About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
The strategy of hiking floating mortgage rates in small regular increments continues with another major adding +9 bps to its rates. The separation from official and wholesale rates widens
6th Apr 17, 9:14am
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The strategy of hiking floating mortgage rates in small regular increments continues with another major adding +9 bps to its rates. The separation from official and wholesale rates widens
US jobs grow strongly; US service sector slows; Wall Street slips; US Fed minutes confirm bond selldown; Aussies show fear of debt-to-income ratio; UST 10yr yield at 2.35%; oil up, gold down; NZ$1 = 69.5 US¢, TWI-5 = 74.7
6th Apr 17, 7:37am
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US jobs grow strongly; US service sector slows; Wall Street slips; US Fed minutes confirm bond selldown; Aussies show fear of debt-to-income ratio; UST 10yr yield at 2.35%; oil up, gold down; NZ$1 = 69.5 US¢, TWI-5 = 74.7
A review of things you need to know before you go home Wednesday; down & up for TD offers, Barfoots signals a buyers market, used import sales boom; LGFA bond tender strong; job ads up, swaps up
5th Apr 17, 3:59pm
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A review of things you need to know before you go home Wednesday; down & up for TD offers, Barfoots signals a buyers market, used import sales boom; LGFA bond tender strong; job ads up, swaps up
Dairy prices rise on stronger WMP; US trade deficit falls, factory orders up; a Fed boss dumped; German bank to shed staff; RBA unloads on negative gearing; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 69.8 US¢, TWI-5 = 74.9
5th Apr 17, 7:35am
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Dairy prices rise on stronger WMP; US trade deficit falls, factory orders up; a Fed boss dumped; German bank to shed staff; RBA unloads on negative gearing; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 69.8 US¢, TWI-5 = 74.9
A review of things you need to know before you go home Tuesday; some rate changes, primary export growth falls short, strong car buying, skill shortages & capacity constraints, swaps fall, NZD holds
4th Apr 17, 3:59pm
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A review of things you need to know before you go home Tuesday; some rate changes, primary export growth falls short, strong car buying, skill shortages & capacity constraints, swaps fall, NZD holds
US factories face higher costs; US personal lending nears 2008 record; property frenzy in China; Aussies tighten lending to investors; UST 10yr yield at 2.34%; oil down, gold up; NZ$1 = 70 US¢, TWI-5 = 75.1
4th Apr 17, 7:30am
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US factories face higher costs; US personal lending nears 2008 record; property frenzy in China; Aussies tighten lending to investors; UST 10yr yield at 2.34%; oil down, gold up; NZ$1 = 70 US¢, TWI-5 = 75.1
A review of things you need to know before you go home Monday; some rate changes, FMA tackles CFD risk, house listing surge, surprise fall in Aussie retail, swaps and NZD unchanged - except AUD falls
3rd Apr 17, 3:59pm
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A review of things you need to know before you go home Monday; some rate changes, FMA tackles CFD risk, house listing surge, surprise fall in Aussie retail, swaps and NZD unchanged - except AUD falls
US Fed signals draining QE; US inflation over 2%, China PMIs rise; EU restates tough Brexit stance; Credit Suisse clients targeted; UST 10yr yield at 2.39%; oil and gold up; NZ$1 = 70 US¢, TWI-5 = 75.2
3rd Apr 17, 7:21am
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US Fed signals draining QE; US inflation over 2%, China PMIs rise; EU restates tough Brexit stance; Credit Suisse clients targeted; UST 10yr yield at 2.39%; oil and gold up; NZ$1 = 70 US¢, TWI-5 = 75.2
We look at how professional investors protect themselves from default loss on long term bonds and notice that Australasian premiums have recently narrowed markedly
2nd Apr 17, 11:01am
We look at how professional investors protect themselves from default loss on long term bonds and notice that Australasian premiums have recently narrowed markedly
A review of things you need to know before you go home Friday; FEI raises some TD rates, businesses confident, building consents stagnate, big balance sheet, APRA & ACCC rule, employment confidence slips, butter soars
31st Mar 17, 3:59pm
A review of things you need to know before you go home Friday; FEI raises some TD rates, businesses confident, building consents stagnate, big balance sheet, APRA & ACCC rule, employment confidence slips, butter soars
US Q4-16 growth revised up on strong consumer spending; new stability regulation boosts sovereign bond demand; CDS spreads narrow; China BOP surplus falls; UST 10yr yield at 2.42%; oil and gold up; NZ$1 = 70.1 US¢, TWI-5 = 75.1
31st Mar 17, 7:43am
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US Q4-16 growth revised up on strong consumer spending; new stability regulation boosts sovereign bond demand; CDS spreads narrow; China BOP surplus falls; UST 10yr yield at 2.42%; oil and gold up; NZ$1 = 70.1 US¢, TWI-5 = 75.1
A review of things you need to know before you go home Thursday; HSBC makes rate changes, Xero hits milestone, #2 cable running, regional growth revealed, more student loan defaulters pay up, swaps slip
30th Mar 17, 3:59pm
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A review of things you need to know before you go home Thursday; HSBC makes rate changes, Xero hits milestone, #2 cable running, regional growth revealed, more student loan defaulters pay up, swaps slip
US house sales jump; robots take 5 jobs each; England gives notice; US$1.7 tln looking for a home; Aussie power cos want to block home batteries; UST 10yr yield at 2.39%; oil and gold up; NZ$1 = 70.3 US¢, TWI-5 = 75.2
30th Mar 17, 7:39am
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US house sales jump; robots take 5 jobs each; England gives notice; US$1.7 tln looking for a home; Aussie power cos want to block home batteries; UST 10yr yield at 2.39%; oil and gold up; NZ$1 = 70.3 US¢, TWI-5 = 75.2
A challenger bank raises its floating mortgage rate for the second time in a month, continuing a pattern adopted by most banks of small regular increases
29th Mar 17, 9:55am
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A challenger bank raises its floating mortgage rate for the second time in a month, continuing a pattern adopted by most banks of small regular increases
US consumer sentiment jumps; trade deficit narrows; US house prices rise; new grocery disruptor launches; Australia gets its 'Google Tax'; UST 10yr yield at 2.42%; oil and gold up; NZ$1 = 70.5 US¢, TWI-5 = 75
29th Mar 17, 7:40am
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US consumer sentiment jumps; trade deficit narrows; US house prices rise; new grocery disruptor launches; Australia gets its 'Google Tax'; UST 10yr yield at 2.42%; oil and gold up; NZ$1 = 70.5 US¢, TWI-5 = 75
A review of things you need to know before you go home on Tuesday; Co-op Bank goes risk-based for personal loans, Auckland Council eyes 136,000 new houses, Debbie is big, insurers promise more than half, swaps and NZD stable
28th Mar 17, 3:59pm
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A review of things you need to know before you go home on Tuesday; Co-op Bank goes risk-based for personal loans, Auckland Council eyes 136,000 new houses, Debbie is big, insurers promise more than half, swaps and NZD stable
The Co-operative Bank adopts risk-based pricing for its personal loans, bringing sharp interest rate benefits to borrowers with a good credit score
28th Mar 17, 11:25am
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The Co-operative Bank adopts risk-based pricing for its personal loans, bringing sharp interest rate benefits to borrowers with a good credit score
US car buyers ignore NAFTA politics; South Africa powerplay; iron ore futures sink in China; China bank assets soar; Greece in trouble again; UST 10yr yield at 2.37%; oil unchanged, gold up; NZ$1 = 70.5 US¢, TWI-5 = 75.2
28th Mar 17, 7:36am
2
US car buyers ignore NAFTA politics; South Africa powerplay; iron ore futures sink in China; China bank assets soar; Greece in trouble again; UST 10yr yield at 2.37%; oil unchanged, gold up; NZ$1 = 70.5 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Monday; SBS Bank ends 'special', 1 mln beneficiaries, China trade in focus, big QLD storm, RBA closer to cashless, swaps down, NZD up
27th Mar 17, 3:59pm
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A review of things you need to know before you go home on Monday; SBS Bank ends 'special', 1 mln beneficiaries, China trade in focus, big QLD storm, RBA closer to cashless, swaps down, NZD up
US investment slows; Japan rebounds; China rigs Hong Kong 'election'; Brazil beef cleared; Russia cuts rates; AU auction clearance rates high; UST 10yr yield at 2.42%; oil and gold unchanged; NZ$1 = 70.3 US¢, TWI-5 = 75.2
27th Mar 17, 7:44am
US investment slows; Japan rebounds; China rigs Hong Kong 'election'; Brazil beef cleared; Russia cuts rates; AU auction clearance rates high; UST 10yr yield at 2.42%; oil and gold unchanged; NZ$1 = 70.3 US¢, TWI-5 = 75.2
Lending to investors falls as new RBNZ standards bite. First home buyer affordability improves. Are they related?
26th Mar 17, 12:35pm
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Lending to investors falls as new RBNZ standards bite. First home buyer affordability improves. Are they related?
A review of things you need to know before you go home on Friday; no rate changes, new drought monitor, property investors lose confidence, big trade deficit, Krippner wins, Govt bond yields fall
24th Mar 17, 3:59pm
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A review of things you need to know before you go home on Friday; no rate changes, new drought monitor, property investors lose confidence, big trade deficit, Krippner wins, Govt bond yields fall
US new home sales jump; Chinese banks face liquidity stress; Aussie banks face capital demands; Aust pension risks; UST 10yr yield at 2.42%; oil lower, gold up; NZ$1 = 70.4 US¢, TWI-5 = 75.3
24th Mar 17, 7:29am
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US new home sales jump; Chinese banks face liquidity stress; Aussie banks face capital demands; Aust pension risks; UST 10yr yield at 2.42%; oil lower, gold up; NZ$1 = 70.4 US¢, TWI-5 = 75.3
A review of things you need to know before you go home on Thursday; OCR unchanged, record renewables, rising energy intensity, falling retail power costs, swaps slip again
23rd Mar 17, 3:59pm
A review of things you need to know before you go home on Thursday; OCR unchanged, record renewables, rising energy intensity, falling retail power costs, swaps slip again
US home prices rise, sales volumes fall; China tightens collateral rules; iron ore prices skid; NZ ranks high in happiness; UST 10yr yield at 2.40%; oil lower, gold up; NZ$1 = 70.6 US¢, TWI-5 = 75.4
23rd Mar 17, 7:40am
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US home prices rise, sales volumes fall; China tightens collateral rules; iron ore prices skid; NZ ranks high in happiness; UST 10yr yield at 2.40%; oil lower, gold up; NZ$1 = 70.6 US¢, TWI-5 = 75.4