sign up log in
Want to go ad-free? Find out how, here.

Sector credit

Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
28th Apr 22, 3:51pm
1
Latest Reserve Bank figures show net credit growth in the March quarter was the slowest since the third quarter of 2020
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
26th Apr 22, 1:56pm
6
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
Latest Reserve Bank figures show slowing mortgage growth, but business lending is growing at its fastest rate since before the pandemic
31st Mar 22, 4:00pm
15
Latest Reserve Bank figures show slowing mortgage growth, but business lending is growing at its fastest rate since before the pandemic
Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
24th Mar 22, 3:57pm
66
Reserve Bank figures show February mortgage borrowing rose strongly from January's figures, but first home buyers are getting a smaller share of the lending
Economists at three of the four largest banks now see house prices dropping in 2022
1st Dec 21, 1:49pm
26
Economists at three of the four largest banks now see house prices dropping in 2022
The housing market remains amazingly buoyant even as interest rates are getting cranked up
24th Nov 21, 3:20pm
18
The housing market remains amazingly buoyant even as interest rates are getting cranked up
Latest Reserve Bank monthly figures show $6.9 billion of mortgages were advanced - which is just $400 mln short of a then record total recorded in September last year
27th Oct 21, 3:39pm
22
Latest Reserve Bank monthly figures show $6.9 billion of mortgages were advanced - which is just $400 mln short of a then record total recorded in September last year
David Hargreaves says all the language is around further interest rate rises - but his crystal ball is looking very murky when it comes to our now Covid-hit economy
6th Oct 21, 2:56pm
23
David Hargreaves says all the language is around further interest rate rises - but his crystal ball is looking very murky when it comes to our now Covid-hit economy
The NZIER's latest 'Shadow Board' review ahead of this week's OCR decision shows businesses going cooler on interest rate rises
4th Oct 21, 11:31am
20
The NZIER's latest 'Shadow Board' review ahead of this week's OCR decision shows businesses going cooler on interest rate rises
The Reserve Bank is widely expected to raise the Official Cash Rate to 0.5% from the current 0.25% next week
27th Sep 21, 2:52pm
11
The Reserve Bank is widely expected to raise the Official Cash Rate to 0.5% from the current 0.25% next week
Latest KPMG Financial Institutions Performance Survey shows the second highest number of first home buyers ever in the June quarter - but with fewer borrowing on high LVRs
23rd Sep 21, 8:44am
52
Latest KPMG Financial Institutions Performance Survey shows the second highest number of first home buyers ever in the June quarter - but with fewer borrowing on high LVRs
David Hargreaves says the likely ongoing presence of Covid in the community poses further questions for our central bank as it looks to 'normalise' interest rates
21st Sep 21, 2:16pm
46
David Hargreaves says the likely ongoing presence of Covid in the community poses further questions for our central bank as it looks to 'normalise' interest rates
The RBNZ appears to have run out of live ammo to tackle the housing market right now. But David Hargreaves argues that with the housing market, it is the years ahead we need to be worrying about
8th Sep 21, 2:13pm
113
The RBNZ appears to have run out of live ammo to tackle the housing market right now. But David Hargreaves argues that with the housing market, it is the years ahead we need to be worrying about
The continued surge in mortgage borrowing has seen the country grow its mortgage debt by over 12% in the past year
31st Aug 21, 3:48pm
The continued surge in mortgage borrowing has seen the country grow its mortgage debt by over 12% in the past year
Latest Reserve Bank monthly figures show $8.8 billion of mortgages were advanced last month, easily a record for a July; $100 billon borrowed in last 12 months
25th Aug 21, 3:27pm
40
Latest Reserve Bank monthly figures show $8.8 billion of mortgages were advanced last month, easily a record for a July; $100 billon borrowed in last 12 months
David Hargreaves looks at some of the issues ahead - particularly for first home buyers - as the Reserve Bank mulls tighter lending rules by October this year
22nd Aug 21, 6:01am
133
David Hargreaves looks at some of the issues ahead - particularly for first home buyers - as the Reserve Bank mulls tighter lending rules by October this year
ANZ economists point to a 'sharp disconnect' between what NZ analysts and offshore pundits believe the Reserve Bank will do on interest rates this week
16th Aug 21, 2:49pm
47
ANZ economists point to a 'sharp disconnect' between what NZ analysts and offshore pundits believe the Reserve Bank will do on interest rates this week
ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
9th Aug 21, 12:56pm
46
ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
5th Aug 21, 3:04pm
59
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
3rd Aug 21, 2:40pm
33
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
61
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
40
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
30
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
13
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
21
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment