sign up log in
Want to go ad-free? Find out how, here.

Gareth Vaughan

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. Over recent years he has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

14 years 1 month

Latest articles

sp
Tinkering with banks' regulatory capital requirements 'small beer' from a competition perspective
RBNZ's Christian Hawkesby cautions against throwing out 'internationally accepted approach to bank capital for large, sophisticated financial institutions'
25th Apr 24, 9:30am
by Gareth Vaughan
9
RBNZ's Christian Hawkesby cautions against throwing out 'internationally accepted approach to bank capital for large, sophisticated financial institutions'
earth
Jennifer Wilkins makes the case for degrowth
In a new episode of our Of Interest podcast, Jennifer Wilkins explains what the degrowth movement is about, and how degrowthers see the world
25th Apr 24, 7:30am
by Gareth Vaughan
77
In a new episode of our Of Interest podcast, Jennifer Wilkins explains what the degrowth movement is about, and how degrowthers see the world
RBNZ-edit1.png
RBNZ says difference in average cost of funds between big banks & the rest is moving to 'approximately zero'
RBNZ says higher operating costs a bigger competition challenge for small banks than regulatory capital settings
24th Apr 24, 12:18pm
by Gareth Vaughan
1
RBNZ says higher operating costs a bigger competition challenge for small banks than regulatory capital settings
push back
RBNZ pushes back against key Commerce Commission bank competition recommendation
RBNZ unleashes its inevitable push back after Commerce Commission recommended a rethink of banks' regulatory capital rules
23rd Apr 24, 9:58am
by Gareth Vaughan
4
RBNZ unleashes its inevitable push back after Commerce Commission recommended a rethink of banks' regulatory capital rules
c
Government to remove 'overly arduous checks' lenders must make when processing loans
Commerce and Consumer Affairs Minister Andrew Bayly details easier access to loans and changes to financial dispute resolution services
22nd Apr 24, 7:29am
by Gareth Vaughan
26
Commerce and Consumer Affairs Minister Andrew Bayly details easier access to loans and changes to financial dispute resolution services
ob
Andrew Dentice on the competition, innovation & societal benefits of open banking, & its marketing problem
Technology lawyer Andrew Dentice urges more discussion on the services open banking enables, and less on the technology behind it
20th Apr 24, 9:31am
by Gareth Vaughan
16
Technology lawyer Andrew Dentice urges more discussion on the services open banking enables, and less on the technology behind it
privacy
Digital money would be private but not anonymous like cash, the RBNZ says
Privacy Act alone not sufficient to meet user privacy expectations for digital cash, Reserve Bank says
19th Apr 24, 12:00pm
by Gareth Vaughan
50
Privacy Act alone not sufficient to meet user privacy expectations for digital cash, Reserve Bank says
Net interest income rise helps push UDC Finance annual profit higher
UDC Finance posts increase in annual profit with income and lending growing
19th Apr 24, 9:08am
by Gareth Vaughan
UDC Finance posts increase in annual profit with income and lending growing
Important banks take responsibility & contribute meaningfully to Anti-Scam Centre, Minister Bayly says
Commerce & Consumer Affairs Minister Andrew Bayly says it's inevitable government will collaborate in scam & fraud fight, but banks need to lead
18th Apr 24, 3:08pm
by Gareth Vaughan
4
Commerce & Consumer Affairs Minister Andrew Bayly says it's inevitable government will collaborate in scam & fraud fight, but banks need to lead
cbdc-logo
RBNZ consults on potential central bank digital currency for which it says people wouldn't need a bank account & could reduce bank profits
'Digital cash' could shore up monetary sovereignty, plus boost competition and innovation, the RBNZ says
17th Apr 24, 6:01am
by Gareth Vaughan
50
'Digital cash' could shore up monetary sovereignty, plus boost competition and innovation, the RBNZ says
phil
Banks seek help, including money, from government & other industries to combat scammers, say 'banks can’t protect New Zealanders on their own'
[updated]
Bank lobby group to 'investigate' a voluntary reimbursement scheme for their customers who become scam victims, throws down the gauntlet to the Government for help with Anti-Scam Centre
15th Apr 24, 11:39am
by Gareth Vaughan
19
Bank lobby group to 'investigate' a voluntary reimbursement scheme for their customers who become scam victims, throws down the gauntlet to the Government for help with Anti-Scam Centre
wend
A weekend Top 5: Albo takes on the world, the search for r*, a Saudi megacity, CBDCs, plus Mossack & Fonseca on trial
Gareth Vaughan on Albo sharpening his elbows for new competition, the search for r*, Mossack & Fonseca go on trial, CBDCs & privacy, Saudi Arabia's megacity
13th Apr 24, 8:59am
by Gareth Vaughan
27
Gareth Vaughan on Albo sharpening his elbows for new competition, the search for r*, Mossack & Fonseca go on trial, CBDCs & privacy, Saudi Arabia's megacity
tw
Heartland's Greenslade sees 'an appropriate juncture to move aside'
Heartland Bank includes 'training wheels buffer' within the regulatory capital held by its pending Aussie bank
9th Apr 24, 7:44am
by Gareth Vaughan
Heartland Bank includes 'training wheels buffer' within the regulatory capital held by its pending Aussie bank
new Kiwibank branding
How could Kiwibank gain the scale required to become the banking disruptor championed by the Commerce Commission?
Gareth Vaughan takes a look at how the Commerce Commission's suggestion of strengthening Kiwibank to enable it to better compete with its Aussie owned rivals could be accomplished
8th Apr 24, 4:38pm
by Gareth Vaughan
34
Gareth Vaughan takes a look at how the Commerce Commission's suggestion of strengthening Kiwibank to enable it to better compete with its Aussie owned rivals could be accomplished
Aussie
Heartland unveils $210m equity raise to help get Challenger Bank buy over the line
[updated]
Heartland Bank gets indicative APRA & RBNZ approval to be the first New Zealand registered bank to acquire an Australian Authorised Deposit-Taking Institution
8th Apr 24, 9:55am
by Gareth Vaughan
9
Heartland Bank gets indicative APRA & RBNZ approval to be the first New Zealand registered bank to acquire an Australian Authorised Deposit-Taking Institution
eggs
An Easter weekend Top 5: RBNZ's competition reticence, landlordism, crisis management blueprint, CBDCs & a big green experiment
Gareth Vaughan on the RBNZ's competition reticence, landlordism & the housing crisis, Biden's crisis management blueprint, SWIFT & CBDCs, Germany's €23b green experiment
31st Mar 24, 6:00am
by Gareth Vaughan
73
Gareth Vaughan on the RBNZ's competition reticence, landlordism & the housing crisis, Biden's crisis management blueprint, SWIFT & CBDCs, Germany's €23b green experiment
cc
ComCom eyes more stick & less carrot for banks to improve consumers' interbank payment options
Commerce Commission wants more influence over interbank payments, potentially including regulation, to increase competition and efficiency
28th Mar 24, 5:00am
by Gareth Vaughan
4
Commerce Commission wants more influence over interbank payments, potentially including regulation, to increase competition and efficiency
hsbc
HSBC NZ annual profit tumbles after sale of mortgage portfolio
HSBC NZ books loss on sale of mortgage portfolio to Pepper Money, impairs goodwill
27th Mar 24, 9:05am
by Gareth Vaughan
HSBC NZ books loss on sale of mortgage portfolio to Pepper Money, impairs goodwill
John Small on the Commerce Commission's recipe to tackle the banking oligopoly
Commerce Commission Chairman John Small on what the market for personal banking services could look like in five years' time
24th Mar 24, 7:00am
by Gareth Vaughan
15
Commerce Commission Chairman John Small on what the market for personal banking services could look like in five years' time
border
Commerce Commission recommendations to boost bank competition see it push onto the RBNZ's turf
[updated]
Gareth Vaughan highlights how in its draft recommendations to bolster retail banking competition, the Commerce Commission is muscling in on the Reserve Bank's turf and seeking market intervention from a 3-headed government
21st Mar 24, 1:44pm
by Gareth Vaughan
12
Gareth Vaughan highlights how in its draft recommendations to bolster retail banking competition, the Commerce Commission is muscling in on the Reserve Bank's turf and seeking market intervention from a 3-headed government
aussie
Disruptive forces needed to drive change in NZ’s '2-tier oligopoly' personal banking sector, Commerce Commission says
[updated]
Boosting small banks' capital, speeding up open banking & improved bank switching among Commerce Commission recommendations to boost bank competition
21st Mar 24, 8:41am
by Gareth Vaughan
33
Boosting small banks' capital, speeding up open banking & improved bank switching among Commerce Commission recommendations to boost bank competition
coffee
Top 5: Pork barrel politics & a Beehive power grab, oil trading corruption, RIP Rod Oram & more
Gareth Vaughan on a big Beehive power grab, holding the country over a pork barrel, Angus Deaton rethinks economics, corruption on tape & RIP Rod Oram
20th Mar 24, 12:04pm
by Gareth Vaughan
20
Gareth Vaughan on a big Beehive power grab, holding the country over a pork barrel, Angus Deaton rethinks economics, corruption on tape & RIP Rod Oram
USA
Podcast: Patrick Watson on US voters 'living in their own realities' including on the economy
Patrick Watson of Mauldin Economics on what's going on in the US economy ahead of November's presidential election
20th Mar 24, 9:21am
by Gareth Vaughan
10
Patrick Watson of Mauldin Economics on what's going on in the US economy ahead of November's presidential election
capital
RBNZ sees no evidence higher than expected cost of bank capital is contributing to higher interest rates
No evidence bank capital issued as equity and subordinated debt is contributing to higher interest rates in the NZ economy, RBNZ says
19th Mar 24, 9:24am
by Gareth Vaughan
No evidence bank capital issued as equity and subordinated debt is contributing to higher interest rates in the NZ economy, RBNZ says
dti
Bank lobbyists want RBNZ's debt-to-income limits on mortgages looser than proposed
New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
16th Mar 24, 9:11am
by Gareth Vaughan
18
New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants
Home >
News >
Property >
Borrowing >
Saving >
Investing >
Banking >
Economy >
Technology >
Personal >
Rural >
Podcasts >
Currencies >
Charts >
Calculators >
Bonds >