Mortgage rates

5th Mar 21, 9:28am
RBNZ Governor says it's too early to decide whether to get worried about rising bond yields, as ANZ Chief Economist warns a 1% mortgage rate rise would chew up 5% of Aucklanders’ disposable incomes
RBNZ Governor says it's too early to decide whether to get worried about rising bond yields, as ANZ Chief Economist warns a 1% mortgage rate rise would chew up 5% of Aucklanders’ disposable incomes
5th Mar 21, 9:28am
12th Feb 21, 4:02pm
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
SBS Bank extends its 2.29% home loan rate out to terms of 18 months and two years fixed, making the two year offer the lowest in the market. It is also offering up to $6000 as a cash incentive
12th Feb 21, 4:02pm
[Updated]
10th Feb 21, 10:10am
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
[Updated]
Another challenger bank goes below 2% for mortgages, as the 2021 home loan market swells on sharply rising demand. These challenger banks have opened up a 30 bps rate advantage over the main banks
10th Feb 21, 10:10am
[Updated]
27th Jan 21, 3:30pm
A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
[Updated]
A challenger bank offers first home buyers a one year fixed rate well below the main banks, raises two term deposit rates to well above the main banks as well
27th Jan 21, 3:30pm
[Updated]
22nd Jan 21, 8:37am
More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
[Updated]
More big banks slip into line with lower one year fixed rate home loan offers. BNZ is the latest, then ASB. But challenger banks still have lower rates on the table
22nd Jan 21, 8:37am
19th Jan 21, 6:22pm
Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
Another big bank has cut a key home loan rate, signaling that a new round of mortgage rate cuts are on their way. The RBNZ's FLP gives them the low cost funds to do this if they apply
19th Jan 21, 6:22pm
11th Jan 21, 8:18am
Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
Encouraged by the RBNZ, one major bank offers a 2.29% one year fixed home loan rate. It is almost certain to signal a new round of mortgage rate cuts that will juice up the already-hot housing market
11th Jan 21, 8:18am
21st Dec 20, 2:54pm
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
21st Dec 20, 2:54pm
13th Nov 20, 11:55am
In the past week, and despite strong RBNZ signals it wants interest rates to stay very low, local wholesale markets have pushed through a rising rate curve anyway. Borrowers should stay alert
In the past week, and despite strong RBNZ signals it wants interest rates to stay very low, local wholesale markets have pushed through a rising rate curve anyway. Borrowers should stay alert
13th Nov 20, 11:55am
12th Nov 20, 7:30am
Economists expect the RBNZ will consider what impact its $28 billion Funding for Lending Programme has on interest rates before taking a knife to the OCR
Economists expect the RBNZ will consider what impact its $28 billion Funding for Lending Programme has on interest rates before taking a knife to the OCR
12th Nov 20, 7:30am
6th Nov 20, 10:27am
HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
HSBC pushed fixed home loan rate offers lower yet again, with some market-leading low levels for their Premier product. They have cut TD rates as well. Meanwhile other banks are offering cashbacks more liberally
6th Nov 20, 10:27am
12th Oct 20, 2:07pm
Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
Another challenger bank has launched even lower home loan rate offers today, the first time any mortgage rate has fallen below 2%. These Heartland offers are digital-only
12th Oct 20, 2:07pm
12th Oct 20, 9:27am
Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
Challenger bank SBS has grabbed the market leading home loan rate position with 2.49% fixed for 18 months, two and three years
12th Oct 20, 9:27am
29th Sep 20, 3:33pm
ANZ expects one year fixed mortgage rates to bottom out at 1.75% in April, but says their impact on the housing market could be muted
ANZ expects one year fixed mortgage rates to bottom out at 1.75% in April, but says their impact on the housing market could be muted
29th Sep 20, 3:33pm
22nd Sep 20, 12:28pm
A look at how much Covid-19 support property owners are receiving through low interest rates versus what non-property owners are receiving from the Government
A look at how much Covid-19 support property owners are receiving through low interest rates versus what non-property owners are receiving from the Government
22nd Sep 20, 12:28pm
17th Aug 20, 5:20pm
A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
A large challenger bank trims home loan rates to near market-leading levels, the first to do so after the RBNZ MPS and the first to line up for the Spring real estate selling season race
17th Aug 20, 5:20pm
14th Aug 20, 10:00am
Kiwibank chief economist Jarrod Kerr on economic forecasts in this Covid year, transaction data, the housing market's resilience, concerns over another extended lockdown & lower for longer interest rates
Kiwibank chief economist Jarrod Kerr on economic forecasts in this Covid year, transaction data, the housing market's resilience, concerns over another extended lockdown & lower for longer interest rates
14th Aug 20, 10:00am
20th Jul 20, 10:40am
A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
A new low mortgage rate launched at 2.45% for one year fixed, by HSBC. And every fixed rate offered for their Premier customers is now market-leading
20th Jul 20, 10:40am
[Updated]
16th Jul 20, 9:11am
ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
[Updated]
ASB becomes the first main bank to eliminate the difference between 'standard' and 'special' home loan rates, saving about 50 bps for most first home buyers
16th Jul 20, 9:11am
[Updated]
9th Jul 20, 3:03pm
Westpac matches ANZ and Bank of China with a one year 2.55% one year fixed 'special', a market-leading rate. Westpac also cuts almost all its term deposit rates
[Updated]
Westpac matches ANZ and Bank of China with a one year 2.55% one year fixed 'special', a market-leading rate. Westpac also cuts almost all its term deposit rates
9th Jul 20, 3:03pm
7th Jul 20, 5:43pm
ANZ cuts all its 'special' home loan rates, with two of them down to market-leading levels and probably sparking a renewed round of rate slicing. It is also cutting almost all its term deposit rates
ANZ cuts all its 'special' home loan rates, with two of them down to market-leading levels and probably sparking a renewed round of rate slicing. It is also cutting almost all its term deposit rates
7th Jul 20, 5:43pm
23rd Jun 20, 3:15pm
More banks are still making small home loan rate cuts but none are market-leading as rate offers coalesce around a very tight range
More banks are still making small home loan rate cuts but none are market-leading as rate offers coalesce around a very tight range
23rd Jun 20, 3:15pm
19th Jun 20, 9:59am
ASB cuts most home loan rates again, and matches them with even sharper term deposit rate cuts
ASB cuts most home loan rates again, and matches them with even sharper term deposit rate cuts
19th Jun 20, 9:59am
[Updated]
11th Jun 20, 11:10am
Kiwibank throws a cat among the pigeons with cuts to its floating mortgage rate and other variable borrowing rates in move that could benefit small businesses
[Updated]
Kiwibank throws a cat among the pigeons with cuts to its floating mortgage rate and other variable borrowing rates in move that could benefit small businesses
11th Jun 20, 11:10am
11th Jun 20, 10:03am
New Zealand's largest home loan lender has adjusted its rate card lower. But none of the new lower levels are market-leading
New Zealand's largest home loan lender has adjusted its rate card lower. But none of the new lower levels are market-leading
11th Jun 20, 10:03am

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