Mortgage rates

Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle

Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle

An entire year after the RBNZ began cutting rates the effects of looser policy are only now expected to start showing up in the real economy

An entire year after the RBNZ began cutting rates the effects of looser policy are only now expected to start showing up in the real economy

Kiwibank economists say all of the key data released ahead of the Reserve Bank's Official Cash Rate review next week have been supportive of another cut

Kiwibank economists say all of the key data released ahead of the Reserve Bank's Official Cash Rate review next week have been supportive of another cut

With the latest annual inflation rate softer than they expected, economists see the way cleared for another Official Cash Rate cut by the Reserve Bank in August

With the latest annual inflation rate softer than they expected, economists see the way cleared for another Official Cash Rate cut by the Reserve Bank in August

Annual inflation rises to 2.7% in June as local authority rates and payments, actual rentals for housing and electricity escalate

Annual inflation rises to 2.7% in June as local authority rates and payments, actual rentals for housing and electricity escalate

The Reserve Bank plans to keep cutting rates but doesn’t want to risk inflation reigniting

The Reserve Bank plans to keep cutting rates but doesn’t want to risk inflation reigniting

The Reserve Bank of New Zealand plans to cut the Official Cash Rate at its next meeting after leaving it unchanged at 3.25% in July

The Reserve Bank of New Zealand plans to cut the Official Cash Rate at its next meeting after leaving it unchanged at 3.25% in July

Voters are losing confidence in National's ability to manage the economy and the cost of living as election 2026 creeps closer

Voters are losing confidence in National's ability to manage the economy and the cost of living as election 2026 creeps closer

ASB economists say the Reserve Bank is closer to the end of its 'easing cycle' than they had previously judged

ASB economists say the Reserve Bank is closer to the end of its 'easing cycle' than they had previously judged

Mortgage payments on cheaper homes are at their lowest level in almost four years

Mortgage payments on cheaper homes are at their lowest level in almost four years

Westpac's chief economist Kelly Eckhold says the Reserve Bank will be keeping a close eye on which of the 'competing growth and inflation drivers' will dominate over the rest of the year

Westpac's chief economist Kelly Eckhold says the Reserve Bank will be keeping a close eye on which of the 'competing growth and inflation drivers' will dominate over the rest of the year

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power