David Chaston

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases

A review of things you need to know before you go home on Tuesday; NZCU Baywide raises TD rates, service sector strong, Bloxham a fan, minimum wage to rise +3.3%, swaps slip, NZD rises

A review of things you need to know before you go home on Tuesday; NZCU Baywide raises TD rates, service sector strong, Bloxham a fan, minimum wage to rise +3.3%, swaps slip, NZD rises

Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5

Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5

A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips

A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips

ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals

ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals

The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks

The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks

Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates

SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates

A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises

A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises

US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'

We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'

A review of things you need to know before you go home on Thursday; ANZ hikes rates, factories & consumers happy, building consents jump, Govt bond yields rise, swaps rise & steepen, NZD stays high

A review of things you need to know before you go home on Thursday; ANZ hikes rates, factories & consumers happy, building consents jump, Govt bond yields rise, swaps rise & steepen, NZD stays high

ANZ changes rates for investors, decreasing some, and raising others but by a much smaller change than for borrowers. However ANZ remains remains very competitive compared with its main rivals

ANZ changes rates for investors, decreasing some, and raising others but by a much smaller change than for borrowers. However ANZ remains remains very competitive compared with its main rivals

This review will not be produced today. Please note any relevant overnight news items in the Comment section below

This review will not be produced today. Please note any relevant overnight news items in the Comment section below

NZ's largest mortgage lender raises most interest rates, including its floating rates. In the month since its last increase, wholesale rates have declined

NZ's largest mortgage lender raises most interest rates, including its floating rates. In the month since its last increase, wholesale rates have declined

A review of things you need to know before you go home on Wednesday; mortgage rate rises, dairy auction slippage, weak Aussie data, debt stays high, swap rates unchanged, NZD rises

A review of things you need to know before you go home on Wednesday; mortgage rate rises, dairy auction slippage, weak Aussie data, debt stays high, swap rates unchanged, NZD rises

Dairy prices soft; NZ property a focus for rich Chinese; local China housing demand sinks; UK chooses hard Brexit; UST 10yr yield at 2.35%; oil stable, gold up; NZ$1 = 71.9 US¢, TWI-5 = 77.4

Dairy prices soft; NZ property a focus for rich Chinese; local China housing demand sinks; UK chooses hard Brexit; UST 10yr yield at 2.35%; oil stable, gold up; NZ$1 = 71.9 US¢, TWI-5 = 77.4

Another bank raises most home lending rates including its floating rates, following similar moves of some majors

Another bank raises most home lending rates including its floating rates, following similar moves of some majors

A review of things you need to know before you go home on Tuesday; RaboDirect cuts PIE rates, Powerco to spend $1.4 bln, QSBO shows confidence, inflation lurking, swaps stable, NZD unchanged

A review of things you need to know before you go home on Tuesday; RaboDirect cuts PIE rates, Powerco to spend $1.4 bln, QSBO shows confidence, inflation lurking, swaps stable, NZD unchanged

IMF sees higher global growth, but more debt, more volatility; China's power use up +5%; Aussie Federal debt to exceed $0.5 tln; UST 10yr yield at 2.40%; oil stable, gold up; NZ$1 = 71 US¢, TWI-5 = 77

IMF sees higher global growth, but more debt, more volatility; China's power use up +5%; Aussie Federal debt to exceed $0.5 tln; UST 10yr yield at 2.40%; oil stable, gold up; NZ$1 = 71 US¢, TWI-5 = 77

A review of things you need to know before you go home on Monday; Fitch negative on Aussie banks, Auckland rents fall, food costs unchanged, SFF posts loss, swaps unchanged, NZD holds, GBP falls

A review of things you need to know before you go home on Monday; Fitch negative on Aussie banks, Auckland rents fall, food costs unchanged, SFF posts loss, swaps unchanged, NZD holds, GBP falls

Moody's pays for GFC failings; US retail and confidence rise; heavy hitters at Davos; China clamps down on payment platforms; China tax take falls; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 71.3 US¢, TWI-5 = 77.2

Moody's pays for GFC failings; US retail and confidence rise; heavy hitters at Davos; China clamps down on payment platforms; China tax take falls; UST 10yr yield at 2.40%; oil and gold lower; NZ$1 = 71.3 US¢, TWI-5 = 77.2