Mortgage rates

Voters are losing confidence in National's ability to manage the economy and the cost of living as election 2026 creeps closer

Voters are losing confidence in National's ability to manage the economy and the cost of living as election 2026 creeps closer

ASB economists say the Reserve Bank is closer to the end of its 'easing cycle' than they had previously judged

ASB economists say the Reserve Bank is closer to the end of its 'easing cycle' than they had previously judged

Mortgage payments on cheaper homes are at their lowest level in almost four years

Mortgage payments on cheaper homes are at their lowest level in almost four years

Westpac's chief economist Kelly Eckhold says the Reserve Bank will be keeping a close eye on which of the 'competing growth and inflation drivers' will dominate over the rest of the year

Westpac's chief economist Kelly Eckhold says the Reserve Bank will be keeping a close eye on which of the 'competing growth and inflation drivers' will dominate over the rest of the year

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

Pandemic inflation still haunts the RBNZ, making policymakers more cautious on rate cuts than economic models advise

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Homebuyers' borrowing power boosted as ASB and Westpac follow ANZ in lowering mortgage test rates

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power

Kiwibank leads in cutting mortgage test rate following last week's OCR cut, increasing borrowing power

The Reserve Bank will cut the Official Cash Rate more quickly than expected as it predicts a rapid return to economic equilibrium

The Reserve Bank will cut the Official Cash Rate more quickly than expected as it predicts a rapid return to economic equilibrium

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

Home loan affordability improved significantly for first home buyers in 2024 thanks to three key factors

The RBNZ’s Monetary Policy Committee should meet more regularly, Prime Minister Christopher Luxon says

The RBNZ’s Monetary Policy Committee should meet more regularly, Prime Minister Christopher Luxon says

Consumer prices rose 2.2% in 2024 as high interest rates slowed economic activity and falling import costs eased inflation pressures in New Zealand

Consumer prices rose 2.2% in 2024 as high interest rates slowed economic activity and falling import costs eased inflation pressures in New Zealand

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

BNZ chief economist Mike Jones says going short has 'tended to pay off' but he is 'compelled to offer a few competing viewpoints'

Business sentiment has risen to its highest level since 2021 despite weak demand in the Christmas quarter

Business sentiment has risen to its highest level since 2021 despite weak demand in the Christmas quarter

Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?

Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?