17th Jan 20, 11:45am
Kiwibank makes an offer of a free five night Fiji holiday as an incentive for a home loan, kicking off the 2020 version of the mortgage market competition
Kiwibank makes an offer of a free five night Fiji holiday as an incentive for a home loan, kicking off the 2020 version of the mortgage market competition
13th Jan 20, 8:01am
Despite volatility, major currencies are little changed from pre-Xmas levels. NZD and AUD lower early-2020, reversing late-2019 strength. NZ and US rates lower so far in 2020
Despite volatility, major currencies are little changed from pre-Xmas levels. NZD and AUD lower early-2020, reversing late-2019 strength. NZ and US rates lower so far in 2020
29th Dec 19, 6:02am
In part II of our 2019 mortgage rate analysis, we reveal which main bank offered the lowest rates for the most time in the year, and in the key rollover and house buying seasons
In part II of our 2019 mortgage rate analysis, we reveal which main bank offered the lowest rates for the most time in the year, and in the key rollover and house buying seasons
28th Dec 19, 10:37am
We look at who cut what home loan rates in 2019 and whether our main banks passed on the lower OCR benefits to borrowers. And did those cuts help or hurt first home buyers?
We look at who cut what home loan rates in 2019 and whether our main banks passed on the lower OCR benefits to borrowers. And did those cuts help or hurt first home buyers?
20th Dec 19, 7:34am
Preparation for increasing regulatory capital requirements sees major New Zealand banks' combined dividends drop in 2019 as funding costs remain low by historic standards
Preparation for increasing regulatory capital requirements sees major New Zealand banks' combined dividends drop in 2019 as funding costs remain low by historic standards
20th Dec 19, 5:00am
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
16th Dec 19, 3:00pm
BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate
BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate
12th Dec 19, 7:29am
Why Treasury only expects to issue an additional $8 billion of bonds to cover $15 billion of new capital expenditure, and how further issuance is expected when higher operational expenditure is 'inevitably' announced
Why Treasury only expects to issue an additional $8 billion of bonds to cover $15 billion of new capital expenditure, and how further issuance is expected when higher operational expenditure is 'inevitably' announced
[Updated]
11th Dec 19, 5:09pm
S&P comfortable with Govt upping debt as economic growth eases; Economists see less need for OCR cuts; Construction sector wants detail on infrastructure spend so it can gear up; National unhappy with deficit forecast for 2020
[Updated]
S&P comfortable with Govt upping debt as economic growth eases; Economists see less need for OCR cuts; Construction sector wants detail on infrastructure spend so it can gear up; National unhappy with deficit forecast for 2020
11th Dec 19, 7:32am
Morgan Stanley analysts factor in chunky potential AUSTRAC penalty for BNZ's parent NAB, also see big capital raise and dividend cut under new CEO Ross McEwan
Morgan Stanley analysts factor in chunky potential AUSTRAC penalty for BNZ's parent NAB, also see big capital raise and dividend cut under new CEO Ross McEwan
9th Dec 19, 4:00pm
Gareth Vaughan says should the proverbial hit the fan, the public, the regulator and the regulated banks will probably all be glad the RBNZ is increasing banks' regulatory capital requirements
Gareth Vaughan says should the proverbial hit the fan, the public, the regulator and the regulated banks will probably all be glad the RBNZ is increasing banks' regulatory capital requirements
8th Dec 19, 6:02am
The financial lubrication of our rural sector is tightening fast, but as David Chaston shows, it is due to just two large banks - both of whom are, by their actions, choosing urban houses over rural businesses
The financial lubrication of our rural sector is tightening fast, but as David Chaston shows, it is due to just two large banks - both of whom are, by their actions, choosing urban houses over rural businesses
6th Dec 19, 2:35pm
Kiwibank raises two fixed rates, one of them by ending a low-rate 'special'. It is a move that has a knock-on impact. We review why rates seem to be turning higher at this time
Kiwibank raises two fixed rates, one of them by ending a low-rate 'special'. It is a move that has a knock-on impact. We review why rates seem to be turning higher at this time
[Updated]
3rd Dec 19, 5:02am
ANZ raises a key mortgage rate, fixes its uncompetitive 18 month rate, and lowers some term deposit rates. None of these moves are market-leading
[Updated]
ANZ raises a key mortgage rate, fixes its uncompetitive 18 month rate, and lowers some term deposit rates. None of these moves are market-leading
3rd Dec 19, 5:00am
Gareth Vaughan details six key changes proposed by the RBNZ in its bank capital review ahead of the release of the final decisions in its broadest ever review of bank regulatory capital requirements on Thursday
Gareth Vaughan details six key changes proposed by the RBNZ in its bank capital review ahead of the release of the final decisions in its broadest ever review of bank regulatory capital requirements on Thursday
2nd Dec 19, 12:10pm
Kiwibank economists say one 'perverse' impact of the RBNZ's forthcoming capital proposals could be that banks focus on residential mortgages at the expense of business lending
Kiwibank economists say one 'perverse' impact of the RBNZ's forthcoming capital proposals could be that banks focus on residential mortgages at the expense of business lending
[Updated]
29th Nov 19, 8:56am
BNZ strikes with a hot eighteen month fixed rate, extending the 3.39% price point out longer just after others started raising two year rates recently
[Updated]
BNZ strikes with a hot eighteen month fixed rate, extending the 3.39% price point out longer just after others started raising two year rates recently
27th Nov 19, 9:58am
Times got tougher for the big banks in the September quarter, although their combined profit still topped $1 billion
Times got tougher for the big banks in the September quarter, although their combined profit still topped $1 billion
25th Nov 19, 7:56am
EUR and GBP weaker on soft PMIs. US data relatively stronger. NZD flat; tight range maintained through the week
EUR and GBP weaker on soft PMIs. US data relatively stronger. NZD flat; tight range maintained through the week
21st Nov 19, 9:33am
BNZ poaches CBA executive general manager of home buying Daniel Huggins, who will join the NZ bank as executive general manager for customers, products and services
BNZ poaches CBA executive general manager of home buying Daniel Huggins, who will join the NZ bank as executive general manager for customers, products and services
