David Chaston

A review of things you need to know before you go home on Wednesday; house prices ease, Westpac sees lower mortgage rates & higher prices, Fonterra changes top, swaps stable, NZD firms

A review of things you need to know before you go home on Wednesday; house prices ease, Westpac sees lower mortgage rates & higher prices, Fonterra changes top, swaps stable, NZD firms

How using bank apps locks you into excessively high spreads & fees when you convert money from or to NZ accounts & why direct negotiation will save you a bundle

How using bank apps locks you into excessively high spreads & fees when you convert money from or to NZ accounts & why direct negotiation will save you a bundle

US household debt rises modestly; China data slowing, new infrastructure projects approved; German growth lifts EU; Sydney vacancies bring falling rents; UST 10yr at 2.90%; oil and gold stable; NZ$1 = 65.8 USc; TWI-5 = 70.1

US household debt rises modestly; China data slowing, new infrastructure projects approved; German growth lifts EU; Sydney vacancies bring falling rents; UST 10yr at 2.90%; oil and gold stable; NZ$1 = 65.8 USc; TWI-5 = 70.1

A review of things you need to know before you go home on Tuesday; TD rates trend lower, population edges up; median age edges down; Auckland scores better but ranks lower, swaps up, NZD up

A review of things you need to know before you go home on Tuesday; TD rates trend lower, population edges up; median age edges down; Auckland scores better but ranks lower, swaps up, NZD up

BNZ and SBS Bank trim some rates for terms one year and longer. Kiwibank raises its 200 day 'special offer' rate. These changes come as wholesale interest rates shift sharply lower

BNZ and SBS Bank trim some rates for terms one year and longer. Kiwibank raises its 200 day 'special offer' rate. These changes come as wholesale interest rates shift sharply lower

Asia equities tank, but EU and US restrain rout; India struggles with fallout; Argentina raises rates sharply; China loosens debt strings; UST 10yr at 2.88%; oil and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

Asia equities tank, but EU and US restrain rout; India struggles with fallout; Argentina raises rates sharply; China loosens debt strings; UST 10yr at 2.88%; oil and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Monday; Kiwibank's 10% KiwiBuild deposits, lakes fuller, food prices stable, foreign buyer ban closer, swaps hold, NZGB 10yr drops, NZD holds

A review of things you need to know before you go home on Monday; Kiwibank's 10% KiwiBuild deposits, lakes fuller, food prices stable, foreign buyer ban closer, swaps hold, NZGB 10yr drops, NZD holds

Turkey risks batter Wall Street and banks; US inflation jumps, real wages fall; US Federal deficit rising; Canada jobs grow; Japan grows again; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

Turkey risks batter Wall Street and banks; US inflation jumps, real wages fall; US Federal deficit rising; Canada jobs grow; Japan grows again; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

Confidence in the economy is wavering, and there are at least five key reasons, most related to some big public policy changes, and how households have reacted to the consequences

Confidence in the economy is wavering, and there are at least five key reasons, most related to some big public policy changes, and how households have reacted to the consequences

We need a new business journalist skilled at explaining the drivers of the economy and its key sectors

We need a new business journalist skilled at explaining the drivers of the economy and its key sectors

US inflation up, real wages down; US Federal deficit swells; Canada jobs grow; Turkey and Argentina at the brink; Wall Street recoils; UST 10yr 2.87%; NZ swaps dive; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

US inflation up, real wages down; US Federal deficit swells; Canada jobs grow; Turkey and Argentina at the brink; Wall Street recoils; UST 10yr 2.87%; NZ swaps dive; oil up and gold down; NZ$1 = 65.8 USc; TWI-5 = 69.8

A review of things you need to know before you go home on Friday; rate changes from ASB and Kiwibank, dairy jolt, PMI dive, fuel tax bite, swaps fall sharply again, NZD falls too

A review of things you need to know before you go home on Friday; rate changes from ASB and Kiwibank, dairy jolt, PMI dive, fuel tax bite, swaps fall sharply again, NZD falls too

Ahead of the Spring selling season, and following big wholesale rate drops, the second largest home loan lender cuts its four year fixed rate sharply

Ahead of the Spring selling season, and following big wholesale rate drops, the second largest home loan lender cuts its four year fixed rate sharply

China blinks; Canada housing starts fall; Japan orders jump; China prices rise; air travel growth rises; Russia and Turkey battered; UST 10yr at 2.93%; oil and gold unchanged; NZ$1 = 66.3 USc; TWI-5 = 69.9

China blinks; Canada housing starts fall; Japan orders jump; China prices rise; air travel growth rises; Russia and Turkey battered; UST 10yr at 2.93%; oil and gold unchanged; NZ$1 = 66.3 USc; TWI-5 = 69.9

A review of things you need to know before you go home on Thursday; RBNZ surprises market with gloomy assessment, Fonterra adds to uncertainty; concrete pour rises, swaps fall very sharply, NZD drops

A review of things you need to know before you go home on Thursday; RBNZ surprises market with gloomy assessment, Fonterra adds to uncertainty; concrete pour rises, swaps fall very sharply, NZD drops

Air cargo growth fades; Canada building permits fall; China hits more US goods with tariffs; most emerging markets struggling; UST 10yr at 2.97%; oil drops, gold rises; NZ$1 = 67.6 USc; TWI-5 = 71.1

Air cargo growth fades; Canada building permits fall; China hits more US goods with tariffs; most emerging markets struggling; UST 10yr at 2.97%; oil drops, gold rises; NZ$1 = 67.6 USc; TWI-5 = 71.1

A review of things you need to know before you go home on Wednesday; some TD changes, Truckometer positive, inflation up, expectations up, Aussie house financing soft, swaps firm, NZD bounces

A review of things you need to know before you go home on Wednesday; some TD changes, Truckometer positive, inflation up, expectations up, Aussie house financing soft, swaps firm, NZD bounces

David Chaston calls for a shakeup in the way auditors are appointed to banks who are systemically important to our economy and our financial stability

David Chaston calls for a shakeup in the way auditors are appointed to banks who are systemically important to our economy and our financial stability

Dairy prices unchanged; US job openings near record high; US consumer credit growth slows; China fx reserves rise; ASIC organises SWAT teams; UST 10yr at 2.97%; oil and gold unchanged; NZ$1 = 67.3 USc; TWI-5 = 70.9

Dairy prices unchanged; US job openings near record high; US consumer credit growth slows; China fx reserves rise; ASIC organises SWAT teams; UST 10yr at 2.97%; oil and gold unchanged; NZ$1 = 67.3 USc; TWI-5 = 70.9

A review of things you need to know before you go home on Tuesday; HSBC cuts home loan rates, Auckland consents all get built, auction rates rise, pay rate gains, swaps and NZD soft

A review of things you need to know before you go home on Tuesday; HSBC cuts home loan rates, Auckland consents all get built, auction rates rise, pay rate gains, swaps and NZD soft

New carded rate offers from HSBC set them 10 to 30 basis points below any other home loan rival, making HSBC an attractive and unique comparator

New carded rate offers from HSBC set them 10 to 30 basis points below any other home loan rival, making HSBC an attractive and unique comparator

US re-sanctions Iran, but EU and China resist; markets yawn; German factory orders slump; US banks relax standards, ASIC to embed 'supervisors' in banks; UST 10yr at 2.94%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 71

US re-sanctions Iran, but EU and China resist; markets yawn; German factory orders slump; US banks relax standards, ASIC to embed 'supervisors' in banks; UST 10yr at 2.94%; oil up and gold down; NZ$1 = 67.3 USc; TWI-5 = 71

A review of things you need to know before you go home on Monday; no rate changes, used imports fall, commodity prices slip, "house prices to rise", swaps fall, NZD stable

A review of things you need to know before you go home on Monday; no rate changes, used imports fall, commodity prices slip, "house prices to rise", swaps fall, NZD stable

China guides its currency; US job growth slows; Canada trade deficit narrows, US deficit widens; China targets more US goods; NAFTA progress, maybe; UST 10yr at 2.95%; oil and gold lower; NZ$1 = 67.4 USc; TWI-5 = 71.1

China guides its currency; US job growth slows; Canada trade deficit narrows, US deficit widens; China targets more US goods; NAFTA progress, maybe; UST 10yr at 2.95%; oil and gold lower; NZ$1 = 67.4 USc; TWI-5 = 71.1

US jobs growth slows, jobless rate dips; Canada trade deficit narrows; China hits US goods with higher tariffs; US trade deficit widens; Italian bond yields jump; UST 10yr 2.95%; oil and gold down; NZ$1 = 67.5 USc; TWI-5 = 71.1

US jobs growth slows, jobless rate dips; Canada trade deficit narrows; China hits US goods with higher tariffs; US trade deficit widens; Italian bond yields jump; UST 10yr 2.95%; oil and gold down; NZ$1 = 67.5 USc; TWI-5 = 71.1