Mortgage rates

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power

The Reserve Bank will cut the Official Cash Rate more quickly than expected as it predicts a rapid return to economic equilibrium

The Reserve Bank will cut the Official Cash Rate more quickly than expected as it predicts a rapid return to economic equilibrium

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

The RBNZ’s Monetary Policy Committee should meet more regularly, Prime Minister Christopher Luxon says

The RBNZ’s Monetary Policy Committee should meet more regularly, Prime Minister Christopher Luxon says

Consumer prices rose 2.2% in 2024 as high interest rates slowed economic activity and falling import costs eased inflation pressures in New Zealand

Consumer prices rose 2.2% in 2024 as high interest rates slowed economic activity and falling import costs eased inflation pressures in New Zealand

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

Business sentiment has risen to its highest level since 2021 despite weak demand in the Christmas quarter

Business sentiment has risen to its highest level since 2021 despite weak demand in the Christmas quarter

Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?

Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?

Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers

Falling house prices at the bottom of the market and lower mortgage rates improve affordability for first home buyers

Domestic inflation would flare up if interest rates were cut too quickly, RBNZ chief economist Paul Conway says

Domestic inflation would flare up if interest rates were cut too quickly, RBNZ chief economist Paul Conway says

The Reserve Bank says it will likely cut the Official Cash Rate to 3.75% in February, if economic data plays out as expected

The Reserve Bank says it will likely cut the Official Cash Rate to 3.75% in February, if economic data plays out as expected

US bond traders are betting a Trump election win will push interest rates higher as both candidates propose big defict spending

US bond traders are betting a Trump election win will push interest rates higher as both candidates propose big defict spending