Sector credit

29th Apr 19, 3:34pm
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
29th Apr 19, 3:34pm
[Updated]
2nd Apr 19, 11:23am
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
[Updated]
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
27th Mar 19, 11:37am
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
28th Feb 19, 3:29pm
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
27th Feb 19, 3:47pm
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
31st Jan 19, 3:43pm
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
31st Jan 19, 3:43pm
29th Jan 19, 3:50pm
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
29th Jan 19, 3:50pm
[Updated]
20th Dec 18, 3:30pm
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
[Updated]
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
31st Oct 18, 3:32pm
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
[Updated]
31st May 18, 3:25pm
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
[Updated]
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
31st May 18, 3:25pm
30th Apr 18, 3:40pm
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
30th Apr 18, 3:40pm
29th Mar 18, 3:34pm
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
29th Mar 18, 3:34pm
31st Jan 18, 3:36pm
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
31st Jan 18, 3:36pm
30th Nov 17, 3:21pm
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
30th Nov 17, 3:21pm
[Updated]
29th Nov 17, 6:39am
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
[Updated]
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
29th Nov 17, 6:39am
9th Nov 17, 11:23am
RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
9th Nov 17, 11:23am
24th Oct 17, 2:49pm
With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
24th Oct 17, 2:49pm
18th Oct 17, 2:37pm
With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
18th Oct 17, 2:37pm
4th Oct 17, 12:50pm
As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with
As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with
4th Oct 17, 12:50pm
6th Sep 17, 4:12pm
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
6th Sep 17, 4:12pm

Pages