David Chaston

SBS Bank is the first to change a mortgage interest rate in 2018, cutting their one year fixed by -15 bps. TSB has now matched them. Recent wholesale rate rises don't put special upward pressure on most home loan rates

SBS Bank is the first to change a mortgage interest rate in 2018, cutting their one year fixed by -15 bps. TSB has now matched them. Recent wholesale rate rises don't put special upward pressure on most home loan rates

All eyes on US debt funding negotiations; US consumer sentiments turns lower; bond yields turn higher worldwide; local swap rate up too; commodity prices rise; oil slips and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.2

All eyes on US debt funding negotiations; US consumer sentiments turns lower; bond yields turn higher worldwide; local swap rate up too; commodity prices rise; oil slips and gold up; NZ$1 = 72.8 USc; TWI-5 = 74.2

A review of things you need to know before you go home on Friday; PM pregnant; PMI drops sharply; trans-Tasman travel strong; Aussie heat stress; NZGB yields up, swap rates up strongly, NZD softer

A review of things you need to know before you go home on Friday; PM pregnant; PMI drops sharply; trans-Tasman travel strong; Aussie heat stress; NZGB yields up, swap rates up strongly, NZD softer

US housing starts slip; China growth above target; China housing strong; China retail near global #1; coal still king; Aussie debt-to-income ratio jumps; UST 10yr 2.61%; oil unchanged, gold down; NZ$1 = 73.1 USc; TWI-5 = 74.5

US housing starts slip; China growth above target; China housing strong; China retail near global #1; coal still king; Aussie debt-to-income ratio jumps; UST 10yr 2.61%; oil unchanged, gold down; NZ$1 = 73.1 USc; TWI-5 = 74.5

New Zealand's largest bank trims its hi-viz TD rates, leaving its rivals with better offers, and the challenger banks with much better offers. Weak loan demand may be behind the move

New Zealand's largest bank trims its hi-viz TD rates, leaving its rivals with better offers, and the challenger banks with much better offers. Weak loan demand may be behind the move

A review of things you need to know before you go home on Thursday; no rate changes yet, house sales levels skid, beneficiary ratio improves, NZGB yields up, swap rates up strongly, NZD unchanged, bitcoin wilder

A review of things you need to know before you go home on Thursday; no rate changes yet, house sales levels skid, beneficiary ratio improves, NZGB yields up, swap rates up strongly, NZD unchanged, bitcoin wilder

We have had seven years where the growth in the number of workers has been faster than the growth in beneficiaries, despite the ageing population. But is that trend about to reverse?

We have had seven years where the growth in the number of workers has been faster than the growth in beneficiaries, despite the ageing population. But is that trend about to reverse?

US industrial production up sharply; US equities jump; Canada raises policy rate; big French dairy recall; interest-only loan shift worries Aussies; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 73.2 USc; TWI-5 = 74.4; bitcoin below US$10,000

US industrial production up sharply; US equities jump; Canada raises policy rate; big French dairy recall; interest-only loan shift worries Aussies; UST 10yr 2.56%; oil and gold unchanged; NZ$1 = 73.2 USc; TWI-5 = 74.4; bitcoin below US$10,000

A review of things you need to know before you go home on Wednesday; no rate changes, dairy prices jump, trucking activity softens, commodity prices softer, landlord sanctioned; swap rates flatten; NZD soft, bitcoin tumbles

A review of things you need to know before you go home on Wednesday; no rate changes, dairy prices jump, trucking activity softens, commodity prices softer, landlord sanctioned; swap rates flatten; NZD soft, bitcoin tumbles

Dairy prices rise on lower volume; China ODI declines; China downgrades US credit rating; Germans on strike; AU savings interest rates drop; UST 10yr 2.56%; oil and gold lower; NZ$1 = 72.7 USc; TWI-5 = 74.2; bitcoin down -US$3,000

Dairy prices rise on lower volume; China ODI declines; China downgrades US credit rating; Germans on strike; AU savings interest rates drop; UST 10yr 2.56%; oil and gold lower; NZ$1 = 72.7 USc; TWI-5 = 74.2; bitcoin down -US$3,000

A review of things you need to know before you go home on Tuesday; no rate changes, business mood lower, jobs mood softens, retail sales growth soft, milk production down, swaps flat, NZD higher, bitcoin slips

A review of things you need to know before you go home on Tuesday; no rate changes, business mood lower, jobs mood softens, retail sales growth soft, milk production down, swaps flat, NZD higher, bitcoin slips

We report on how active Housing NZ Corporation has been in seeking housing consents, and how concentrated this has been in Auckland

We report on how active Housing NZ Corporation has been in seeking housing consents, and how concentrated this has been in Auckland

US dollar sinks; Ford goes electric; EU's big surplus; Canada house sales rise; Fitch warns of unexpected consequences, key UST 10yr 2.55%; oil and gold up; NZ$1 = 73.1 USc; TWI-5 = 74.4

US dollar sinks; Ford goes electric; EU's big surplus; Canada house sales rise; Fitch warns of unexpected consequences, key UST 10yr 2.55%; oil and gold up; NZ$1 = 73.1 USc; TWI-5 = 74.4

A review of things you need to know before you go home on Monday; fresh food more expensive, rents higher, domestic online wins retail, big kauri, swap rates up, NZD holds

A review of things you need to know before you go home on Monday; fresh food more expensive, rents higher, domestic online wins retail, big kauri, swap rates up, NZD holds

US debt limit issues rise again; US inflation up; China trade rises, PwC barred in India; hard commodity prices rise, key US and China interest rates jump; oil and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.1

US debt limit issues rise again; US inflation up; China trade rises, PwC barred in India; hard commodity prices rise, key US and China interest rates jump; oil and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.1

How do we get our stubbornly low pay rates up so they compare better with those in Australia? David Chaston has an idea, one that may help fight asset price inflation too

How do we get our stubbornly low pay rates up so they compare better with those in Australia? David Chaston has an idea, one that may help fight asset price inflation too

US inflation stirs on strong retail; China's trade surplus slips; NZ exports too much cheese; India bars PwC; Merkel nears deal; key US and China rates jump; oil slips and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.2

US inflation stirs on strong retail; China's trade surplus slips; NZ exports too much cheese; India bars PwC; Merkel nears deal; key US and China rates jump; oil slips and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.2

A review of things you need to know before you go home on Friday; a rate change, building consents jump, CPI updated, ANZ gives up on selling UDC to HNA, swap rates slip, NZD holds

A review of things you need to know before you go home on Friday; a rate change, building consents jump, CPI updated, ANZ gives up on selling UDC to HNA, swap rates slip, NZD holds

Statistics NZ completes its 3-yearly review of CPI components that monitor consumer inflation. Food and housing are weighted a little higher in this new review

Statistics NZ completes its 3-yearly review of CPI components that monitor consumer inflation. Food and housing are weighted a little higher in this new review

Building consents rise strongly in November, hitting a 13-year high nationally, a 15-year high in Auckland. Apartments and townhouses drive the spike

Building consents rise strongly in November, hitting a 13-year high nationally, a 15-year high in Auckland. Apartments and townhouses drive the spike

US PPI falls; China catches US retail crown; air travel booming; China corporate debt wall; China growth rises; China deny's UST move; UST 10yr yield 2.53%; oil and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.5

US PPI falls; China catches US retail crown; air travel booming; China corporate debt wall; China growth rises; China deny's UST move; UST 10yr yield 2.53%; oil and gold up; NZ$1 = 72.5 USc; TWI-5 = 74.5

A review of things you need to know before you go home on Thursday; A rate trimmed, QV data goes both ways, fewer job ads, Aussie retail up, NZX50 down, swaps up, NZD listless

A review of things you need to know before you go home on Thursday; A rate trimmed, QV data goes both ways, fewer job ads, Aussie retail up, NZX50 down, swaps up, NZD listless

Wall Street rally stalls; US growth tame; Fed dividend smaller; global airfreight jumps; Canada dobs in rogue US actions; China CPI up; UST 10yr yield 2.56%; oil and gold up; NZ$1 = 71.9 USc; TWI-5 = 74.1

Wall Street rally stalls; US growth tame; Fed dividend smaller; global airfreight jumps; Canada dobs in rogue US actions; China CPI up; UST 10yr yield 2.56%; oil and gold up; NZ$1 = 71.9 USc; TWI-5 = 74.1

QV says 2017 was a year of mixed sentiment in the residential property market but value increases picked up noticeably post election despite a drop-off in sales volumes

QV says 2017 was a year of mixed sentiment in the residential property market but value increases picked up noticeably post election despite a drop-off in sales volumes

A review of things you need to know before you go home on Wednesday; NZCU Auckland raises TD rates, log prices up, interest-only loan levels high, dairy derivative prices climb, swap rates up, NZD softens

A review of things you need to know before you go home on Wednesday; NZCU Auckland raises TD rates, log prices up, interest-only loan levels high, dairy derivative prices climb, swap rates up, NZD softens