interest rate floors
Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
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Reserve Bank outlines design plans for tool it could enforce on banks to limit the debt-to-income ratio of home buyers
[updated]
RBNZ to develop debt-to-income ratio framework for mortgage lending, but won't set banks' test interest rates at this stage
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RBNZ to develop debt-to-income ratio framework for mortgage lending, but won't set banks' test interest rates at this stage
A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
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A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
Reserve Bank plays down the likely impact of restricting house buyers' borrowing capacity on first home buyers
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Reserve Bank plays down the likely impact of restricting house buyers' borrowing capacity on first home buyers
Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
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Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
David Hargreaves says the Reserve Bank Governor's cautionary words about New Zealanders not putting all their eggs in the housing basket will likely fall on deaf ears
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David Hargreaves says the Reserve Bank Governor's cautionary words about New Zealanders not putting all their eggs in the housing basket will likely fall on deaf ears
Reserve Bank analysis suggests that as interest rates 'normalise' and supply continues to enter the market over the coming years, house prices are likely come under pressure to realign with fundamental values
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Reserve Bank analysis suggests that as interest rates 'normalise' and supply continues to enter the market over the coming years, house prices are likely come under pressure to realign with fundamental values
'Simply ‘doubling down’ on the same set of risks (i.e., similar assets) is not diversification,' Reserve Bank Governor says
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'Simply ‘doubling down’ on the same set of risks (i.e., similar assets) is not diversification,' Reserve Bank Governor says