About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5
24th Jan 17, 7:37am
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Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5
A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips
23rd Jan 17, 3:59pm
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A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips
ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals
23rd Jan 17, 10:34am
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ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals
The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks
23rd Jan 17, 9:56am
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The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks
Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5
23rd Jan 17, 7:15am
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Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5
SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates
21st Jan 17, 3:16pm
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SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates
A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises
20th Jan 17, 3:59pm
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A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises
US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5
20th Jan 17, 7:38am
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US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5
We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'
19th Jan 17, 5:34pm
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We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'
A review of things you need to know before you go home on Thursday; ANZ hikes rates, factories & consumers happy, building consents jump, Govt bond yields rise, swaps rise & steepen, NZD stays high
19th Jan 17, 3:59pm
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A review of things you need to know before you go home on Thursday; ANZ hikes rates, factories & consumers happy, building consents jump, Govt bond yields rise, swaps rise & steepen, NZD stays high
ANZ changes rates for investors, decreasing some, and raising others but by a much smaller change than for borrowers. However ANZ remains remains very competitive compared with its main rivals
19th Jan 17, 10:24am
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ANZ changes rates for investors, decreasing some, and raising others but by a much smaller change than for borrowers. However ANZ remains remains very competitive compared with its main rivals
This review will not be produced today. Please note any relevant overnight news items in the Comment section below
19th Jan 17, 8:18am
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This review will not be produced today. Please note any relevant overnight news items in the Comment section below
NZ's largest mortgage lender raises most interest rates, including its floating rates. In the month since its last increase, wholesale rates have declined
18th Jan 17, 5:50pm
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NZ's largest mortgage lender raises most interest rates, including its floating rates. In the month since its last increase, wholesale rates have declined
A review of things you need to know before you go home on Wednesday; mortgage rate rises, dairy auction slippage, weak Aussie data, debt stays high, swap rates unchanged, NZD rises
18th Jan 17, 3:59pm
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A review of things you need to know before you go home on Wednesday; mortgage rate rises, dairy auction slippage, weak Aussie data, debt stays high, swap rates unchanged, NZD rises
Dairy prices soft; NZ property a focus for rich Chinese; local China housing demand sinks; UK chooses hard Brexit; UST 10yr yield at 2.35%; oil stable, gold up; NZ$1 = 71.9 US¢, TWI-5 = 77.4
18th Jan 17, 7:32am
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Dairy prices soft; NZ property a focus for rich Chinese; local China housing demand sinks; UK chooses hard Brexit; UST 10yr yield at 2.35%; oil stable, gold up; NZ$1 = 71.9 US¢, TWI-5 = 77.4
Another bank raises most home lending rates including its floating rates, following similar moves of some majors
17th Jan 17, 8:21pm
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Another bank raises most home lending rates including its floating rates, following similar moves of some majors
A review of things you need to know before you go home on Tuesday; RaboDirect cuts PIE rates, Powerco to spend $1.4 bln, QSBO shows confidence, inflation lurking, swaps stable, NZD unchanged
17th Jan 17, 3:59pm
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A review of things you need to know before you go home on Tuesday; RaboDirect cuts PIE rates, Powerco to spend $1.4 bln, QSBO shows confidence, inflation lurking, swaps stable, NZD unchanged
IMF sees higher global growth, but more debt, more volatility; China's power use up +5%; Aussie Federal debt to exceed $0.5 tln; UST 10yr yield at 2.40%; oil stable, gold up; NZ$1 = 71 US¢, TWI-5 = 77
17th Jan 17, 7:38am
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IMF sees higher global growth, but more debt, more volatility; China's power use up +5%; Aussie Federal debt to exceed $0.5 tln; UST 10yr yield at 2.40%; oil stable, gold up; NZ$1 = 71 US¢, TWI-5 = 77
A review of things you need to know before you go home on Monday; Fitch negative on Aussie banks, Auckland rents fall, food costs unchanged, SFF posts loss, swaps unchanged, NZD holds, GBP falls
16th Jan 17, 3:59pm
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A review of things you need to know before you go home on Monday; Fitch negative on Aussie banks, Auckland rents fall, food costs unchanged, SFF posts loss, swaps unchanged, NZD holds, GBP falls
Moody's pays for GFC failings; US retail and confidence rise; heavy hitters at Davos; China clamps down on payment platforms; China tax take falls; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 71.3 US¢, TWI-5 = 77.2
16th Jan 17, 7:38am
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Moody's pays for GFC failings; US retail and confidence rise; heavy hitters at Davos; China clamps down on payment platforms; China tax take falls; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 71.3 US¢, TWI-5 = 77.2
A review of things you need to know before you go home on Friday; Westpac and UDC raise rates, shoppers spend at record levels, inflation ticks up, ASB says 2017 encouraging, swaps stable, NZD firms again
13th Jan 17, 3:59pm
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A review of things you need to know before you go home on Friday; Westpac and UDC raise rates, shoppers spend at record levels, inflation ticks up, ASB says 2017 encouraging, swaps stable, NZD firms again
US jobless claims low; air travel booms; PC shipments slump; German growth inches up; China bank lending soars; UST 10yr yield at 2.32%; oil and gold higher; NZ$1 = 71.3 US¢, TWI-5 = 77.2
13th Jan 17, 7:50am
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US jobless claims low; air travel booms; PC shipments slump; German growth inches up; China bank lending soars; UST 10yr yield at 2.32%; oil and gold higher; NZ$1 = 71.3 US¢, TWI-5 = 77.2
Black Friday home loan increases come from the Red Bank. Hikes range from +10 bps to +30 bps. Meanwhile wholesale swap rates fall
12th Jan 17, 6:56pm
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Black Friday home loan increases come from the Red Bank. Hikes range from +10 bps to +30 bps. Meanwhile wholesale swap rates fall
A review of things you need to know before you go home on Thursday; No rate changes today, Truckometer slows near peak, commodity prices rise, car sales in clouds, VW execs face criminal charges, swaps lower, NZD up
12th Jan 17, 3:59pm
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A review of things you need to know before you go home on Thursday; No rate changes today, Truckometer slows near peak, commodity prices rise, car sales in clouds, VW execs face criminal charges, swaps lower, NZD up
World Bank likes US tax-and-spend plans, worried about trade policy; US house sale fails rise; Vancouver takes odd policy stances; Aussie property developers happy; UST 10yr yield at 2.34%; oil up, gold down; NZ$1 = 70.1 US¢, TWI-5 = 76.5
12th Jan 17, 7:39am
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World Bank likes US tax-and-spend plans, worried about trade policy; US house sale fails rise; Vancouver takes odd policy stances; Aussie property developers happy; UST 10yr yield at 2.34%; oil up, gold down; NZ$1 = 70.1 US¢, TWI-5 = 76.5