About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Air travel jumps; IFRS9 affects banks; US growing faster; CBA faces major AML lawsuit; BofE signal higher rates; SAA looted; China deals with quake fast; UST 10yr yield at 2.23%; oil down, gold unchanged; NZ$1 = 74.4 US¢, TWI-5 = 76.7
4th Aug 17, 7:29am
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Air travel jumps; IFRS9 affects banks; US growing faster; CBA faces major AML lawsuit; BofE signal higher rates; SAA looted; China deals with quake fast; UST 10yr yield at 2.23%; oil down, gold unchanged; NZ$1 = 74.4 US¢, TWI-5 = 76.7
We review the June quarter global gold demand and supply data, a period of subdued demand for the yellow metal, only held up by central bank buying from Russia and Turkey
3rd Aug 17, 5:11pm
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We review the June quarter global gold demand and supply data, a period of subdued demand for the yellow metal, only held up by central bank buying from Russia and Turkey
A review of things you need to know before you go home Thursday; no rate changes, Akl house prices drop, car sales fall, job ads slip, commodity prices slip, RBNZ hold its line, swap rates fall, NZD lower
3rd Aug 17, 3:59pm
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A review of things you need to know before you go home Thursday; no rate changes, Akl house prices drop, car sales fall, job ads slip, commodity prices slip, RBNZ hold its line, swap rates fall, NZD lower
Aircargo growth impressive; ADP payrolls disappoint; US debt limit warning; Volker Rule 'under review'; India cuts rate; Tasmanian dairy trouble; ANZ to sell another NZ bit; UST 10yr yield at 2.27%; oil up, gold down; NZ$1 = 74.4 US¢, TWI-5 = 76.7
3rd Aug 17, 7:41am
17
Aircargo growth impressive; ADP payrolls disappoint; US debt limit warning; Volker Rule 'under review'; India cuts rate; Tasmanian dairy trouble; ANZ to sell another NZ bit; UST 10yr yield at 2.27%; oil up, gold down; NZ$1 = 74.4 US¢, TWI-5 = 76.7
We look at how well pay packets have grown on an after-inflation basis. And we compare that to how our economy has grown on a 'real' basis
2nd Aug 17, 11:23am
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We look at how well pay packets have grown on an after-inflation basis. And we compare that to how our economy has grown on a 'real' basis
Dow at record but US data unimpressive; China tackles stats corruption; Malaysia defaults on 1MDB payment; EU growth up; Aussies think high CEO pay unethical; UST 10yr yield at 2.25%; oil down, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.1
2nd Aug 17, 7:34am
4
Dow at record but US data unimpressive; China tackles stats corruption; Malaysia defaults on 1MDB payment; EU growth up; Aussies think high CEO pay unethical; UST 10yr yield at 2.25%; oil down, gold up; NZ$1 = 74.8 US¢, TWI-5 = 77.1
A review of things you need to know before you go home Tuesday; many rate changes, lower house prices, more for sale, Ardern to lead Labour, a huge Chinese problem, swap rates rise, NZD holds
1st Aug 17, 3:59pm
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A review of things you need to know before you go home Tuesday; many rate changes, lower house prices, more for sale, Ardern to lead Labour, a huge Chinese problem, swap rates rise, NZD holds
US house sale volumes rise; US factory surveys variable; China PMIs moderate; HSBC booms; EU jobless rate falls, AU house lending grows; UST 10yr yield at 2.29%; oil up, gold unchanged; NZ$1 = 75 US¢, TWI-5 = 77.3
1st Aug 17, 7:37am
5
US house sale volumes rise; US factory surveys variable; China PMIs moderate; HSBC booms; EU jobless rate falls, AU house lending grows; UST 10yr yield at 2.29%; oil up, gold unchanged; NZ$1 = 75 US¢, TWI-5 = 77.3
Our comprehensive review of Balanced KiwiSaver fund returns to June 30, 2017, identifying who has the best long-term returns
1st Aug 17, 5:02am
Our comprehensive review of Balanced KiwiSaver fund returns to June 30, 2017, identifying who has the best long-term returns
A review of things you need to know before you go home Monday; both mortgage and TD rate rises, fewer building consents, NBFI growth tame, swaps stable, NZD firms
31st Jul 17, 3:59pm
13
A review of things you need to know before you go home Monday; both mortgage and TD rate rises, fewer building consents, NBFI growth tame, swaps stable, NZD firms
State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
31st Jul 17, 9:00am
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State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
US consumers confident, growth returns; Canada booms; Spain impresses; Russia threatens; China curbs insurers; ALP tackles trust tax rort; UST 10yr yield at 2.29%; oil and gold up; NZ$1 = 75.1 US¢, TWI-5 = 77.6
31st Jul 17, 7:21am
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US consumers confident, growth returns; Canada booms; Spain impresses; Russia threatens; China curbs insurers; ALP tackles trust tax rort; UST 10yr yield at 2.29%; oil and gold up; NZ$1 = 75.1 US¢, TWI-5 = 77.6
Half of all interest earned by banks comes from mortgage lending. We analyse how that shakes out, how drawdowns are tracking, and how repayments are flowing
29th Jul 17, 7:48am
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Half of all interest earned by banks comes from mortgage lending. We analyse how that shakes out, how drawdowns are tracking, and how repayments are flowing
A review of things you need to know before you go home Friday; affordability improves in NZ, worsens in AU, hydro lakes stabilise, minnow financial statements, swaps stable, NZD slips
28th Jul 17, 3:59pm
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A review of things you need to know before you go home Friday; affordability improves in NZ, worsens in AU, hydro lakes stabilise, minnow financial statements, swaps stable, NZD slips
Our comprehensive review of Conservative KiwiSaver fund performance to June 30, 2017, identifying who has the best long-term returns
28th Jul 17, 11:54am
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Our comprehensive review of Conservative KiwiSaver fund performance to June 30, 2017, identifying who has the best long-term returns
US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
28th Jul 17, 7:43am
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US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
27th Jul 17, 3:59pm
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A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
27th Jul 17, 11:10am
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Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
27th Jul 17, 7:36am
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US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
26th Jul 17, 11:58am
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Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1
26th Jul 17, 7:33am
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US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1
A review of things you need to know before you go home Tuesday; no rate changes, KiwiSaver comparatives, rent subsidies compared, HNA murkier, swaps firm, NZD stable
25th Jul 17, 3:59pm
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A review of things you need to know before you go home Tuesday; no rate changes, KiwiSaver comparatives, rent subsidies compared, HNA murkier, swaps firm, NZD stable
New Zealanders are at the lowest level of debt stress ever on a population-adjusted basis and close to it on an absolute basis
25th Jul 17, 3:38pm
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New Zealanders are at the lowest level of debt stress ever on a population-adjusted basis and close to it on an absolute basis
US house prices up; Factories humming in US and EU; IMF downgrades US growth, suggests HQ move to Beijing; US MNC cash stash jumps; UST 10yr yield at 2.25%; oil and gold higher; NZ$1 = 74.3 US¢, TWI-5 = 77.2
25th Jul 17, 7:30am
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US house prices up; Factories humming in US and EU; IMF downgrades US growth, suggests HQ move to Beijing; US MNC cash stash jumps; UST 10yr yield at 2.25%; oil and gold higher; NZ$1 = 74.3 US¢, TWI-5 = 77.2
A review of things you need to know before you go home Monday; Kiwibank changes TD incentive, WMP rising, ASX falling. Ireland's parking problem, Japan's surpluses, swaps and NZD stable
24th Jul 17, 3:59pm
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A review of things you need to know before you go home Monday; Kiwibank changes TD incentive, WMP rising, ASX falling. Ireland's parking problem, Japan's surpluses, swaps and NZD stable