall; Chinese official calls for a real estate tax; PBoC widens currency base; Amazon thinks high; UST 10yr 2.47%; oil stable, gold leaps; NZ$1 = 69.5 USc, TWI = 76.3
In 2016, having the lowest mortgage rates was no path to market share success. The big banks learned where the sweet spot was above their price-fighting rivals
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In 2016, having the lowest mortgage rates was no path to market share success. The big banks learned where the sweet spot was above their price-fighting rivals
US house sales slow; Wall Street slips; China uncovers huge FX swindle; Scots accuse Macquarie of asset stripping; Toshiba hammered; UST 10yr 2.50%; oil up, gold unchanged; NZ$1 = 69.1 USc, TWI = 76.1
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US house sales slow; Wall Street slips; China uncovers huge FX swindle; Scots accuse Macquarie of asset stripping; Toshiba hammered; UST 10yr 2.50%; oil up, gold unchanged; NZ$1 = 69.1 USc, TWI = 76.1
US consumers confident, China's services deficit grows, China passes new pollution law, but weak; bitcoin value nears record; oil up, gold up; NZ$1 = 68.9 USc, TWI = 75.7
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US consumers confident, China's services deficit grows, China passes new pollution law, but weak; bitcoin value nears record; oil up, gold up; NZ$1 = 68.9 USc, TWI = 75.7
We look back on a big, successful year and reveal our most popular stories; announce expanded coverage for 2017
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We look back on a big, successful year and reveal our most popular stories; announce expanded coverage for 2017
A review of things you need to know before you go home on Friday; BNZ and HSBC make late mortgage rate hikes, NZ wins in the WTO, China bosses upbeat; swap rates rise even further, NZD on holiday
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A review of things you need to know before you go home on Friday; BNZ and HSBC make late mortgage rate hikes, NZ wins in the WTO, China bosses upbeat; swap rates rise even further, NZD on holiday
Two more banks raise carded fixed mortgage interest rates, changing who now has the market-leading home loan offers
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Two more banks raise carded fixed mortgage interest rates, changing who now has the market-leading home loan offers
US Q3 growth up, Q4 looks less strong; Vancouver house prices face cliff; China cities clamp down; Uber test ends; oil up, gold unchanged; NZ$1 = 69.1 USc, TWI = 75.9
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US Q3 growth up, Q4 looks less strong; Vancouver house prices face cliff; China cities clamp down; Uber test ends; oil up, gold unchanged; NZ$1 = 69.1 USc, TWI = 75.9
A review of things you need to know before you go home on Thursday; RaboDirect raises TD rates, growth impresses, service sector strong; online retail booms, more houses for Hamilton, swap rates rise, NZD falls
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A review of things you need to know before you go home on Thursday; RaboDirect raises TD rates, growth impresses, service sector strong; online retail booms, more houses for Hamilton, swap rates rise, NZD falls