About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
US confidence rises; US targets reverse mortgages; China targets local govt. debt; China targets AU university teachers; UST 10yr yield at 2.13%; NZ CDS spreads rise; oil down and gold up; NZ$1 = 72.5 US¢, TWI-5 = 74.6
30th Aug 17, 7:34am
25
US confidence rises; US targets reverse mortgages; China targets local govt. debt; China targets AU university teachers; UST 10yr yield at 2.13%; NZ CDS spreads rise; oil down and gold up; NZ$1 = 72.5 US¢, TWI-5 = 74.6
A review of things you need to know before you go home Tuesday; BankDirect closed for good, gold jumps, quake impact on Kaikōura, Aussie housing in doldrums,swaps slip, NZD stable
29th Aug 17, 3:59pm
15
A review of things you need to know before you go home Tuesday; BankDirect closed for good, gold jumps, quake impact on Kaikōura, Aussie housing in doldrums,swaps slip, NZD stable
US trade deficit widens; Texan storm cost estimates start; US 'more tolerant'; PBoC raises yuan value; China and India settle; UST 10yr yield at 2.16%; oil down and gold up; NZ$1 = 72.6 US¢, TWI-5 = 74.7
29th Aug 17, 7:33am
36
US trade deficit widens; Texan storm cost estimates start; US 'more tolerant'; PBoC raises yuan value; China and India settle; UST 10yr yield at 2.16%; oil down and gold up; NZ$1 = 72.6 US¢, TWI-5 = 74.7
A review of things you need to know before you go home Monday; two banks cut mortgage rates, Kiwibank shifts TD rate, wine exports rise, APRA targets culture, ABA targets trust, swaps up, NZD holds
28th Aug 17, 3:59pm
3
A review of things you need to know before you go home Monday; two banks cut mortgage rates, Kiwibank shifts TD rate, wine exports rise, APRA targets culture, ABA targets trust, swaps up, NZD holds
Central bankers want to stay on track; German record surplus; China profits zoom; India struggles with GST; UST 10yr yield at 2.17%; oil and gold up; NZ$1 = 72.4 US¢, TWI-5 = 74.7
28th Aug 17, 7:40am
10
Central bankers want to stay on track; German record surplus; China profits zoom; India struggles with GST; UST 10yr yield at 2.17%; oil and gold up; NZ$1 = 72.4 US¢, TWI-5 = 74.7
Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
26th Aug 17, 8:23am
108
Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
A review of things you need to know before you go home Friday; ASB trims TD rates, Debbie costs $100 mln, 'boycott ASB' call, China pushes party cardres on to foreign firms, swap rates limp, NZD stable
25th Aug 17, 3:59pm
4
A review of things you need to know before you go home Friday; ASB trims TD rates, Debbie costs $100 mln, 'boycott ASB' call, China pushes party cardres on to foreign firms, swap rates limp, NZD stable
Another bank reduces its longer term deposit rates as wholesale rates trend lower. That leaves NZ's largest bank with a premium offer for these terms
25th Aug 17, 9:10am
5
Another bank reduces its longer term deposit rates as wholesale rates trend lower. That leaves NZ's largest bank with a premium offer for these terms
US housing volumes down, prices up; US default risk rises on debt limit shambles; China cash stress; Jackson Hole starts; HNA scrutiny deepens; AU realtors suffer; UST 10yr yield at 2.20%; oil and gold down; NZ$1 = 72.2 US¢, TWI-5 = 74.6
25th Aug 17, 7:39am
38
US housing volumes down, prices up; US default risk rises on debt limit shambles; China cash stress; Jackson Hole starts; HNA scrutiny deepens; AU realtors suffer; UST 10yr yield at 2.20%; oil and gold down; NZ$1 = 72.2 US¢, TWI-5 = 74.6
Competitive prices, unlimited data, new free voice apps attract many more users to using broadband without needing the traditional phone line
24th Aug 17, 2:00pm
1
Competitive prices, unlimited data, new free voice apps attract many more users to using broadband without needing the traditional phone line
US new house sales fall, prices rise; US and EU PMIs strong; US border trade booms; Indonesia cuts policy rate; UST 10yr yield at 2.18%; oil and gold up; Germany repatriates gold; NZ$1 = 72.2 US¢, TWI-5 = 74.7
24th Aug 17, 7:30am
5
US new house sales fall, prices rise; US and EU PMIs strong; US border trade booms; Indonesia cuts policy rate; UST 10yr yield at 2.18%; oil and gold up; Germany repatriates gold; NZ$1 = 72.2 US¢, TWI-5 = 74.7
A review of things you need to know before you go home Wednesday; HNZC cuts 2yr rate, early adopters, LGFA yield falls, "no higher tax rate"; living wage ok; swaps up, NZD slips
23rd Aug 17, 3:59pm
11
A review of things you need to know before you go home Wednesday; HNZC cuts 2yr rate, early adopters, LGFA yield falls, "no higher tax rate"; living wage ok; swaps up, NZD slips
US bank profits up; China house buyers shift; German sentiment slips; Mexico growth rolls on; Aussie dairy realigned; techs pay more tax in Aust.; UST 10yr yield at 2.22%; oil unchanged, gold down; NZ$1 = 72.8 US¢, TWI-5 = 75.4
23rd Aug 17, 7:29am
36
US bank profits up; China house buyers shift; German sentiment slips; Mexico growth rolls on; Aussie dairy realigned; techs pay more tax in Aust.; UST 10yr yield at 2.22%; oil unchanged, gold down; NZ$1 = 72.8 US¢, TWI-5 = 75.4
David Chaston probes how much realised capital gain is being made by landlords and by owner-occupiers, and how much windfall flows to them from their tax-free status
19th Aug 17, 6:02am
71
David Chaston probes how much realised capital gain is being made by landlords and by owner-occupiers, and how much windfall flows to them from their tax-free status
New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
16th Aug 17, 5:15pm
22
New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
A review of things you need to know before you go home Wednesday; Co-op Bank trims a mortgage rate, fewer farms being sold, Auckland world-ranked liveable, more construction workers needed, swaps firm, NZD weaker
16th Aug 17, 3:59pm
18
A review of things you need to know before you go home Wednesday; Co-op Bank trims a mortgage rate, fewer farms being sold, Auckland world-ranked liveable, more construction workers needed, swaps firm, NZD weaker
Dairy prices unchanged; US retails sales rise; US household debt under control; IMF says China debt 'dangerous'; China ODI plunges; UST 10yr yield at 2.27%; oil unchanged, gold down; NZ$1 = 72.3 US¢, TWI-5 = 75.1
16th Aug 17, 7:34am
32
Dairy prices unchanged; US retails sales rise; US household debt under control; IMF says China debt 'dangerous'; China ODI plunges; UST 10yr yield at 2.27%; oil unchanged, gold down; NZ$1 = 72.3 US¢, TWI-5 = 75.1
A review of things you need to know before you go home Tuesday; ANZ NZ raises profits, citizens satisfied; NZSF goes low-carbon, tackling student loan defaulters, swaps firm, NZD stable
15th Aug 17, 3:59pm
9
A review of things you need to know before you go home Tuesday; ANZ NZ raises profits, citizens satisfied; NZSF goes low-carbon, tackling student loan defaulters, swaps firm, NZD stable
Dudley signals asset sales, rate hike; Japan grows +4%; China puts SOEs in Party's control; China data softens; EU factory output falls; UST 10yr yield at 2.22%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.5
15th Aug 17, 7:31am
26
Dudley signals asset sales, rate hike; Japan grows +4%; China puts SOEs in Party's control; China data softens; EU factory output falls; UST 10yr yield at 2.22%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.5
A review of things you need to know before you go home Monday; NZCU South changes TD rates, PSI still strong, population younger, retail sales jump, Narev's time limit, swaps up, NZD up, bitcoin leaps
14th Aug 17, 3:59pm
15
A review of things you need to know before you go home Monday; NZCU South changes TD rates, PSI still strong, population younger, retail sales jump, Narev's time limit, swaps up, NZD up, bitcoin leaps
US inflation subdued; Tesla junk bond popular; China consumer confidence up, Alibaba offers full rental service; Putin uses Schröder; electric cars get boost; UST 10yr yield at 2.19%; oil unchanged, gold up; NZ$1 = 73.2US¢, TWI-5 = 75.6
14th Aug 17, 7:08am
19
US inflation subdued; Tesla junk bond popular; China consumer confidence up, Alibaba offers full rental service; Putin uses Schröder; electric cars get boost; UST 10yr yield at 2.19%; oil unchanged, gold up; NZ$1 = 73.2US¢, TWI-5 = 75.6
We review how much New Zealand households have in financial assets, the components, and how they are growing (or not). The levels may surprise you
12th Aug 17, 8:42am
21
We review how much New Zealand households have in financial assets, the components, and how they are growing (or not). The levels may surprise you
David Chaston says the sudden ascent of Jacinda Ardern says a lot about us as voters, and not in a good way. He wishes party positions counted for more
12th Aug 17, 8:42am
121
David Chaston says the sudden ascent of Jacinda Ardern says a lot about us as voters, and not in a good way. He wishes party positions counted for more
A review of things you need to know before you go home Friday; ASB cuts a rate; NZCU Baywide raises one, housing market in correction, KiwiSaver data updated, PMI strong, food prices up, swaps slip, NZD down
11th Aug 17, 4:05pm
13
A review of things you need to know before you go home Friday; ASB cuts a rate; NZCU Baywide raises one, housing market in correction, KiwiSaver data updated, PMI strong, food prices up, swaps slip, NZD down
ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market
11th Aug 17, 8:39am
8
ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market