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Bank lending

Bernard Hickey asks why the Reserve Bank is still encouraging banks to lend cheaply and subsidising their profits at the same time as trying to slow the economy?
14th Jul 22, 4:38pm
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Bernard Hickey asks why the Reserve Bank is still encouraging banks to lend cheaply and subsidising their profits at the same time as trying to slow the economy?
Banks' loan provisioning on the rise as the economic picture darkens, KPMG's latest quarterly Financial Institutions Performance Survey says
29th Jun 22, 10:45am
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Banks' loan provisioning on the rise as the economic picture darkens, KPMG's latest quarterly Financial Institutions Performance Survey says
If banks’ lending behaviour is found to have contributed to NZ’s housing quagmire, banks must be held accountable and share the pain when the bubble inevitably bursts, writes Michael Rehm
3rd Feb 22, 9:28am
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If banks’ lending behaviour is found to have contributed to NZ’s housing quagmire, banks must be held accountable and share the pain when the bubble inevitably bursts, writes Michael Rehm
BNZ to restrict investors and owner-occupiers from getting mortgages worth more than six times their income; ASB already using debt-to-income restrictions
28th Oct 21, 3:30pm
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BNZ to restrict investors and owner-occupiers from getting mortgages worth more than six times their income; ASB already using debt-to-income restrictions
Document reveals Treasury - like National - wanted the RBNZ to put conditions on its Funding for Lending Programme to direct cheap funding to businesses
22nd Feb 21, 9:00am
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Document reveals Treasury - like National - wanted the RBNZ to put conditions on its Funding for Lending Programme to direct cheap funding to businesses
The Reserve Banks says it is working directly with stakeholders to determine how many people have been impacted by the December data breach 'and will ensure they are well supported'
15th Feb 21, 4:19pm
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The Reserve Banks says it is working directly with stakeholders to determine how many people have been impacted by the December data breach 'and will ensure they are well supported'
Cyber attack prompts RBNZ to delay collecting and publishing bank data, key to policymakers addressing the housing crisis and ensuring the financial system is stable
22nd Jan 21, 7:01pm
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Cyber attack prompts RBNZ to delay collecting and publishing bank data, key to policymakers addressing the housing crisis and ensuring the financial system is stable
Attack on system banks use to share data with the Reserve Bank puts routine statistical releases on hold
18th Jan 21, 4:53pm
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Attack on system banks use to share data with the Reserve Bank puts routine statistical releases on hold
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
12th Nov 20, 2:58pm
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Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
ANZ NZ records credit impairment charge of $312 million for first nine months of current financial year, more than treble the sum recorded for its full financial year in 2019
19th Aug 20, 2:31pm
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ANZ NZ records credit impairment charge of $312 million for first nine months of current financial year, more than treble the sum recorded for its full financial year in 2019
Bank of China New Zealand grows residential mortgage lending 14.4% in March year
8th Jun 20, 9:54am
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Bank of China New Zealand grows residential mortgage lending 14.4% in March year
RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire 
19th May 20, 5:12pm
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RBNZ Governor says banks will need to be 'forgiving' as more people are set to lose their jobs as mortgage repayment deferrals expire 
ANZ NZ CEO Antonia Watson says NZ has an incredible opportunity and there's nowhere else in the world she'd rather be, sees opportunity to make tourism more sustainable
19th May 20, 9:44am
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ANZ NZ CEO Antonia Watson says NZ has an incredible opportunity and there's nowhere else in the world she'd rather be, sees opportunity to make tourism more sustainable
Kiwibank CEO says banks are being 'open-minded' when it comes to assessing credit risk, but warns coming out of lock-down will be more of a 'wicked problem' than going into it was
3rd Apr 20, 12:43pm
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Kiwibank CEO says banks are being 'open-minded' when it comes to assessing credit risk, but warns coming out of lock-down will be more of a 'wicked problem' than going into it was
Gareth Vaughan looks at the strenuous efforts authorities are making to keep the debt/credit taps on, concluding the banking industry 'normal' may not be the same the other side of COVID-19
25th Mar 20, 10:38am
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Gareth Vaughan looks at the strenuous efforts authorities are making to keep the debt/credit taps on, concluding the banking industry 'normal' may not be the same the other side of COVID-19
Reserve Bank of Australia cuts its cash rate, says it's prepared to buy federal government and state government securities, and is establishing a facility to offer three-year funding to ADIs
19th Mar 20, 4:47pm
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Reserve Bank of Australia cuts its cash rate, says it's prepared to buy federal government and state government securities, and is establishing a facility to offer three-year funding to ADIs
New residential mortgage lending up 16% in year to January thanks to first-home buyers and investors; No major change to portion of lending to those with small deposits
28th Feb 20, 8:00am
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New residential mortgage lending up 16% in year to January thanks to first-home buyers and investors; No major change to portion of lending to those with small deposits
Solid March quarter lending growth for both Kiwibank and TSB as several banks go backwards on the deposit front
4th Jun 19, 9:51am
Solid March quarter lending growth for both Kiwibank and TSB as several banks go backwards on the deposit front
Gareth Vaughan delves into the big banks' interim financial results noting three are on track for annual profit of more than $1 bln, whilst ANZ could crack $2 bln
7th May 19, 4:50pm
Gareth Vaughan delves into the big banks' interim financial results noting three are on track for annual profit of more than $1 bln, whilst ANZ could crack $2 bln
We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
5th Aug 17, 10:35am
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We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
16th Mar 17, 12:39pm
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Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
Macquarie analysts run the ruler over the big 4 Australasian banks' deposit growth as their funding gap in NZ gathers momentum
2nd Nov 16, 2:52pm
Macquarie analysts run the ruler over the big 4 Australasian banks' deposit growth as their funding gap in NZ gathers momentum
The three NZ registered Chinese state controlled banks have taken total lending past $800 mln
27th Apr 16, 4:22pm
The three NZ registered Chinese state controlled banks have taken total lending past $800 mln
The three NZ registered Chinese state controlled banks' lending to date detailed
3rd Dec 15, 4:31pm
The three NZ registered Chinese state controlled banks' lending to date detailed
With the big banks lending more than they're taking in through deposits, is the current account deficit heading higher?
20th Aug 15, 12:23pm
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With the big banks lending more than they're taking in through deposits, is the current account deficit heading higher?