Interest rates

Houses sizzle in the regions while Auckland chills

20 Nov 18, 11:02am

ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
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The speculation unwinds spectacularly

19 Nov 18, 8:16am

Roger J Kerr

7 comments

Roger J Kerr says the NZ dollar is now likely to go above US70c in coming weeks as speculators continue to unwind 'short-sold' positions and climb back into the Kiwi
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NZ vs AU mortgage rates

18 Nov 18, 5:23pm

David Chaston

21 comments

Surprise! For the first time ever we are now not paying more than the Aussies for one key fixed rate. We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans
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Housing conditions 'right for further LVR loosening'

14 Nov 18, 11:45am

David Hargreaves

39 comments

Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
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Chorus seeks $300+ million

14 Nov 18, 9:51am

admin

Chorus plans to issue at least $300 million in 10-year bonds with an interest rate of no less than 4.35%
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Lighting the housing market's fire?

13 Nov 18, 7:50am

David Hargreaves

60 comments

David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
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Impressive Kiwi dollar gains 'fully justified'

12 Nov 18, 8:03am

Roger J Kerr

5 comments

Roger J Kerr says the sharp recent revival of the New Zealand currency is due to a combination of factors
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Kiwibank raises a key term deposit rate

12 Nov 18, 6:02am

David Chaston

1 comment

With wholesale interest rates turning higher, Kiwibank tests the waters with a new 'special' one year term deposit rate offer that is +15 to +25 bps higher than its rivals
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Why the regulators should take a look at the credit card market

10 Nov 18, 10:02am

Gareth Vaughan

7 comments

Gareth Vaughan argues credit cards should be the first target for our regulators if they're serious about making banks protect or enhance customer interests & outcomes
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RBNZ says interest rates still on hold till 2020

8 Nov 18, 9:05am

David Hargreaves

85 comments

Reserve Bank leaves Official Cash Rate unchanged at 1.75%; still sees upside and downside risks
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Short term inflation expectations spike upwards

7 Nov 18, 3:29pm

David Hargreaves

18 comments

Influential RBNZ Survey of expectations shows sharp rise in inflation expected over next year, but more subdued in two years' time; house price expectations have moved up a little
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Breaking the shackles

5 Nov 18, 8:09am

Roger J Kerr

2 comments

Roger J Kerr sees more positives for the Kiwi dollar from global developments but believes the currency may give back some of its recent gains if the Reserve Bank 'inexplicably' maintains its 'overtly dovish economic outlook'
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John Bolton looks at whether economic storm clouds could portend a property crash here

4 Nov 18, 6:02am

John Bolton

127 comments

John Bolton says although there are economic clouds aplenty on the horizon our property market is well placed to weather the storm
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Why the Govt rejected making lenders disclose the effective cost of debt

1 Nov 18, 2:25pm

Gareth Vaughan

17 comments

Benefits of making lenders disclose the effective cost of credit, by combining interest rates & fees, deemed not sufficient to warrant the costs and complexities, MBIE says
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Borrowing growth slowing on all fronts

31 Oct 18, 3:32pm

David Hargreaves

30 comments

Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
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Sharp decline in construction intentions

31 Oct 18, 1:14pm

David Hargreaves

32 comments

ANZ's latest Business Outlook Survey shows shows sharp drop in intentions to construct in both residential and commercial sectors; ANZ Chief Economist says next official interest rate move is more likely to be a cut than a hike
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ANZ tips further LVR rule loosening

30 Oct 18, 11:34am

David Hargreaves

24 comments

ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
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US and NZ monetary policy messages critical for the Kiwi dollar

29 Oct 18, 9:37am

Roger J Kerr

4 comments

Roger J Kerr says the RBNZ will be forced by the data to revise their inflation forecasts higher, and it will be impossible for them to maintain their overtly dovish tone of recent statements.
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But what's the effective cost of debt, including fees?

26 Oct 18, 11:49am

David Chaston

18 comments

Need some flex for whatever's next? Be prepared to pay heaps. We mystery shop the current Gem Finance personal loan offer
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Kiwi dollar displays its resilience

23 Oct 18, 8:00am

Roger J Kerr

11 comments

Roger J Kerr says the strong performance of the Kiwi dollar recently underlines how oversold it had become. Its rise against the AUD deserves special mention
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