About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; more rate cuts, housing slowdown, but not mortgages, good China and Japan data, swap rates rise, NZD recovers
1st Jul 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; more rate cuts, housing slowdown, but not mortgages, good China and Japan data, swap rates rise, NZD recovers
US confidence jumps, wages rise; Greeks make last-ditch offer; AU new home sales fall; oil up, gold down; UST 10yr yield 2.32%; NZ$1 = 67.7 US¢, TWI-5 = 71.4
1st Jul 15, 7:27am
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US confidence jumps, wages rise; Greeks make last-ditch offer; AU new home sales fall; oil up, gold down; UST 10yr yield 2.32%; NZ$1 = 67.7 US¢, TWI-5 = 71.4
A review of things you need to know before you go home on Tuesday; confidence slumps, housing consents disappoint, non-housing consents jump, debt rises fast, swap rates rise
30th Jun 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; confidence slumps, housing consents disappoint, non-housing consents jump, debt rises fast, swap rates rise
Europeans paralysed but rest of world largely unaffected by Greece; Japan up, China down; US Fed on track; benchmark yields fall; NZ$1 = 68.7 US¢, TWI-5 = 72.3
30th Jun 15, 7:31am
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Europeans paralysed but rest of world largely unaffected by Greece; Japan up, China down; US Fed on track; benchmark yields fall; NZ$1 = 68.7 US¢, TWI-5 = 72.3
A review of things you need to know before you go home on Monday; job worries rise, RBNZ leaves hands in pocket, record equity crowdfunding, Tauranga fast-track, swap rates fall, NZD rises
29th Jun 15, 3:59pm
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A review of things you need to know before you go home on Monday; job worries rise, RBNZ leaves hands in pocket, record equity crowdfunding, Tauranga fast-track, swap rates fall, NZD rises
Equity crowd funding raises $1.3 mln in June as two deals fail, two achieve minimum targets, and two get maximum support
29th Jun 15, 1:03pm
Equity crowd funding raises $1.3 mln in June as two deals fail, two achieve minimum targets, and two get maximum support
Lincoln University leadership in turmoil as Andy West quits. Annual report overdue
29th Jun 15, 9:23am
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Lincoln University leadership in turmoil as Andy West quits. Annual report overdue
US confidence rises; Greeks enrage creditors, set vote, impose capital controls; China cuts rates as stocks crash; BIS warns again; Aussies die faster; UST yields rise; NZ$1 = 68.3 US¢, TWI-5 = 72.3
29th Jun 15, 7:07am
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US confidence rises; Greeks enrage creditors, set vote, impose capital controls; China cuts rates as stocks crash; BIS warns again; Aussies die faster; UST yields rise; NZ$1 = 68.3 US¢, TWI-5 = 72.3
A review of things you need to know before you go home on Friday; Kiwibank cuts, Auckland raises, surprise trade surplus, affordability stresses varied, UFB rolls on, swap rates and NZD unchanged
26th Jun 15, 4:00pm
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A review of things you need to know before you go home on Friday; Kiwibank cuts, Auckland raises, surprise trade surplus, affordability stresses varied, UFB rolls on, swap rates and NZD unchanged
The equity crowd funding industry reaches a major milestone with $10 mln successfully raised. But 19% of offers made failed to reach minimum support
26th Jun 15, 2:02pm
The equity crowd funding industry reaches a major milestone with $10 mln successfully raised. But 19% of offers made failed to reach minimum support
David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
26th Jun 15, 10:16am
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David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8
26th Jun 15, 7:31am
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US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8
A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises
25th Jun 15, 4:00pm
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A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises
Obama to win fast-track authority; Aust commission slams FTA impacts; Greek deal less certain; China ends key regulation; OECD worried; NZ$1 = 68.9 US¢, TWI-5 = 72.7
25th Jun 15, 7:09am
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Obama to win fast-track authority; Aust commission slams FTA impacts; Greek deal less certain; China ends key regulation; OECD worried; NZ$1 = 68.9 US¢, TWI-5 = 72.7
A review of things you need to know before you go home on Tuesday; rate cut flurry, ex-Council boss is new BNZ chairman, confidence in financial system, swap rates jump, NZD falls
23rd Jun 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; rate cut flurry, ex-Council boss is new BNZ chairman, confidence in financial system, swap rates jump, NZD falls
The challenger bank is the first to offer a 4.99% rate for 3 years, joining most others who have similar low rates for shorter fixed terms
23rd Jun 15, 3:09pm
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The challenger bank is the first to offer a 4.99% rate for 3 years, joining most others who have similar low rates for shorter fixed terms
Home loan rates keep falling following wholesale rates declines. The major banks are starting to push key rates lower, edging out the smaller banks
23rd Jun 15, 11:33am
Home loan rates keep falling following wholesale rates declines. The major banks are starting to push key rates lower, edging out the smaller banks
US house sales surge; new Greek offer promising; China trade NZ's focus; UST 10yr yields rise to 2.35%; NZ$1 = 68.7 US¢, TWI-5 = 72.1
23rd Jun 15, 7:23am
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US house sales surge; new Greek offer promising; China trade NZ's focus; UST 10yr yields rise to 2.35%; NZ$1 = 68.7 US¢, TWI-5 = 72.1
A review of things you need to know before you go home on Monday; Resimac makes more rate cuts, strong migrant growth, booming tourism, cooling confidence, banks aggressive with credit card limits
22nd Jun 15, 4:00pm
A review of things you need to know before you go home on Monday; Resimac makes more rate cuts, strong migrant growth, booming tourism, cooling confidence, banks aggressive with credit card limits
China nears full convertibility; Greek sideshow continues; English says rates too high; PwC says third of Australia in recession; UST 10yr yield 2.26%; NZ$1 = 69.1 US¢, TWI-5 = 72.4
22nd Jun 15, 7:39am
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China nears full convertibility; Greek sideshow continues; English says rates too high; PwC says third of Australia in recession; UST 10yr yield 2.26%; NZ$1 = 69.1 US¢, TWI-5 = 72.4
Despite floating rate cuts, the very long end of the fixed interest rate home loan market is springing to life. David Chaston examines what is behind the surge in popularity
22nd Jun 15, 6:32am
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Despite floating rate cuts, the very long end of the fixed interest rate home loan market is springing to life. David Chaston examines what is behind the surge in popularity
A review of things you need to know before you go home on Friday; rate cuts, Milford's woes, jobs easing, cautious but upbeat, water policy reviewed, swap rates on the move
19th Jun 15, 3:59pm
A review of things you need to know before you go home on Friday; rate cuts, Milford's woes, jobs easing, cautious but upbeat, water policy reviewed, swap rates on the move
Westpac is the latest to cut rates, targeting 4.99% for two years, following Kiwibank and ASB. More banks likely to follow
19th Jun 15, 7:50am
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Westpac is the latest to cut rates, targeting 4.99% for two years, following Kiwibank and ASB. More banks likely to follow
Kiwibank makes some big reductions to its fixed home loan offers, just as wholesale rates reset lower after disappointing economic news hits markets
18th Jun 15, 5:11pm
Kiwibank makes some big reductions to its fixed home loan offers, just as wholesale rates reset lower after disappointing economic news hits markets
A review of things you need to know before you go home on Thursday; Kiwibank cuts below 5%, GDP result scares economists, raw milk doesn't scare Govt, swap rates tumble, NZD falls
18th Jun 15, 4:00pm
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A review of things you need to know before you go home on Thursday; Kiwibank cuts below 5%, GDP result scares economists, raw milk doesn't scare Govt, swap rates tumble, NZD falls