DEPOSITOR COMPENSATION SCHEME
In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
31st Oct 25, 9:10am
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In granular analysis, we show the rate offer moves lower for savers have been faster than for borrowers. But the size of the shift might surprise you, with at least 3 interesting out-takes from this analysis
[updated]
State-owned Kiwibank is the last major to move its fixed home loan rates down ahead of Wednesday's OCR review, and these shifts give it a market-leading six month rate, and a matching one year rate
6th Oct 25, 6:12am
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State-owned Kiwibank is the last major to move its fixed home loan rates down ahead of Wednesday's OCR review, and these shifts give it a market-leading six month rate, and a matching one year rate
ASB is the latest follower to cut fixed mortgage rates, but not to any level that beats the earlier movers
3rd Oct 25, 9:22am
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ASB is the latest follower to cut fixed mortgage rates, but not to any level that beats the earlier movers
Westpac cuts and claims market-leading rate levels for fixed rate home loans for almost all its terms. It has cut term deposit rates too
2nd Oct 25, 4:30pm
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Westpac cuts and claims market-leading rate levels for fixed rate home loans for almost all its terms. It has cut term deposit rates too
Our largest home loan lender strikes with wide-ranging rate cuts, grabbing market-leading levels across all the popular fixed terms - except two years. Term deposit savers suffer matching cuts
1st Oct 25, 5:56pm
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Our largest home loan lender strikes with wide-ranging rate cuts, grabbing market-leading levels across all the popular fixed terms - except two years. Term deposit savers suffer matching cuts
[updated]
BNZ cuts one year mortgage rate to 4.49%, a significant level below its main rivals. It also cut its Rapid Saver savings account rate
30th Sep 25, 8:54am
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BNZ cuts one year mortgage rate to 4.49%, a significant level below its main rivals. It also cut its Rapid Saver savings account rate
TSB's new 4.49% two year fixed rate offer is now the best in the mortgage market, one gearing up for the spring real estate selling season just as wholesale rates start moving lower again
24th Sep 25, 6:00am
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TSB's new 4.49% two year fixed rate offer is now the best in the mortgage market, one gearing up for the spring real estate selling season just as wholesale rates start moving lower again
[updated]
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
8th Sep 25, 3:37pm
A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too
[updated]
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
1st Sep 25, 8:37am
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
29th Aug 25, 10:08am
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ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond
27th Aug 25, 5:51pm
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Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond
BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate
26th Aug 25, 9:01am
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BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate
ASB follows all its main rivals with matching fixed mortgage rate reductions that leave it with a me-too rate card. It cuts term deposit rates at the same time
15th Aug 25, 8:42am
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ASB follows all its main rivals with matching fixed mortgage rate reductions that leave it with a me-too rate card. It cuts term deposit rates at the same time
Kiwibank the third major to cut mortgage rates this week, but it only matches ANZ and BNZ who went before. However, they also cut term deposit rates at the same time. Ditto Westpac
14th Aug 25, 8:27am
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Kiwibank the third major to cut mortgage rates this week, but it only matches ANZ and BNZ who went before. However, they also cut term deposit rates at the same time. Ditto Westpac
BNZ matches ANZ's fixed mortgage rate cuts, and goes lower on two additional terms
13th Aug 25, 8:40am
BNZ matches ANZ's fixed mortgage rate cuts, and goes lower on two additional terms