Personal Finance

Increasing proportion of households consider their income is ‘not enough’ or only ‘just enough’ to meet everyday needs, according to Statistics NZ

Increasing proportion of households consider their income is ‘not enough’ or only ‘just enough’ to meet everyday needs, according to Statistics NZ

Reductions to some fixed home loan rates may extend the move by borrowers to fix for longer given swirling uncertainties in the short term

Reductions to some fixed home loan rates may extend the move by borrowers to fix for longer given swirling uncertainties in the short term

Bank lobby group says RBNZ cash plans will increase the cost of banking for all New Zealanders

Bank lobby group says RBNZ cash plans will increase the cost of banking for all New Zealanders

Reserve Bank opens public consultation on a proposal that would require banks to provide a minimum level of cash services, including withdrawal, deposits and cash exchanging at a cost potentially of about $104 million a year

Reserve Bank opens public consultation on a proposal that would require banks to provide a minimum level of cash services, including withdrawal, deposits and cash exchanging at a cost potentially of about $104 million a year

Lynda Moore says debt isn’t just a financial problem. It carries an emotional weight that’s often overlooked, and addressing that too usually makes for a more positive outcome

Lynda Moore says debt isn’t just a financial problem. It carries an emotional weight that’s often overlooked, and addressing that too usually makes for a more positive outcome

The out-of-cycle hike of its floating home loan rates by Kiwibank comes in response to two pressures; its low earnings, and that the Co-op Bank has taken its mantle for this type of mortgage rate

The out-of-cycle hike of its floating home loan rates by Kiwibank comes in response to two pressures; its low earnings, and that the Co-op Bank has taken its mantle for this type of mortgage rate

As financial markets reset after a more dovish than anticipated Reserve Bank monetary policy review, Westpac is cutting three longer term home loan rates

As financial markets reset after a more dovish than anticipated Reserve Bank monetary policy review, Westpac is cutting three longer term home loan rates

ASB now offers the Kāinga Ora low deposit First Home Loan, boosted with a cashback. But borrowers face a hefty Lenders Mortgage Insurance

ASB now offers the Kāinga Ora low deposit First Home Loan, boosted with a cashback. But borrowers face a hefty Lenders Mortgage Insurance

Dave Ananth reports that as the IRD systems prioritise tax debt enforcement, even reasonable proposals to them to sort out an issue become harder to get accepted. You must have a credible plan to avoid compounding costs

Dave Ananth reports that as the IRD systems prioritise tax debt enforcement, even reasonable proposals to them to sort out an issue become harder to get accepted. You must have a credible plan to avoid compounding costs

Lynda Moore says the purpose of money is to give you a life that feels good on the inside, not just one that looks impressive from the outside

Lynda Moore says the purpose of money is to give you a life that feels good on the inside, not just one that looks impressive from the outside

Latest Reserve Bank quarterly Household Expectations Survey finds households expect inflation to be lower in future - but the downside is that they reckon the current rate of inflation's more than double what it is officially

Latest Reserve Bank quarterly Household Expectations Survey finds households expect inflation to be lower in future - but the downside is that they reckon the current rate of inflation's more than double what it is officially

Aussie savers enjoy higher savings account interest rates. Not only is their policy rate higher, they have challenger banks willing & able to aggressively go after the incumbents with fat rate inducements

Aussie savers enjoy higher savings account interest rates. Not only is their policy rate higher, they have challenger banks willing & able to aggressively go after the incumbents with fat rate inducements

Lynda Moore says money conversations feel lighter and more productive when they’re grounded in understanding rather than blame

Lynda Moore says money conversations feel lighter and more productive when they’re grounded in understanding rather than blame

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly