Interest rates

Slowing global economy sees NZ two year swap rate hit all time low

25 Mar 19, 2:37pm

Stephen Forbes

Global gloom following signs of falling EU and US growth drives NZ swap rate to record low
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Will the resistance crack?

25 Mar 19, 9:04am

Roger J Kerr

4 comments

Roger J Kerr says it will take some 'extraordinarily positive' news to propel the Kiwi dollar through the US70c barrier in coming months
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As rates drop, what are the implications?

23 Mar 19, 9:24am

David Chaston

15 comments

We take an updated look at what the bond markets are signaling. Rate curves are trending down and some have turned negative. Where is this all leading?
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Swap rates are on the move

21 Mar 19, 1:10pm

David Chaston

Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
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The perils of picking based on past performance

21 Mar 19, 9:49am

Guest

3 comments

Mercer's David Scobie explains how referring to past performance has its uses when selecting investment products, but can be a comfort blanket with many holes
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Enlarging NZCU Baywide pledges lower borrowing rates & potentially cheaper fees

19 Mar 19, 11:25am

Gareth Vaughan

Interim CEO of NZCU Baywide, which is taking over three other credit unions, says he's 'quite comfortable' with their Oracle core banking platform
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Crunch time looming for Aussie dollar speculators

18 Mar 19, 8:16am

Roger J Kerr

4 comments

Roger J Kerr says the stage is set for a big turnaround in the Australian exchange rate and when that happens the NZ dollar-Aussie dollar cross-rate will reverse back towards A93c 'as it always does'
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RBNZ not an RBA disciple

14 Mar 19, 5:00am

Guest

17 comments

As the chance of RBA rate cuts rise, it is wrong to think the RBNZ will follow as momentum here is very different and the RBNZ is meeting its targets, BNZ's Stephen Toplis says
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'Anticipate intensive lobbying from the large banks'

12 Mar 19, 5:00am

Jenée Tibshraeny

17 comments

Government warned of big bank backlash in wake of surprise Reserve Bank capital proposals going above international norm
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Caught in a downdraft

11 Mar 19, 8:22am

Roger J Kerr

7 comments

Roger J Kerr says the current pessimism around the Australian and New Zealand currencies is not justified
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Overexposed?

5 Mar 19, 8:00am

David Hargreaves

90 comments

David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
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Exchange rate forecasts under the spotlight

4 Mar 19, 8:33am

Roger J Kerr

5 comments

Roger J Kerr says being over-reliant on a particular exchange forecast when managing FX risks has its own dangers when those forecasts suddenly change or are extreme and thus seem a long way from reality
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Term deposit rate change pace picks up

4 Mar 19, 5:02am

David Chaston

3 comments

Banks pick up the pace of term deposit offer changes, but rate levels shift to a tight bunch within each term
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Mortgage growth stays steady

28 Feb 19, 3:29pm

David Hargreaves

7 comments

Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
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'Stalled'

28 Feb 19, 1:10pm

David Hargreaves

7 comments

ANZ's latest Business Outlook survey shows the recent improvement in levels of business confidence have stopped and a net 31% of survey respondents expect deteriorating conditions this year
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First home buyers still strong in the market

27 Feb 19, 3:47pm

David Hargreaves

63 comments

Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
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Why the RBA will cut rates in 2019

27 Feb 19, 11:43am

Guest

18 comments

Chris Rands explains why a faltering Australian housing market changes economic signals to the RBA, and is likely to result in lower official interest rates there sometime this year
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Looking beyond the turbulence

25 Feb 19, 8:36am

Roger J Kerr

2 comments

After a wild week for the NZ dollar, Roger J Kerr says a positive trade outcome between the US and China would be good for the Kiwi currency
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The returns on offer sound great, but are there any catches?

20 Feb 19, 11:30am

Stephen Forbes

16 comments

In today's low interest rate world one-off investment opportunities touting high returns sound tempting. So how are they priced, what are the risks and who, if anyone, has regulatory oversight of them?
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More term deposit rate reductions

20 Feb 19, 11:03am

David Chaston

37 comments

Three more banks cut term deposit rates as offers bunch up in a tighter range. UDC exits. ANZ is the latest to trim its rate card following Westpac and the Cooperative Bank
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